by vampchick21 » Tue Oct 07, 2008 09:38:20 AM
Actually, I have personally received contact from a collection agency regarding a debt that I owe and could not pay (despite my actually advising the inital creditor of my situation and offering to discuss repayment options) within ONE MONTH....yes darling dear, ONE MONTH....31 DAYS of my attempts to work out the situation with the original creditor.
So shush now. I pay my bills when I am able. When finances do not allow me to do so within the standard time frame, I do indeed try to work out arrangements. And yes, there are times when I have honestly forgot all about a bill, it's called LIFE, I live one, I have a busy job that is often high stress and somtimes things slip by the wayside.
But frankly, whether it's one month, 6 months or 2 years, I WILL NOT deal with the kinds of people who make their living collecting debts. I WILL NOT be bullied and harrassed. I WILL NOT be treated like a common criminal. I WILL learn my rights and I WILL act upon them.