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What Is A Refund

Jun 27, 2012

What is a Refund? Wise Geek says that tax refund results to taxes withheld on earnings that amount to the excess amount that a taxpayer owes in income taxes for a calendar year. Federal and ....

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What Are Credit Tips

Jun 27, 2012

What are Credit Tips Customers should know the meaning and value of credit tips. These pointers enable consumers to manage all types of concerns regarding credit cards, credit ratings and scores. There are credit card ....

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What Is Low Interest

Jun 27, 2012

What is Low Interest Wikipedia says that an interest rate is the rate at which interest is paid by a borrower for the use of money borrowed from a lender. Interest rates are normally expressed ....

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What Is Improve Credit Score

Jun 27, 2012

What is Improve Credit Score? A person’s credit score is a numerical expression based on a statistical analysis of a person's credit files. It represents the creditworthiness of that individual. A credit score is based ....

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What Are Group Benefits

Jun 12, 2012

What are Group Benefits? Wise Geek says that Group benefits are financial benefits like pensions and insurance available to members of a group who share a common characteristic like all being employees of the same ....

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What Is A Term Deposit

Jun 12, 2012

What is a Term Deposit? A time deposit is also known as a certificate of deposit in the United States or term deposit, particularly in Canada, Australia and New Zealand. It is called a bond ....

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What Is A Cash Advance

May 12, 2012

What is a Cash Advance? A cash advance is a service provided by most credit card and charge card issuers. The service allows cardholders to withdraw cash, either through an ATM or over the counter ....

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What Is A Credit Card Company

May 12, 2012

What is a Credit Card Company? Majority of Canadian consumers use credit cards to make purchases for goods and services. It has become an essential tool which makes it easier for people since they can ....

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What Is American Express

May 12, 2012

What is American Express? American Express Company is an American multinational financial services corporation headquartered in New York City. It was founded in 1850 and is one of the 30 components of the Dow Jones ....

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What Is An Annual Fee

May 12, 2012

What is an Annual Fee? The annual credit card fee is a one-time charge on your credit card that must be paid during a particular time within the year. This is determined by the card ....

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Discussion Topics Below

RE: Action Collections

May 24, 2013   Post By: - TJ.brooks
Again how old is that? I have no idea when car was repoed and 6 mths after.

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RE: Action Collections

May 24, 2013   Post By: - clivepa
It was a car loan. I started making payments about six months after the car was repossessed, when they had disposed of it and worked out what was left owing. I have no issue ....

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RE: Terms of Settlement Hear...

May 24, 2013   Post By: - Maverick843
Well, were he to award interest plus legal fees, on top of the $14 700 I owe, it could be in excess of $17000+. And if that being the case, it's hard for me ....

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RE: Terms of Settlement Hear...

May 24, 2013   Post By: - TJ.brooks
No they generally will leave the principal amount alone but reduce the interest that has accumulated. Any amount awarded will also include an interest rate of anywhere from 4 to contract rate plus court ....

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RE: Terms of Settlement Hear...

May 24, 2013   Post By: - Maverick843
This is good, it's helping me develop insight as to their psychology/strategy going into this thing. In regards to your previous post, hypothetically, were we not able to work out an agreement at the ....

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RE: Terms of Settlement Hear...

May 24, 2013   Post By: - TJ.brooks
I have seen rulings for as little as 20 bucks a mth. Depends on your means to pay. Assuming they can prove the debt the outcome will be a judgment against you. Having said ....

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RE: Terms of Settlement Hear...

May 24, 2013   Post By: - Maverick843
So regardless of the outcome at a trial, it is rendered as a "judgement"? And does that strategy fit in with them taking it to trial and letting a judge dictate terms? And if ....

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RE: Action Collections

May 24, 2013   Post By: - TJ.brooks
Exactly how old was this debt before you started making payments to them? What kind of debt was it?

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RE: Terms of Settlement Hear...

May 24, 2013   Post By: - TJ.brooks
A judgment remains on file for 6 yrs. If you come to no agreement at this meeting it goes to trial where a judge will issue a judgment.

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RE: Action Collections

May 24, 2013   Post By: - clivepa
These people are the worst C/A I have ever dealt with, and I've been doing everything they wanted me to. Even so they are ruder, more aggressive and way more harrassing than agencies I've ....

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Interview with Barbara Bryn Klare - Author of upsideofmoney.com - Part 1

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