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Apr 23, 2014 It's all about Canadian Personal Finance!

Blog Posts Below

Government Debt And Deficit 10...

Nov 18, 2013

Government Debt and Deficit 101 What is the difference between debt and deficit? Many people confuse the two terms and think they mean the same. They are not. It is easiest to look at the difference by lo. . . .

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Pierre Paradis Summers Luckies...

Oct 28, 2013

Pierre Paradis: Summer’s Luckiest Man “I’ll be making the most of my summer riding on my new Harley-Davidson® motorcycle, next to my spouse” Pierre Paradis. . . .

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Buying Money At A Discount Ano...

Oct 24, 2013

Buying Money at a Discount: Another Look at Life Insurance If I were to “sell” to you $1,000,000 and my “price” is $200,000, would you take my offer? You’d probably think I’m some kind of scam or I am selli. . . .

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Crfa To Work With Competition ...

Oct 22, 2013

CRFA to Work with Competition Bureau to Check Skyrocketing Credit Card Fees Good news to Canadian consumers, Canadian Restaurant and Foodservices Association (CRFA) said it would work closely with the Compet. . . .

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Canadians Debt Burden Rises Bu...

Oct 22, 2013

Canadians Debt Burden Rises But Delinquency Rate is at Record Lows Majority of Canadian consumers continue to increase their debt burdens despite recent efforts from regulators to tighten lending standards, . . . .

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Equifax Suggests 10 Ways To Im...

Oct 22, 2013

Equifax Suggests 10 Ways to Improve Your Credit Report Global leader in consumer, commercial and workforce information solutions provider Equifax urges home buyers to maintain an excellent credit history to . . . .

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How To Get Started With Debt R...

Oct 21, 2013

How to Get Started with Debt Relief and Debt Consolidation Debt relief for consumers is needed today now more than ever. The recent global economic crisis in 2008 and its lingering effect have triggered the ne. . . .

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How To Better Manage Your Payd...

Oct 21, 2013

How to Better Manage Your Payday Loan Latest government statistics have shown that the number of payday loan requests has increased 109 percent in the past two years alone. But the figure is expected rise in t. . . .

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Landlords Descent In Ontario T...

Oct 21, 2013

Landlords Descend in Ontario to Provide Affordable Social Housing Solution More than 1,100 landlords, policy makers and issue experts descendent in Ontario recently to tackle Ontario's critical need for afford. . . .

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Canadas Housing Sector Remains...

Oct 21, 2013

Canada’s Housing Sector Remains Strong Canada’s housing sector remains strong as latest data from The Canadian Real Estate Association (CREA) showed that the national home sales posted modest gains in Septembe. . . .

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Discussion Topics Below

RE: TRYing to get FDR off my...

Apr 23, 2014    Post By: - frankjr71

Don't get sucked in! These debt buyers are trying to get under your skin knowing that if they can cajole you into giving in then they can smile to the bank. Take proactive measures to block their calls. See my post 2. . . .

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TRYing to get FDR off my bac...

Apr 23, 2014    Post By: - grandfallsgirl

Hi i have been getting calls from this company fdr for like 6 months now they have been calling me about a 10 yr old debt that was written off by CIBC in August 2004, i havent gotten 1 call about this matter until 6 mon. . . .

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Dealing with payday lenders

Apr 22, 2014    Post By: - frankjr71

Predatory payday loan stores for the most part suck, and should be avoided at all costs. Vote with your wallet and good sense and discipline and arrange your affairs so as not to be in a position to need this form of c. . . .

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RE: ARM Collection.. and ano...

Apr 22, 2014    Post By: - frankjr71

If they think they can collect from you, then they will invest the time. Collectors, and the more recent phenomenon of (zombie) debt buyers, will sometimes pull a hard inquiry(ies) and/or mixed with soft ones to assign. . . .

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RE: ARO Asking for more mone...

Apr 22, 2014    Post By: - TJ.brooks

You said debt was from few years ago....how long is few?

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Confusing Credit Bureau Resu...

Apr 22, 2014    Post By: - Confused_Credit

Hi Forum; So here's the gist.. I decided to pull both my Transunion and Equifax reports, and both are sitting at 785.. But then on the Transunion report, it says that my credit worthiness is poor??? It a. . . .

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RE: ARO Asking for more mone...

Apr 22, 2014    Post By: - purpledoodle

It was reported in 2012.

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RE: ARO Asking for more mone...

Apr 22, 2014    Post By: - TJ.brooks

Regardless what you pay it will not come off report for 6 yrs from when it was first reported delinquent. How old is this...is it due to fall off soon anyway?

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ARO Asking for more money th...

Apr 22, 2014    Post By: - purpledoodle

I'm having a real issue with ARO.... I had a Desjardins Accord D financing card that fell by the wayside a few years ago (I was out of work, couldn't pay) I've been working for years now, and the last time I tried to pa. . . .

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Tax breaks for the home offi...

Apr 21, 2014    Post By: - Alan Baggett

Tax breaks for the home office crowd :CRA SOTW This article taken from CBC News but they did not supply the author’s name – my apologies to them. Home-based entrepreneurs Tax breaks for the home office crowd . . . .

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RE: ARM Collection.. and ano...

Apr 19, 2014    Post By: - TJ.brooks

Unless the contract specifically provides for it to be governed by a different Jurisdiction.

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Interview with Barbara Bryn Klare - Author of upsideofmoney.com - Part 1

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