by katkat77 » Sat Sep 24, 2011 11:56:52 AM
I came upon this site and was interested too see this company I have never heard of in collections was harrassing others, not that I am suprised.
Please note that FDR is a 3rd rate collections company here in Canada, they buy old, old debt from more successful collections companies for pennies on the dollar and than try and get you to settle for large amounts, they never report it to the credit bureaus neither that you settled.
They have about as much power to take you too court as your dog or cat does. They have to be the orginal creditor and do so within a limited amount of time, usually two years in Ontario.
Another thing check that stat of limitions when they claim you still owe, and do not DO NOT make one pymt to them, this will reactive your account.
This company is so lame they call me with a robot message everyday and claim they will take me to court for the past yr ya sure, they even sent me a letter saying id be attending court if I did not pay, the date was for a SUNDAY lol, so please people if they are threatening you do what I do and give them no information, have a recorder on your cell and recorded then threatening you and save it for court, as we all know they cant threaten without any action.
The collection people themself Im sure owe more money than you or I, so people take my advice, if you are ever to pay a bad debt, pay it to the orginal credit/loan holder not too these people.
kathy jones