by me123456 » Sat Aug 22, 2009 09:15:57 PM
montyloree just as an FYI I didn't say I was moralistic. I am far from moralistic. I went through full time schooling to attain an honors degree and a diploma from 2 very accredited institutions simultaneously within 4 years while working full time and paid all of my expenses including living and commuting. I don't come from a financially stable family, but if I'm able to do it why is no one else able, and I'm only 23. Its called laziness and that's why I have no sympathy for most of these people!
This is how to stay out of debt, don't get involved in credit if your not responsible.You will notice more and more employers these days are looking at your credit to determine how responsible you are towards your obligations. If you really need to build up your credit then sure get a credit card but don't use it unless you have money in the bank to pay it off the same day. Can't afford to repair your car? Take public transportation, car pool, sometimes a cab is cheaper than the repair! Can't afford to put food in your fridge, sell it! Go live in a shelter. Life is not Burger King, thus you cant always have it your way!
average_joe I obviously have self respect if I'm not in a miserable situation like yourself. I respect myself and want the best for myself, thus I pursue knowledge and education which is power. You're looking for the easy way out which will never benefit you in the long run.