by Raymond » Thu Oct 23, 2008 11:58:14 AM
Well, like I told you in my Oct.3 post, the new 2 year limitation period didn't get inaugurated in Saskatchewan until May 1, 2005. All debts that went into default before that date were grandfathered with the 6 year rule. As yours was originally defaulted on during 2004, it falls into this category.
AktivKapital isn't big on suing people, but it does happen as was the case with ARO (another debt buyer) and blogger, KatintheHat from BC. I don't know anything about the details of the debt or your circumstances, so I can't hazard a guess as to whether or not they will sue.
However, since the original creditor didn't consider it worth suing over even after sending it to two 3'rd party collection agencies, the probability is greatly reduced.
Still, if you look at 2 your credit bureau files, you will likely see hard inquiries from Aktiv Kapital sizing you up as a meal prospect. I have no way of knowing what they found or decided upon. Irregardless, I would be very leery of them trying to sneek through a default judgment like what happened to KatintheHat, from BC, yesterday. Thus I would make sure they knew where to find me even if I made it clear to them they weren't going to get a dime. Nonetheless, a favourite collection agency trick is to deliberately send court documents to a wrong address.
Ray