Have you ordered your credit reports and credit scores from Equifax Canada and TransUnion Canada?

By law, Equifax and TransUnion are required to give you a copy of your credit report by mail at least once per year.

This based on the Credit Reporting Act or similar act in your province.

If you haven't ordered your credit reports, you need to! You need to know exactly what's listed on your credit reports. Order your credit reports before you apply for any type of loan or credit.