If you have dependents, a life insurance cover is very crucial for you and your family. It gives peace of mind as what will happen to your beloved ones after you die.Though in UK, every citizen is entitled to avail the medical services but it is getting difficult to get timely treatment due to long wait at NHS. Health Insurance in UK provides you cover to have treatment at private hospitals at the time you choose and by the specialist you want. Health cover can be extended to optical and dental care. Before taking up Health Insurance, you must understand that this is not an alternative to NHS as private hospitals are not able to provide services in certain emergency circumstances. Also, if you have any pre-existing condition, it may become difficult for you to get health insurance in UK.
This kind of insurance protects you against situation in which you fall ill for long time and you loose your income. UK insurance market is very wide and you can approach numerous private insurance companies operating in UK which provide these financial services.

Hi,

Can anyone tell me the situation regarding if a life insurance company in the UK can access medical records in another country (Canada)? I have a drug related medical incident that occurred about 20 years ago when living in Australia, but don't particularly want to bring it up now. But am just wondering if I ever had to use the policy (e.g. accident) if this could and/or would be looked at from the UK, given that I'm not UK born?

KK