I love banannas;i have one every morning for breakfast.

Modified Cooper Challenge:

My money's still on the chimp. Look, the Metro Zoo is not far from Total Debt Freedom. We go over there, get a chimp and put him in Cooper's office for a day right next to all the other "seasoned experts." Then we see who gets the lowest settlements at the end of the day. My bet is on the chimp because his only commission is a couple of bananas, and so he can make the lenders better offers.

I realize he won't be much on the phone but all the hairy little guy needs to do is be able to operate a fax machine, type and hit "send." On Youtube, they've taught chimps to operate computers and even make change as a cashier.

Here is a debt settlment company and their clients settlements.

http://www.kgdebt.ca/example-settlements

I like to see the real clients testimonials where you saved them 75 to 90% on their debts.

Ladyincredit,

I was in a hole one time and now i am debt free lol.

O.C. loved your post, best laugh I've had since I got into trying to settle my debts.

Although as a chimpanzee I'm finding that most of the C.C. companies don't seem to subscribe to Mandy's viewpoint that "if you have'nt got you have'nt got it".
They still want it!!!! but if I can find the right chimpanzee there that will solve my problems
Anyhow thanks again for the laugh, this is fun

A/J, seeing how you’re putting your best effort forth to "Stoke Mandy's fire", why don't you just cut to the chase and ask her out on a first date!

I must admit, it’s a damn good laugh watching how you try and use your verbal diarrhea as foreplay on the forum. Keep up the good"?" work, you're better then cable tv at times!~

O.C.

Oh boy,

AJ, based on your behavior over the last couple of years, you appear to mirror the conduct of someone I knew who was diagnosed as a pathological liar.

I'll let the link speak for itself: http://wiki.answers.com/Q/How_can_you_tell_if_someone_is_a_pathological_liar

Our clients testimonials, and the experiences Fightback, MeMyself and several others have had completely contradict both of your endless and condescending posts. Your disingenuous posts are really far from the truth.

Anyways, I am done with your attacks and entertaining this episode, since you both have danced around the simple challenge I presented and refused to accept it, I retract the offer.

My time is better spent elsewhere.

Let me get this straight, Richard C has emails were you contacted him 550+ times and you say you were testing him to see how good his knowledge was.
Then you go on to say that they were not happy with his staff and the cost.
First, and Richard will correct me if I'm wrong I don't think he handles NS and thats were I presume as you live there, the supposed referrals came from.
Second, my advice to you is give up on this thread that hole you started digging for yourself is getting bigger with every post.
Third, I just shake my head over your attacks on the guy, anyone who has been around these boards knows his contributions. Please stop while you still have some credibility left

On a final note and this is my opinion; its much better to deal with a collection agency or directly with the creditor if your looking for a low settlement and you want to save yourself a bunch a money.The born again ex bill collectors that own debt settlment companies now make it sound they are the good guys but in fact they could be considered worse then the collection agecnies.