Hey Vivek,
It is humorous and good that people put up websites to complain about the banks. The banks in Canada are way too powerful, unlike the U.S. The laws in Canada are completely in favor of the banks.

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I am curious to find if there is anyone else out there that is having trouble obtaining

Their stock certificates from CIBC who is handling them for Sun Life Financial.

I was told that all I had to do was write a letter and sign it to receive my

Stock certificate for Sunlife Financial from CIBC.

Here is the kicker.. I never received my certificate and they want to charge me the

Low rate of $100 to buy insurance on the certificate (that was never sent) in case

Someone cashes it in.

This all started when Sun life Financial moved their life insurance premiums (cash in value)

Into stocks. I asked about the cash in value and of course they said that they sent a certificate. After many times telling them we never received the certificate they some how
endorsed themselves with some divine power of knowing that it was sent and arrived.

This certificate would not be sent in a standard envelope and we were

Expecting the certificate.

Checkout some of these websites to see how people are complaining about CIBC.

http://www.cibcsucks.com/

http://spaces.msn.com/lovenest73/blog/cns!5B4CC94B88F11681!592.entry?