i been weigh out to which kind of credit card will i get the most cash back when i go for a trip to Bahamas. i would be spending around $10,000 coming from my plane tickets , accommodation, tours around the island and other services that i would get to experience.

can anyone point out what cash back is best for me? spending this amount is not easy to earn that why i want to get something back to my savings after using a particular card.

i have seen a lot of cash back card over the net but what im searching the card that offers the highest cash back rate and benefits i can used out of the card.

i will be travelling soon with my friends later this year. im desperate to book my trip as my friends are all ready set for the trip. please help me get the perfect card for me.

thank you.

hi..

i can show you some credit cards that offer great cash back benefits and features. you can compare them and try to check in which card are you having more advantage.

TD Rebate Rewards Visa Card

Here are other benefits of the card that is offered:
• 0.5% cash back is given on the first $3000 worth of net annual purchases made with the card.
• Additional 1% cash bank on the net annual purchase above $3000 to a maximum of $25, 000 on the credit card.
• Cash back are credited every January directly into the client’s account and statement account would show your total cash back earned.
• Pay on the Visa payWave technology where you can secure and have easy contactless payment system that's faster and more convenient than paying with cash.
• The card issuer uses the Chip Enabled Technology which give each client identical pin for security of their accounts.

For example, if net annual purchases on your cash back credit card total $15,000, you will earn cash reward of $135 ($15 for the first $3,000 in purchases and $120 for the additional $12,000.) You have just earned $135 from using your Card for everyday purchases which could be used for extra other purchases. Think of the amount of money you can save when you use your credit card everyday in every transaction you are dealing with.

MBNA Premier Rewards® Platinum Plus® MasterCard®

Here are the of the MBNA credit card features:

• As commonly offered by rewards credit card. This card has No Annual Fee as well.
• 1% back on all net retail purchases when buying merchandise or any transactions that you have used your rewards card.
• There is a yearly automatic rewards crediting in your account once you have availed with their promos especially those that are offered in the company’s website.
• Regarding with points, there is an enticing policy of No spending limits or earning limits. Customers can earn points as much as they can and redeem rewards equivalent to their accumulated points.
• There is Exclusive platinum benefits and peace of mind for the card holder that provides less risks and hassle.
• Booming credit limit of up to 100,000 is offered by the card issuer giving the customer a wider range to spend on their credits.
• Customer service is always present 24/7 for any inquiries or problems that these card holders may encounter when using their credit cards.

RBC® Cash Back Visa Card

What do the card offers you with its benefits:
• 5% cash back is earned on groceries purchased. In addition, 5% cash back credit when buying groceries at the participating stores using the credit card until December 31, 2010.
• Earn 1% cash back on all other qualifying transactions made with the card when you make for pre-authorized payments on the Cash Back account.
• When you use your Custom Switch, you are given up to $25 cash back bonus.

• In paying for small purchases, the company gives the Visa pay Wave for client comfort, safety and security.
• No extra cost when you are asking for additional cards for the co-applicants and authorized users.

• You can access cash worldwide of up to $500 or depending on your credit limit.
• Minimum credit limit is high at $1000 compared to other cards.
• The card is widely accepted in over 600, 000 locations in Canada and over 23 million all over the world.
• Travellers cheque is commission-free.

Hope this can help you.

this is another interesting topic, getting cash back. Maybe I can get cash back from a trip to Thailand. How much cash back when I get if I spent $6000 on my credit card?

Under the charging hotels, airfare, food, sightseeing on my credit card and if I can get cash back that would be even better.

I forgot to talk about exchange rates. If I go to Thailand I will be spending in their currency which will then be converted to Canadian currency. Which is the best credit card's and has the best exchange rate between currencies?

hi..

aside from the cash back features of the credit card. what other benefits do i get? do this card offer rewards points? how about card safety and security technology that prevents any fraud?

thanks..

MBNA Canada Bank ("MBNA") is the largest MasterCard issuer in Canada.

MBNA smart cash Mastercard is back, No annual fee

1, Get up to 5% cash back on qualifying net retail gas and grocery purchases for the first 6 months††

2, Get up to 3% cash back on qualifying net retail gas and grocery purchases thereafter‡

3, Get up to 1% cash back for all other qualifying net retail purchases‡

Even more hot:

You can register through Canadianrebate AND get $40 cash Rebate.

http://www.greatcanadianrebates.ca/register/122533/

after register Canadianrebate, just click the MBNA Smart Cash Mastercard link on the Canadianrebate webpage, it will load MBNA online credit card application. (so you got your tracking id from Canadianrebate,and that will make sure you get $40 rebate from Canadianrebate).

hello there,

to give you more ideas about cash back credit cards, i can show you a link that is complete with all the cash back credit cards available in Canada.

the link for Best Cash Back Credit Cards Canada:
http://www.canadian-money-advisor.ca/archives/2010/4/best+cash+back+credit+cards+canada.html

if this is not enough for you then i have two more link to supplement your search of cash back cards. these links are specific to either visa cash back cards or mastercard cards. try to check both link and weigh out their benefits and features.

MasterCard Cash Back Credit Cards link:
http://www.canadian-money-advisor.ca/archives/2010/4/cash+back+mastercard+canada.html

Visa Cash Back Credit Cards link:
http://www.canadian-money-advisor.ca/archives/2010/4/cash+back+visa+credit+card+canada.html

Hoping that after going through all the links you can now decide which cash back card deals you outstanding advantages as well as give you more savings.

for any comments, questions or suggestions, please post it in this thread. answers will also be placed here as well to support you with you credit card search. thank you.

hi..

this is true because credit card holders don't want to be in trouble with rewards credit cards as it entail a high interest rate. with a cash back credit card, card holders are only charged with low interest rates. it won't be a big problem on the part of the card user if he/she won't be able to pay off the balance every month.

Moreover, card holders save more on cash backs and doesn't require much from the card holder. Just like the Capital One cash back cards, the card user only needs to save $15 worth of cash back on his/her account and will be allowed to use the cash back any time he/she wants.

the cash back can either be on a cheque sent to you or be added directly on your account and use it right away for any transaction like purchasing a merchandise or others.

this is an interesting article from RBC Bank.
It says that 33% of Canadians prefer cash back credit cards to make their purchases... The runners up were merchandise rewards at 27% and then travel rewards at 23%

This means that Canadians just want a good old plain discount on their purchases.

TORONTO, June 14 /CNW/ - One size does not fit all Canadians when it comes to credit card reward choices. A recent RBC poll shows that one-third (33 per cent) of Canadian cardholders prefer cash back over any other type of incentive, including merchandise (27 per cent) and travel rewards (23 per cent).

"While travel and merchandise rewards remain popular, many Canadians want a straightforward reward card that gives them cash back on everyday purchases," said Sean Amato-Gauci, vice-president, RBC Credit Cards. http://www.digitaljournal.com/pr/54757

Please visit this article to find the best cash back credit cards in canada
http://www.canadian-money-advisor.ca/archives/2010/4/best+cash+back+credit+cards+canada.html

Best cash back Credit Cards Canada

Relates to:
http://www.canadian-money-advisor.ca/archives/2010/4/best+cash+back+credit+cards+canada.html