> FIRST, please ingore the tacky "ad" for a web site posted above!
> "FICO Scores" are NOT calculated or owned by the credit reporting
> agencies so they don't control those charges. If you are getting a TRUE
> "FICO" score, it is owned by Fair Isaac Corporation and they come up
> with your score. You can buy it directly from them at myfico.com.
> So, to answer your question, NO.. the agencies are not using that
> charge to make up for the free credit reports, Fair Isaac Corporation
> is the one getting the money for your FICO score. I do, however, agree
> it should be free once a year or deeply discounted.
Okay and thanks... I have a Providian credit card (even though I loathe the
Washington Mutual... my son has his mortage with them and he's had nothing
but trouble) and this card provides me with a free update to the score
TransUnion has on file for me.
I wish it were possible to get a credit report like the ones available to
mortgage companies (and probably others) which covers my husband's credit
score and mine from all three agencies without all the clutter.
