http://www.canadian-money-advisor.ca/secure-credit-card-info.html”>Capital One Guaranteed MasterCard®

http://www.canadian-money-advisor.ca/secure-credit-card-info.html”>Capital One Guaranteed Mastercard is best for people who wants to establish good credit. You need a Fair to Poor credit score in order to apply for this card.

This card will help you strengthen or solidify your credit score. Capital One periodically reports your progress with the credit bureaus everytime you make your monthly payments so you’ll establish a good score in no time. They also provide you with a 24 hour customer service by phone and online and $0 fraud liability for unauthorize use. Approval is guaranteed and the security fund required is only $75 which is lower than most banks.

Here are some of their rates to help you decide if this is the right card for you.

Basic APR: 19.8 %
Balance Transfer: 19.8 %
Balance Transfer Fee: 0%
Balance Transfer Fee Minimum: $0
Cash Advance APR: 19.8%
Late Fee: $0
Annual Fee: $59 for the first year, $0 on the succeeding years.
Overlimit Fee: $20
Foreign Purchase: 2.5%
Grace Period: 25 days

Although there is an annual fee of $59, it’s only for the first year and Capital One is willing to waive that fee after the first 10 billing period as long as you pay your bills on time and not spend over your credit limit.

To Apply, you must be at least the age of majority in the province where you live. You should also reside in AB, BC, MB, NB, NL, NS, ON, PE or SK. To qualify, you should not have an existing Capital One Account or applied for a Capital One account within the last 65 business days. You shouldn’t also have a Capital One account that is not in good standing within the last 12 months. And in order to get your card, a $75 security fund is required by check or money order but remember not to send post-dated cheques or cash.

Click http://www.canadian-money-advisor.ca/secure-credit-card-info.html”>Here if this is the RIGHT card for you?