hi..

i don't have this card but i tried to check on it and found out that the benefits are limited. it does not give higher cash back rate to all the purchases i have made. it is offering only 0.5% which too low for me. i'd rather choose Cash Back Plus Platinum MasterCard from Capital One.

here are its benefits which is totally an advantage of the card holder.

-Earn cash back quickly
-Earn up to 2% cash back on net purchases
-No limit to the amount of cash back you can earn
-Redeem anytime your cash rewards balance is $15 or more
-Choose how you'd like your cash - cheque or statement credit

cash backs will be redeemed anytime one the card user have accumulate and reach $15 worth of cash back. unlike other cards where card holder wait for December or January to get their cash backs.

BMO CashBack MasterCard

Do you like this card? Do you hate it?
How long have you had it?
What kind of rewards have you cashed in on?