Collection Agencies - Help ! Need urgent advice - Canada

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RE: Help ! Need urgent advice

Postby Millie P » Sun Feb 07, 2010 09:02:29 AM

Your credit will be blank after six years so you have two to go.

Get a secured credit card now so that you start building a history
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Help ! Need urgent advice

Postby RachelS » Sun Feb 07, 2010 08:18:47 AM

Hi I fall under category called R9 (Bad debt; placed for collection; moved without giving a new address or bankruptcy)

I had to move out of Canada due to my mothers illness. Its been over 4 years since I moved out & wasn't in a position to either file for bankruptcy or even debt settlement since I wasn't in Canada. I want to now return to Canada, want to know what are my options? Can I restart my credit ratings since records are little old and may have purged with credit agency?

If anyone has been in similar situation, please advice

Thanks a lot

Rachel
Rachel
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