hey mike bucklage

Did you get this agreement in writing or was it verbal? If your settlement agreement was in writing, then they have to abide by it.

If your settlement agreement was verbal, you should start to form a new agreement with them and put it in writing. You might just refuse to pay them until they give you a written agreement.

If you want a third party to help you may want to contact your local Provincial government Consumer Protection.

Keep in mind that it's always good to write letters about your concerns when you're in collections. It's more work however, you'll have written documentation to fall back on.

Canadian Bonded Credits Limited has to keep an accounting of all your payments to date. If they refuse to give this to you, complain to Consumer Protection.

>>This web site is nice too see but when you are the little guy you have no hope fighting people like this. <<

I disagree... when you are the little guy, you have a great deal of power. You can refuse to pay the bill unless you get the cooperation you deserve from the collection agency. The collection agency has to abide by the laws of the land.

This website is all about helping people take control of their finances, and that includes dealing with collection agencies.

I have been dealing with these lying scum for 3 years.Michelle Olivera and I had an agreement where I was paying 100 dollars a month. I had been paying for over 1 year,no late payments. I was supposed to recieve a $6700 tax return, she first said that she would only take about $2000 on a $7000 debt and then it would be clear. Well she totally lied took almost every penny and then tried to lie about this. I spoke too her supervisor and managed to get 1200 to pay back child support payments. I would strongly recoment that if you must deal with these liars or Michelle Olivera you record your conversation because it would definetly help in court because they would see how dishonest these people are. This web site is nice too see but when you are the little guy you have no hope fighting people like this.