Marciacjp
You have no idea what you are talking about. You are confused on multiple issues and there is no way that you have legal training. I would advise everyone to not get involved with you.
montyloree
No it is not possible to have a class action in small claims. You can have more than one plaintiff in small claims but that is not the same as a class action and it would make no sense for individuals to group in a small claims action given the $25,000 limit on awards and the very inexpensive costs associated with litigation.
With respect to Consumer Protection it is a waste of time. They are a useless department who have a mediation mandate. They lack the ability to actually enforce the Act. The person you need to complain to is the Registrar of Collections Agencies as he is the individual who actually has the ability to enforce the Collection Agencies Act. Consumer Protection will just try to mediate and if the collection agency doesn't want to play ball they have no power and you just wasted three months. The Registrar on the other hand has the ability to order collection agencies to act and also to fine them and in extreme cases the power to incarcerate although that has never happened as far as I know.



