I'm sure the police will put their best detectives on this case of chq fraud. You should be afraid; those police might come knocking on your door by the time next summer rolls around. Hopefully by then you'll be able to explain that it was all a misunderstanding and the matter has been remedied.

LoL.I would have replied by telling them, the cops will be called on them for trying to extort money for the penalty fees. When Thursday comes, pay them what you owe them and that should put a stop to them. If you want to scare them, tell them before you start talking that the telephone call is being record on the advice of your lawyer.

They claim Thursday is over the limit to have the loan be out standing And that I could be in serious trouble to the point they claim the cops could haul me in There was no charge the only fee I had to pay was the 12.50 to stop payment on the cheque they want me to pay like $80 in penalty fees But when I told them I cant do anything till Thursday they hung up on me

If you tell them you’re going to be in Thursday to pay them, believe me they will wait. I don't know how the interest works, because I have never borrowed money from these places before. Are the fees for the bounce cheque, if so maybe they are allowed to charge you?

So if I tell them I will be in next Thursday to pay them they have to wait it out even though they told me the loan is in default and they cant do that and I have to pay or else.... Can they also add like $100 in over due interest payments or can I just pay what I owe right now

Nothing, its all scare tactics.

Okay PDL company called pissed off cause they tried to get my cheque cashed and found it had a stop payment on it I told them in a week I would have the money to pay them told me not good enough and want the money now cause the loan is in default and under the agreements of the PDL form I signed I am not allowed to default and so am wondering what can they do to me in less then a week

It also gave me the lesson never never never use PDL places

Glad to hear you cut a break here.. Guess not all banks require the Chq #. That said, I hope this exercise will encourage you to take the extra 30 seconds after writting future cheques to document the details of that cheque.

Good news the bank was able to put a stop payment with out the cheque number. Because we know the date of the cheque and the amount the system can track it by amount And since we dont have any other big cheques going though then the bank system will be able to stop that cheque for us The fee was only 12.50 and it is good for 6 months. As the PDL company still wont help me out