Two topics really, but here we go...

I know that in the US the debt collector is required to provide you with validation if requested. Is this so in Ontario?

In the US, they must provide you with (1) an original contract signed between the debtor and the creditor, (2) a contract between the creditor and the debt collector, and (3) a financial statement outlining the principal amount owed, any fees, and interest charged by the creditor.

If the debt collector does not provide these documents within 31 days, then the debtor is no longer liable for the debt. Is this true in Canada?

Also, if the debt is owed to a cable company and the service was ordered over the phone, with no written contract signed, is the debtor still legally liable for the debt? (note. This is after the creditor has sold or assigned the debt to a debt collector).

The Statute of Limitations in Ontario allows 2 years for a creditor to collect debt. After the 2 year period, the debtor is no longer legally liable to pay the debt (although the debt can stay on credit report for up to 7 years). If the debtor has limited contact with the debt collector within those 2 years, but makes no arrangements for payment, does the Statute still apply?

Help is much appreciated!