The only thing I can tell you is, call this toll free number and ask Equifax 1-866-828-5961.I live in Nova Scotia.

Okay perfect. Now where would I need to go to obtain my report in person? How would I go about finding the closest office?

Thanks,
michael

I take my drivers license with my current address on it and my health card. If you don’t have a driver’s license, they will accept an identification id that looks like a driver’s license. I believe they accept sin cards, birth certificates and utilities bills with a current address on them.

Where would I need to go to get it done in person?

Thanks,

I would get both done in person or by mail. I will only take a few weeks by mail.

Would the equifax online one be any better?

I believe you will get a more detailed report if you get one in the mail or in person. The collection section in mine is set up different then yours. I recommend that people get the one in the mail or if you have a local office, just go in and it only takes a few minutes.

Sorry for not mentioning that earlier. Yes I did do the report online.

Thanks,
Michael

Did you get this credit report online? I find the online reports are different from the ones you get in person or you get in the mail.

Here is an exact copy what is in mine:
(also like I said the AIC is not in my account history)

Collection Accounts: Delinquent accounts sent for recovery

CBCL

Original Creditor: ROGERS WIRELESS - 3RDS
Opened: 02/18/2009

Condition:

Account #: 3820****

Balance: 04/29/2009

Responsibility: Individual account

High Balance: $1169

Balance: $1169

Remarks:

AIC

Original Creditor: ROGERS WIRELESS
Opened: 06/23/2008

Condition:

Account #: 6795***

Balance: 06/02/2009

Responsibility: Individual account

High Balance: $2386

Balance: $2386

Remarks:

The sears account was under revolving accounts, while the rogers is located under "Other"

Also the AIC rogers account I know for a fact was not made since late 2006. The other rogers would be over 2 years ago however I may have acknowledged the debt over the phone to them since then, but not in over a year.

(Also I tried to get my score from equifax however the questions they asked me to confirm my identity had nothing to do with me, when I said "none of the above" and continued it said I needed to contact them by phone. I'll probably do this tomorrow)

Thanks