here's my situation in april 2005 i leased a car in sept 2005 i got sick and was in hospital the car company was called and told this and i thought my insurance would kick in to cover my payments they repoed the car in oct at the time i didn't care due to kidney failure i found that more important any how i just got my tu report in feb 2009 and it said i owed 17000 on it the car company never sent me anything i disputed it and now it says repossed they had not put anything on there on till i disputed it and also say i owe 11000 could someone please give me some advise on what i can do trying to get a mortgage and this thing is holding me back thank you