Emergency Funds - paydayloan - Canada

a good place to talk about links

RE: payday loans - Emergency funds please!!

Postby imrankhaniiml » Sat Feb 08, 2014 04:10:06 AM

Pay day loan is a unsecured loan and there is a requirement of next day check. You must provide a check to obtain pay day loan. If you want to avoid this then here is hard money loan. Hard money loan is a kind of loan where only property is playing the guarantor role of your loan. You can obtain your loan based on you property only. There is no requirement of check, credit card and income information also.
imrankhaniiml
Member
Posts: 21
Joined: Mon Nov 18, 2013 10:47:10 PM
Province: AB


RE: payday loans - Emergency funds please!!

Postby AlysaLee » Thu Aug 11, 2011 01:39:48 AM

A payday loan is a small, short-term loan that is intended to cover a borrower's expenses until his or her next payday. The loans are also sometimes referred to as cash advances, though that term can also refer to cash provided against a prearranged line of credit such as a credit card
Alysa Lee
AlysaLee
Member
Posts: 67
Joined: Wed Aug 10, 2011 11:27:50 PM
Province: ON


RE: payday loans - Emergency funds please!!

Postby montyloree » Sun Dec 12, 2010 10:38:40 AM

Payday loans are a great reason why people need emergency funds...

wil1568... pay down your payday loan, and at the same time start saving money... don't buy things unless you desparately need them...

Let this be an "expensive lesson" in why it's good to save up emergency funds
montyloree
Moderator
Posts: 3772
Joined: Sat Jul 16, 2005 10:52:47 AM
Province: SK


RE: paydayloan

Postby wil1568 » Thu Nov 11, 2010 07:01:15 AM

ithink this is the worst thing that i have ever done about managing money now i'm in worst trouble because of pay day loan Cash Store
wil1568
Member
Posts: 1
Joined: Fri Oct 22, 2010 07:59:50 AM
Province: NB


RE: paydayloan

Postby average_joe » Sat Oct 16, 2010 01:19:13 PM

Herbsmith,

Payday Loans are one of the worst money solutions to your immediate cash needs.

average_joe
Member
Posts: 2565
Joined: Sun Dec 16, 2007 03:58:17 PM
Province: NS


RE: paydayloan

Postby Ashley Watson » Mon Aug 30, 2010 03:12:28 AM

I also do not have any good credit history but this is no more problem for me because Pay day loan does not not have any credit check condition.
Ashley Watson
Member
Posts: 34
Joined: Tue Aug 24, 2010 03:14:02 AM
Province: BC


RE: paydayloan

Postby teal1066 » Tue Aug 24, 2010 04:14:24 AM

Payday loans are helpful only if when you need fast cash with in 1hour.As the interest rate of these loans are very high so this will be better option that you pay than back very fast.
teal1066
Member
Posts: 7
Joined: Tue Aug 24, 2010 03:35:11 AM
Province: BC


RE: paydayloan

Postby tmissy15 » Thu Feb 26, 2009 06:39:53 PM

i checked out OPOD but unfortunately Its not offered in BC..i was wondering if filing bankruptcy will be the only option i have
tmissy15
Member
Posts: 13
Joined: Tue Dec 23, 2008 02:47:51 PM
Province:


RE: paydayloan

Postby tmissy15 » Thu Feb 26, 2009 06:34:49 PM

I am one of those people..i don't have god credit so i had to borrow from payday loan..i didnt expect to go on mat leave a month early...and i just noticed i had a garnishment on my pay...i was wondering will i get fired from garnishment?
tmissy15
Member
Posts: 13
Joined: Tue Dec 23, 2008 02:47:51 PM
Province:


RE: paydayloan

Postby montyloree » Wed Feb 18, 2009 07:37:50 AM

the reason you go to pay day loan companies is because you can't get credit any where else.

An option you might look at is with the provincial government. They do what is called an Orderly Payment of Debt.. it's like consolidation except it's enforced by the provincial government.

I'm not sure if there's a fee attached.
montyloree
Moderator
Posts: 3772
Joined: Sat Jul 16, 2005 10:52:47 AM
Province: SK


,

Return to Emergency Funds - Discussion Area