ok i looked all over and found a visa bill that showed i got it in 2006 not to sure exactly when it was canceled but im thinking it has been less then 3 yrs if i only got the card in 06 so does that mean its still stat barred and if so what does this mean. i just want to know do i ignore them or pay them. there just rude. and i dont want to deal with them. and what does stat barred mean anyway. this is so confusing

Like I said. I. Don't. Care.

Just. Stop. It.

Like i said, just replying to his digs.If you happy with his services thats great, but my method has helped a few on here so far.

I don't care who started what, when, where, how or why.

You should sit back and accept your role in this useless and pointless middle school style arguement and act like a grown up instead of acting like a petulant child.

Before you start judging people, i think you need to read his posts.I'm not the one that started this bs.He is the one that has a hard time believing that people can settle their debts for 10% with creditors or collection agencies.If people want to take his advice fine,but people on here were glad i helped them out.

average joe, stop being such a freaking jerk. Seriously. It's pointless, annoying and makes you look like an arse as opposed to your target du jour.

I see someone has a crush on raymond and doesn't want to see his feelings hurt.I have helped alot of people on here and including freinds, and my advice to them was very helpful.If you want to listen to raymond and want to pay outrages settlements, all the power to you.

Ye gods average joe, Raymond gives accurate and reliable information, AND provides links so that we can see it for ourselves.

Would you just please back off the pointless and totally moronic bashing? It deters from the valid responses to questions and queries we all ask and completely derails threads into useless "average joe hates Raymond' rants.

Get over whatever the hell it is that has your proverbale knickers in painful knots already. If you have valid information to share, do so, but just don't expect that just because you happened to get a particular deal because the moon and stars had aligned just right that everyone will get it. Because that's not exactly true.

I never dealt with Global Credit and Collections.

Oh boy! Better make that 20 tons; 10 for you and 10 for Mary Poppins over at Global Credit and Collections.

Ray