Yikes...

Looks like http://www.lhcreditrepair.com is shut down!
The Fedreal Trade Commission ( "FTC" ) has filed a lawsuit against Rudolph Joseph Strobel a/k/a Lee Harrison and LeAnna Ruth Harrison, both individually and doing business as Lee Harrison Credit Restoration , Credit Restoration , And Lee Harrison AssociatesCredit Restoration , alleging that they have engaged in deceptive practices relating to the advertising, marketing, promotion, offering for sale, sale, or provision of credit repair services. The United States District Court for the Eastern District of Texas has issued a Preliminary Injunction prohibiting the alleged practices. You may obtain additional information directly from the FTC.
http://www.ftc.gov/opa/2008/09/lhcr.shtm

I must say that despite Lee Harrison / Joe Strobel's raspy personality, I have to give him and Leanna some credit.

I did some advertising for Lee as far back as 2001.

Lee kept telling me that I should do the the credit repair business in Canada. I started www.express-credit-repair.com which helped a few people.. but I got tired of fighting the ignorance of government trying to help my clients here.

Subsequently I started this website to help out Canadians get in control of their money and credit.

So... this site is inspired in part by Lee Harrison / Joe Strobel.
I don't mind giving credit where credit is due.

I should also mention that Lee/Joe DID fix my credit in Canada here. He got a bogus collection item off of my credit report.. Something that I was unable to do after 6 months of fighting. I was impressed with that.

I can't speak to Lee's business practices which apparently some people have disagreed with.

The concept of credit repair is good in my opinion. People need to have better control over their credit reports. That's the concept.

I think that this website is helping thousands of people each month in Canada and probably the U.S. as well. Again, the seed was planted by Lee and Leanna Harrison.

Yeah, it happens all the time, if the breach of contract or tort occurred down there. But if the Canadian company is operating in the US, why would you need to transfer the judgment here for enforcement? If you're talking about multinational companies like Equifax, each operation is only responsible for complying with the laws existing in it's location.

Ray

The major thread on her in this forum is a 52 page one, #457 (Global Credit and Collections Featuring Deanna Natale). It's too long to read but if you go to my summary post about her dated Feb. 21, 2007 (currently on page 51), you'll get a pretty decent snapshot. At the time, I was unaware that particular post was was going to be copied on so many other blogs and websites, but I'm glad it was. It was designed to cut down on her business; something it obviously did.

http://www.canadian-money-advisor.ca/threadview/457/1149/51.html

Another post (currently on pg.1 of the thread) dated Sept.10, 2008, by a 64 year old unnamed disabled senior with cancer, also profiles so well the egregious behaviour her outfit is carrying on since she acrimoniously split with TCR and sought to reincarnate "her act" with a similar operation, Global Credit and Collections.

http://www.canadian-money-advisor.ca/threadview/457.html

Or you can just go to Google and type in, "Deanna Natale" or "Natale Law Offices" - but use the quotes.

Ray

ok.......but what is stopping me from suing a canadian company in a U.S. court and domesticating the judgement in Canada? From a little research, there has been a presedence set for this......

????????

hey tankboot2...
The only thing to keep in mind with Canada is that the laws are fairly toothless when it comes to doing things.

The Credit Bureaus Act doesn't allow to sue in small claims in most provinces. We have to complain through consumer protection, which is a much different process than suing. Consumer protection is all about complaining and then mediation.

Raymond,
Ive read bits & peices here and there, however I've never been able to get the whole story in reference to these peopl and what they are doing. Would you mind filling me in?

After spending the past 5 years studying every word of every U.S. law regarding credit, i've got a good hold on the U.S. methodologies, and at this point would call myself a "subject matter expert".

Tell me about these people?

i'm not kidding when I say, "let's fight back". In order to fight back, you have to fight fire with fire.

Yep, it really hurts when you get a harpoon up the rear end. Even Moby didn't get it there.

Too bad Harrison or Strobel had to resort to that. From the blog, I guess he had some serious health problems and couldn't do a "real job." Nevertheless, even if he was unable to do a real job, he could always have chosen to be a collection agent. Naturally, he'd still be a crook, but a legal one.

If you're looking for any more [Moby] "Dicks" to chase down, I'm sure you'll find lots of "Dicks" up here at Total Credit Recovery or Natale Law Offices. Come on up before they all go down hiding in South America .

Ray

Captain AHAB got his whale, it's about D*mn time........

For Release: September 10, 2008

FTC Obtains Court Order Against Husband-Wife Credit Repair Team
The Federal Trade Commission charged two credit repair marketers with violating federal law by collecting advance payment for credit repair services and falsely promising to remove derogatory information from consumers’ credit reports – even if the information is accurate and not obsolete. At the Commission’s request, a federal court halted the defendants’ allegedly unlawful business practices and froze their assets pending further litigation. The FTC seeks to bar the defendants from further violations and make them forfeit their ill-gotten gains.

According to the FTC’s complaint, the defendants marketed their “services” to consumers throughout the nation via an Internet Web site, www.lhcreditrepair.com, classified ads in USA Today, Thrifty Nickel, Common Cents, and www.americanclassifieds.com, and online listings such as www.kellysearch.com and www.aboutus.org. Statements on their Web site include, “Have you had a bankruptcy? We will repair your credit so that this past event does not haunt your future.” Consumers who called the defendants in response to their ads were told, “Anything that hurts you, we’re going to get it off of [your credit report].”

The complaint states that the defendants often led consumers to believe that accurate information on their credit reports might somehow be considered inaccurate and subject to removal. Even when consumers told them that the information was accurate, the defendants led consumers to believe that it could be removed. The defendants allegedly claimed they had special knowledge and expertise that enabled them to permanently remove negative information, including late payments, charge-offs, collections, tax liens, repossessions, foreclosures, bankruptcies, and judgments, even when the information was accurate and not outdated.

According to the complaint, the defendants offer four levels of service ranging from $250 to $1,150 per person. They require an advance fee they call a deposit, which varies in amount, depending upon the program selected. On their Web site’s home page they claim, without qualification, that “[a]fter we have cleared your files we will stay with you for life, at no additional charge, to catch any other bad files that might show up.” Subsequent Web pages indicate, however, that only one of the four service levels includes the “for life” feature.

The defendants are Rudolph Joseph Strobel, a/k/a Lee Harrison, and Leanna Ruth Harrison, both doing business as Lee Harrison Credit Restoration, Credit Restoration, and Lee Harrison Associates Credit Restoration (LHCR), all located in Naples, Texas. They are charged with violating the Credit Repair Organizations Act (CROA) and the FTC Act by falsely representing that they can improve consumers’ credit reports by permanently removing negative information, even when the information is accurate and not obsolete. The defendants are also charged with violating the CROA by requiring advance payment for credit repair services; and by failing to provide, before contracts are signed, the written “Consumer Credit File Rights Under State and Federal Law.” In addition, they are charged with violating the CROA by failing to include in their consumer contract a full and detailed description of the services to be performed, including all guarantees of performance and an estimate of the date by which the services will be performed; and failing to include a conspicuous statement about the consumer’s right to cancel the contract without penalty or obligation within three business days after the contract is signed.

The Commission vote to authorize staff to file the complaint was 4-0. The complaint was filed in the U.S. District Court for the Eastern District of Texas, Marshall Division.

Additional credit repair information is available in “Credit Repair: Self-Help May Be Best,” at www.ftc.gov/bcp/conline/pubs/credit/repair.shtm. The FTC advises that only time, a conscious effort, and a personal debt repayment plan can improve your credit report. The first step is to learn what information is in your credit report. If you find errors or mistakes, federal law gives you the right to have them corrected – free of charge. Federal law requires that the nationwide consumer reporting companies – Equifax, Experian, and TransUnion – provide you with a free copy of your credit report once every 12 months, if you ask for it. To order your free report, visit annualcreditreport.com, call 1-877-322-8228, or complete and mail the Annual Credit Report Request Form.

NOTE: The Commission files a complaint when it has “reason to believe” that the law has been
or is being violated, and it appears to the Commission that a proceeding is in the public interest.

The complaint is not a finding or ruling that the defendant has actually violated the law.

The Federal Trade Commission works for consumers to prevent fraudulent, deceptive, and unfair business practices and to provide information to help spot, stop, and avoid them. To file a complaint in English or Spanish, visit the FTC's online Complaint Assistant or call 1-877-FTC-HELP (1-877-382-4357). The FTC enters complaints into Consumer Sentinel, a secure, online database available to more than 1,500 civil and criminal law enforcement agencies in the U.S. and abroad. The FTC's Web site provides free information on a variety of consumer topics.

MEDIA CONTACT:

Frank Dorman,

Office of Public Affairs
202-326-2674

STAFF CONTACT:

Anne D. Lejeune
FTC’s Southwest Region
214-979-9371

(Lee Harrison Credit Restoration)
(FTC File No. 0823141)

(everything below is my opinion)

Since you have searched the internet looking for answers as to why the FTC has shut down LHCR, see below. The FTC does not shut down a company unless something is "afoot" do not let the Bull crap "i'm an innocent victim, (waverng pitiful voice) and I don't know what is going on, please bear with me as we sort it out, and god bless" voicemail message on the LHCR telephone number, fool you. This guy can sound mighty convincing and pitiful when he wants the pity of the people. Truth is, this guy is a freaking SNAKE, who say's "F" You, and "F-Off" I have your money, good luck finding me punk" when you question him. I have voice recordings where this guy (Rudolph Strobel AKA Lee Harrison) is talking alot of TRASH, cussing and egging me on to (quote ) "come find me if you can f@ggot"

I believe in "ACTIONS SPEAK LOUDER THAN WORDS" In accordance with this methodology, This self-proclaimed CHRISTIAN is not practicing his self-proclaimed faith. If this guy was ACTUALLY a Christian, practicing the guidelines as set forth in the biblical text, I wouldn't be angry, I would not have sued him and recovered monies, and the FTC certainly wouldn't be placing an injuction upon him and his buisness.

Let's be real. ACTIONS SPEAK LOUDER THAN WORDS. GO LOOK AT HIS BBB record and do the math.

My grandfather gave me several peices of advice growing up, which I revere to this day;

1. There are only two kinds of people on the planet son, and one of those two........ are stupid.
2. If common sense was common, everyone would have it.
3. Fool me once, shame on you. Fool me twice, shame on me.

In order to get some resolution for those ripped off (in my opinion), please do the following in the exact order that I list. I've already done this, perfected it, and made all the mistakes. Call me if you have questions;

1. Call Anne Lejurene with the Federal Trade Commission in Dallas (214)979-9371 and tell her your story.
2. Call Century Bank in New Boston, Texas to inquire about the $10,000 surety bond account # 5834111, which protects those injured by credit repair organisations. (903) 628-2582

3. Call Sharon Shaw, the assistant district Attorney of Texas and file a complaint. Ask for her specifically. ( 806) 747-5238
4. File a complaint with the BBB in Dallas Texas
5. Call Ken Ford the attorney who filed my domestication in Dallas. (214) 505-7162/214 265-9652
6. Look up process servers in Texarkana Texas, and locate one to serve the suit papers to the below. Do this before filing in small claims. Certified mail does not work, trust me.
7. File in small claims court using the following information;

Rudolph J. Strobel, Leanna R. Harrison & Lee Harrison Credit restoration

8. Rudolph J. Strobel D.L. # Leanna R. Harrison D.L. # removed.

9. You may list the law suit (Cause # 06SC526) I’ve already won in the 18th Judicial Court in Wichita Kansas, (316) 660-5630 and even call and get a copy of the judgment if you like to include with your suit. This will go a long way towards proving punitive damages, which have already been won and a precedence set for cause.

10. When you are done with all of this, call me back, and I’ll tell you how you can get your credit PERFECT in less than 90 days, all by yourself, and never pay a penny to anyone to do it for you. I perfected the method, and you can do it yourself. I had over 122K removed from my credit files in less than 6 months, and taught myself how to do it without any problems.

I hope that this helps.

Duane Davis
(214) 727-5354