by marine8888 » Fri Aug 15, 2008 11:58:15 AM
Hi everyone,
Okay, so I have a few questions here...
I used to live in Quebec but have moved abroad in 2005. I kept using and paying my National Bank credit card until the bank cut off my Internet account. 3 months later, I got a letter from iQor, Inc formerly CBCL - Canadian Bonded Credit Limited - Now Iqor Collection Agency and promptly phoned them to sort something out with regards to paying off my debt. I sent a check to cover for some of the debt and they started harassing me for the rest not long after obtaining payment form me. They even started to phone my mom who still lives in Quebec and divulging info about my account and threatening her to pay for me. I then wrote them a letter to ask them to stop phoning her, slipped in post dated cheques and asked to obtain a statement with the balance I owed after sending my cheque in a foreign currency. It has been a year now and they have failed to send me any kind of account statement or any acknowledgement of the payments I have made in the last year. I have now stopped sending them monthly cheques. I refuse to send them anymore money until I found out how much I actually owe them after all those cheques. Any ideas on if they are handling this in a legal way? What if I decide to visit Quebec, could I be in trouble when I arrive at customs? Thanks for your help.