Does this CitiAssist Loan gives any other schemes and other benefits to the students.

Citibank offers the CitiAssist loan to Hampshire College students with a co-signer. This loan has a payment deferment of up to four years during graduate school enrollment.
That is a tiered pricing loan, as the fee and the margin over the interest rate index is determined by the credit history of the co-signer; the lower the margin the better. Be sure you know what your margin over the interest rate index is before you sign the promissory note.The bank has to look into potential flight risks.Thanks for all..