Credit Card Offers Canada
Interested in Credit Card Offers in Canada? This article has alot of good information that will h elp you make the right decision..!! Have any questions after reading this article? Please join in the discussion below in the comments section.. Thanks
The credit cards in Canada come in various varieties. These cards do come from different credit card issuers either from a card company or from a bank. Credit cards have been present for a long time already and have been used by many clients for their business and personal transactions. They have also been improvements on credit card benefits and features being provided by the card issuers. There are many types of credit cards found in the market. These cards may belong to the 0% introductory rate cards where there is a certain period in which the credit card offers a low interest rate in Canada. Usually, it the offer lasts for 6 month to 3 years. Another kind of card is low interest which is suitable for credit users who uses the credit balance of the credit card for purchase or deals. The other Canadian credit cards offers gas rewards, travel rewards, hotel rewards, airline rewards, cash back, low balance transfer rates and no annual fee cards.
These cards are presented in order for you as well as the other card searchers to identify the difference of each card and to choose on the credit card that is best for their use. Benefits and card features and also card promos are listed down for each card presented.
Credit Cards - 0% introductory Interest Rate
Chase Freedom Visa
This credit card gives many rewards to the client such as the cash back of when the card is used on any purchases. It has 0% introductory APR and no annual fee being charged for this Chase Freedom Visa to its user. Check out the additional benefits offered for this card.
Chase Freedom Visa credit card offers Canada more benefits:
0% Intro APR and No Annual Fee for this card.
5% cash back credit card offers in popular categories like gas, home improvement and department stores when using the credit card.
Full 1% Cash Back on everything else with no spending tiers on how much you will get from cash back.
Your cash back rewards never expire guaranteed.
Citi® Platinum Select® MasterCard®
The Citi® Platinum Select® Card is one of the best balance transfer and low purchase APR credit cards offered in the market. This is the top card when it comes to transfers. With one of the lowest regular APRs, this card also gives you 18 months from date of account opening to transfer high-interest balances. Zero liability on unauthorized purchases and online account management features make this a great card. In addition to the 0% APR on balance transfers and purchases for the first 18 months, you can also enjoy the benefits of no annual fee.
Citi® Platinum Select® Credit Card Canada offers more benefits below from the credit card:
0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate.
Extra Cash from Citi is enjoyed through discounts on gift cards,travel, merchandise and more for the card holder.
Citi® Identity Theft Solutions services provided.
Secure and free online account management for this credit card.
No annual fee policy for the card.
Platinum Credit Card Canada
Capital One SmartLine™ Platinum MasterCard
Apply Today! Capital One - SmartLine™ Platinum MasterCard
This is one of the best credit cards that Capital One offers. But this credit card requires an excellent credit history with Canadian credit bureaus. This means that with your past credit card usage, you must not have any single penalties acquired and your credit rating must be high. The interest that comprises this card is at 5.99% which is best for individuals that save money on interest. This card is composed of great benefits that would give the card holder maximum convenience it can offer.
More features of the card are listed below:
No Annual Fee which means less responsibility on payments.
19.8% interest on Cash Advances is not good rate for this kind of card service.
5.99% on Purchases and Balance transfers guaranteed for 3 years. This must require the card holder to sustain agreement status. The interest rate switches to a variable rate of Prime +3.75% on purchases and balance transfers after 3 years of being a card user for the company.
Balance transfers dont entail any fee or charges.
MBNA Gold MasterCard® Credit Card Fixed 9.99% AIR
Apply Today! Gold MasterCard® credit card - Fixed 9.99% AIR
This Best Low Interest Credit Cards Canada has a fixed annual interest rate of 9.99%. The required credit history for this card is at a good level. If credit card applicants havent made an excellent credit history, they could resort to this card. Soon, if they have gained an excellent credit history then they can shift to a higher credit card that offers maximum benefits. More benefits below to ponder on.
Here are some features of the credit card:
No Annual Fee for the card holder.
9.99% Annual Interest Rate on Purchases and Cash Advances are offered and is considered a fair rate for the client.
Around-the-clock fraud protection that gives assurance of safety and risk-free for the clients.
Online access to your credit card account is available by just login in the internet with secured login password.
24-hour Customer service that is always ready to help.
Immediate cash access at 430,000 ATMs internationally
Emergency services like lost document and ticket replacement, lost luggage assistance, travel accident insurance, auto rental insurance are also catered on the services of the company.
Credit Cards - Low Interest Rate
Chase Sapphire Card
This credit card gives much bonus points which gives you the freedom to grab the rewards available using the bonus Points earned. Travel, gift cards, merchandise, cash back and more are examples of the rewards it offers. Check the other benefits and compare it with other cards.
Chase Sapphire Card offers the following as additional features:
Earn $100 in rewards which is equivalent of 10, 000 bonus points to use for redemption of surprises.
Double points gained on flight tickets booked through Ultimate Rewards and single point for purchase made with the company.
No points expiration and no limitation of how much point earned.
Premier travel and purchase protection benefits given to the client.
Dedicated service advisors are on standby 24/7.
No annual fee charge even if the card company is giving all the card benefits it can offer.
Citi® Platinum Select® MasterCard®
The Citi® Platinum Select® Card is one of the best balance transfer and low purchase APR credit cards offered in the market. This is the top card when it comes to transfers. With one of the lowest regular APRs, this card also gives you 18 months from date of account opening to transfer high-interest balances. Zero liability on unauthorized purchases and online account management features make this a great card. In addition to the 0% APR on balance transfers and purchases for the first 18 months, you can also enjoy the benefits of no annual fee.
Citi® Platinum Select® Card offers more benefits below from the credit card:
0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate.
Extra Cash from Citi is enjoyed through discounts on gift cards,travel, merchandise and more for the card holder.
Citi® Identity Theft Solutions services provided.
Secure and free online account management for this credit card.
No annual fee policy for the card.
Platinum Credit Card Canada
IberiaBank Visa Gold Credit Card
With this credit card the card holder will have an outstanding of cash backs to be received as the card issuer assures that the card user would take pleasure in the rebates being returned. This card also doesn't have any annual fee which gives the client less payment to think of. All of this credit card features are of gain for card holder but watch out for the interest on purchases and cash advance. Card holders must be keen in looking for date where promos will end in which interest rates will change back to its normal value. Make sure that you won't get into the drawback of having lots of added interest charges.
Check the added benefits of this card:
Earn 1% in cash back credit on all qualifying purchases done by the card holder.
No limit on cash back; no expiration date on eligibility for accounts in good standing status.
Travel accident coverage up to $500,000 given to the client.
No annual membership fee for this credit card.
Low, variable rate APR of 9.25%, 12.25%, and 15.25% as of 1-1-10 based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00)
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness; this APR will vary with the market based on the Prime Rate.
Online access to credit card account information is always available.
Capital One - Gold MasterCard®; 11.99% Guaranteed for 3 Years (as long as you pay your bills on time)!
Apply Today! Capital One - Gold MasterCard®; 11.9% Guaranteed for 3 Years (as long as you pay your bills on time)!
If your credit is good but not absolutely perfect, this is the best Capital One credit cards Canada is for you. It has the same features as the Smartline™ but with just a little higher interest rate. All the features and benefits are the same but interest rate really matters for a credit card holder.
Additional card benefits that the credit card provides the user:
Annual interest rate for cash advances is 19.8% for this card.
Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years as long you pay your bills on time.
The rate will stay low and become a variable rate of Prime 9.9% on purchases and balance transfers.
Save money when you transfer high-interest debt with our no-fee balance transfer service.
Subject to credit Approval by the credit card company.
Credit Cards - Balance Transfer
Capital One SmartLine™ Platinum MasterCard
Apply Today! Capital One - SmartLine™ Platinum MasterCard
This is one of the best credit cards that Capital One offers. But this credit card requires an excellent credit history. This means that with your past credit card usage, you must not have any single penalties acquired and your credit rating must be high. The interest that comprises this card is at 5.99% which is best for individuals that save money on interest. This card is composed of great benefits that would give the card holder maximum convenience it can offer.
More features of the card are listed below:
No Annual Fee which means less responsibility on payments.
19.8% interest on Cash Advances is not good rate for this kind of card service.
5.99% on Purchases and Balance transfers guaranteed for 3 years. This must require the card holder to sustain agreement status. The interest rate switches to a variable rate of Prime +3.75% on purchases and balance transfers after 3 years of being a card user for the company.
Balance transfers dont entail any fee or charges.
MBNA Premier Rewards® Platinum Plus® MasterCard®
A rewards credit card that provides cash back for the total amount of purchases made. Furthermore, gives the client automatic rewards to be credited on the account once promos on companys website are availed. This would give much rewards and opportunities of the card holder to venture everything as far as the card offers.
Here are the of the MBNA credit card features:
As commonly offered by rewards credit card. This card has No Annual Fee as well.
1% back on all net retail purchases when buying merchandise or any transactions that you have used your rewards card.
There is a yearly automatic rewards crediting in your account once you have availed with their promos especially those that are offered in the companys website.
Regarding with points, there is an enticing policy of No spending limits or earning limits. Customers can earn points as much as they can and redeem rewards equivalent to their accumulated points.
There is Exclusive platinum benefits and peace of mind for the card holder that provides less risks and hassle.
Booming credit limit of up to 100,000 is offered by the card issuer giving the customer a wider range to spend on their credits.
Customer service is always present 24/7 for any inquiries or problems that these card holders may encounter when using their credit cards.
Capital One Low Rate Guaranteed Secured MasterCard®
Apply Today! Capital One - Low Rate Guaranteed Secured MasterCard®
This is a card that allows customers to start building their credit history. Every client that applies for this credit card has a guaranteed approval. One important feature is that the card offers a low interest rate as well as low annual fees. The interest rate is at 14.9% and the annual fee of $69 respectively. This is one of the better secured credit cards to apply for. To attract you more, check out the bonus card benefits below.
This credit card comprises these following features:
Any application of the card has a guaranteed approval.
Master RoadAssist™, MasterCard Global Service™ and MasterCard PayPass™ are use in tap-and-go pay system that gives less hassle for the client in payment as the card dont need to be swiped.
Low Interest rate of 14.9% on purchases and balance transfer that does not bring trouble to client during payment of balances.
The customer service is on standby 24/7 through phone or online.
Provides 0$ fraud liability for any unauthorized purchases done by the card user.
Give you the chance in building a credit history.
Capital One Low Rate Guaranteed MasterCard®
Apply Today! Low Rate Guaranteed MasterCard®
This best low interest credit cards Canada allows the card users to use all the benefits of having a credit card. Capital One provides the client all the extravagance of renting a car, do online shopping or book hotel reservations. Having this credit card for your convenience, the credit history you are building will not be affected but instead grow to a higher level as long as no penalties are encountered. This card has a lot more to offer. Check it out below.
Other Capital One Guaranteed MasterCard benefits:
Travel benefits offered: Master RoadAssistTM, MasterCard Global ServiceTM, MasterAssistTM Travel Assistance Service for client safety all the time.
Travel accident insurance is also given aside from the safety assistance.
MasterCard PayPass™ give convenience in paying bill for the card holder.
Tap-to-Go system when using the card to have less hassle from card swiping.
27/7 standby customer service to phone or online.
$0 fraud liability for unauthorized card holder using the credit card for any transactions.
The Guaranteed MasterCard® additionally protects you with purchase assurance and extended warranty for the time the client is still rebuilding the credit history.
Capital One - Gold MasterCard®; 11.99% Guaranteed for 3 Years (as long as you pay your bills on time)!
Apply Today! Capital One - Gold MasterCard®; 11.9% Guaranteed for 3 Years (as long as you pay your bills on time)!
If your credit is good but not absolutely perfect, this is the best capital one credit cards Canada is for you. It has the same features as the Smartline™ but with just a little higher interest rate. All the features and benefits are the same but interest rate really matters for a credit card holder.
Additional card benefits that the credit card provides the user:
Annual interest rate for cash advances is 19.8% for this card.
Enjoy the certainty of a low long-term rate of 11.9% on purchases and balance transfers guaranteed for 3 years as long you pay your bills on time.
The rate will stay low and become a variable rate of Prime 9.9% on purchases and balance transfers.
Save money when you transfer high-interest debt with our no-fee balance transfer service.
Subject to credit Approval by the credit card company.
Credit Cards - Cash Back
Chase Freedom Visa $100 Bonus Cash Back
This credit card gives many rewards to the client starting from the cash back of $100 during the first purchase of the card. It has 0% introductory APR and no annual fee being charged for this Chase Freedom Visa to its user. Check out the additional benefits offered for this card.
Chase Freedom Visa offers you more benefits:
5% cash back offers is returned to the card holder when purchasing gas, home improvement and department stores.
Get additional 20% cash back when buying with the specific merchant online using the Chase credit card.
1% cash back for all the credit spent no spending tiers or caps on how much you can earn.
$50 bonus cash back during the card first purchase.
No annual fee as well as introductory APR.
Capital One - Cash Back Gold MasterCard®
Getting this credit card will let the cardholder earn Cash Back rewards instantly on every purchase made using the credit card. The more the credit card is used on transactions, the more earnings will be accumulated in which it will be subject for the source of how much cash back or rebate is returned. The client can ask for additional cards without any fee and also add an authorized user. What is great about this card is that you wont feel and realize that your rewards are doubling up in points over a short period of time as long as the credit card is constantly used.
The Cash Back Gold card allows you to gain points through following ways:
0.50% cash back up to $3,000 in spending using the credit card.
Company gives a 1% cash back on all purchases greater than $3,000.
Price Protection Program will help clients find a lower price on your purchase within 60 days, Capital One will refund you the difference up to $100.
There is no limit on the number of points earned
Card holder can redeem rewards anytime as long as personal account have a deposit amount of above $15.
Purchase Theft Protection is giving a 120 days insurance in case of theft or damage to purchases made.
No maximum rebate policy is guaranteed.
Extended Warranty Program will double warranty up to 2 yrs from the past offer of 1 yr only.
Car Rental Insurance and Baggage Delay Insurance is also provided as part of the benefits.
Capital One - Cash Back Plus Platinum MasterCard®
This credit card entitles the card user the chance to get a cheque or statement credit after accumulating more than $15 in points. The rewards offered for this best cash back credit card Canada is more on the cash back reward compared on other possible gift rewards. This card does have an annual fee of $99. Platinum Credit Card Canada. It is better to use the card to its maximum limit to be able to enjoy the rewards more than the fee. Be conscious of the due dates of payment as the card comprise a 19.8% interest. So, card holders should pay their bills monthly to avoid the interest.
The Cash Back Plus Platinum card allows you to gain points through following ways:
For purchases up to $10,000 you get 1% cash back annually as the company offers such benefit.
When purchases reach between $10,000.01 and $20,000 you'll collect 1.5% cash back annually
In purchases over $20,000 you'll collect 2% cash back annually to the client account.
There is no limit on the number of points earned
When doing balance transfers or cash advances, these transactions are not entitled of points and cash backs.
Platinum Credit Card Canada
BMO CashBack MasterCard®
BMO Cash Back MasterCard offers their client cashbacks when spending at different Shell location in Canada. Cashbacks are also awarded when you get a car rental at National Car Rental or Alamo Rent a Car where their branches are located worldwide. This two rent a car companies also give big discounts once you get to have their services.
BMO CashBack MasterCard card details are listed below.
The card doesnt have any annual fee charged by the company.
For every card purchase made there is 0.5% cashback given to the client.
When spending and enjoying the Shell station services, 1.5% cashback is returned to the customer.
National Car Rental & Alamo Rent A Car would also give 1.5% cashback when you rent a car at their shops which are located worldwide.
Huge discount of up to 25% on rentals done at National Car Rental & Alamo Rent A Car.
Interest rate is at 19.5% which is fair enough for the card holder to handle during billing payments.
MBNA PremierRewards
A rewards credit card that pays you back with what you have spent for. It allows its customer to make their dollar spent to go as far as possible. This means that this company allows their card holders to enjoy the rewards they have prepared especially to those clients who spent much using their card and accumulate numerous points. It could be then exchange with surprisingly great items or merchandise. It can even become certificate for groceries, gas or for shopping.Check on the features of this rewards credit card and compare to which features and offers you are fascinated on.
Here are its features:
1% back on all net retail purchases made with the credit card.
No Annual Fee for this card.
19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances offered.
Around-the-clock fraud protection for the client.
Online access to your credit card account.
Unparalleled 24-hour Customer service for any card problems.
Immediate cash access at 430,000 ATMs internationally.
Credit Cards - No Annual Fee
Chase Sapphire Card
This credit card gives much bonus points which gives you the freedom to grab the rewards available using the bonus points earned. Travel, gift cards, merchandise, cash back and more are examples of the rewards it offers. Check the other benefits and compare it with other cards.
Chase Sapphire Card offers the following as additional features:
Earn $100 in rewards which is equivalent of 10, 000 bonus points to use for redemption of surprises.
Double points gained on flight tickets booked through Ultimate Rewards and single point for purchase made with the company.
No points expiration and no limitation of how much point earned.
Premier travel and purchase protection benefits given to the client.
Dedicated service advisors are on standby 24/7.
No annual fee charge even if the card company is giving all the card benefits it can offer.
Citi® Platinum Select® MasterCard®
The Citi® Platinum Select® Card is one of the best balance transfer and low purchase APR credit cards offered in the market. This is the top card when it comes to transfers. With one of the lowest regular APRs, this card also gives you 18 months from date of account opening to transfer high-interest balances. Zero liability on unauthorized purchases and online account management features make this a great card. In addition to the 0% APR on balance transfers and purchases for the first 18 months, you can also enjoy the benefits of no annual fee.
Citi® Platinum Select® Card offers more benefits below from the credit card:
0% Intro APR on balance transfers for 18 months and 0% Intro APR on purchases for 12 months. After that, the APR will be 11.99%-19.99% based upon your creditworthiness. This APR will vary with the market based on the Prime Rate.
Extra Cash from Citi is enjoyed through discounts on gift cards,travel, merchandise and more for the card holder.
Citi® Identity Theft Solutions services provided.
Secure and free online account management for this credit card.
No annual fee policy for the card.
Platinum Credit Card Canada
Aspire Gold MasterCard®
Apply Today! Capital One - Aspire™ Gold MasterCard®
This credit card would offer a secure online application which gives the card applicant assured security. This card offers good benefits that are of advantage of the card user. Check out more of this card's benefits.
Aspire Gold MasterCard® benefits:
Earn reward miles every time the card is used.
No Annual Fee for this credit card.
Earn 1 reward mile for every $1 spent on everything you buy or purchase.
5,000 bonus reward miles with your first purchase using the card.
1,000 anniversary bonus reward miles every year given to the card holder.
Redeem for travel, cash, merchandise or gift cards using the points accumulated or collected.
MBNA Gold MasterCard® Credit Card Fixed 9.99% AIR
Apply Today! Gold MasterCard® credit card - Fixed 9.99% AIR
This best low interest credit cards Canada has a fixed annual interest rate of 9.99%. The required credit history for this card is at a good level. If credit card applicants havent made an excellent credit history, they could resort to this card. Soon, if they have gained an excellent credit history then they can shift to a higher credit card that offers maximum benefits. More benefits below to ponder on.
Here are some features of the credit card:
No Annual Fee for the card holder.
9.99% Annual Interest Rate on Purchases and Cash Advances are offered and is considered a fair rate for the client.
Around-the-clock fraud protection that gives assurance of safety and risk-free for the clients.
Online access to your credit card account is available by just login in the internet with secured login password.
24-hour Customer service that is always ready to help.
Immediate cash access at 430,000 ATMs internationally
Emergency services like lost document and ticket replacement, lost luggage assistance, travel accident insurance, auto rental insurance are also catered on the services of the company.
MBNA Platinum Plus® MasterCard® Credit Card 1.99% for 10 months
Having a good credit brings immense benefits. In addition to a low initial Annual Interest Rate on balance transfer and doesnt charge any annual fee, this MasterCard offers a high credit line to clients qualifying for this card. But this would be available for those card applicants who have good credit history as well as with its credit rating with their other credit cards. This Platinum Plus® MasterCard® credit card has a low 1.99% introductory interest rate for 10 months on Balance Transfers and Cheque Cash Advances.
Other features of the card are listed below:
No Annual Fee that gives less burden on payment obligations.
Credit limit up to $100,000 and could be stretched further if you are a good creditor.
Emergency replacement within 48 hours for lost and stolen cards are free of charge.
Online access to your credit card account is available by just login in the internet with secured login password.
International acceptance at millions of locations around the world even in diverse areas
Around-the-clock fraud protection that gives assurance of safety and risk-free for the clients.
Immediate cash access at 430,000 ABMs internationally
24-hour customer service team that is always ready to help.
Emergency services like lost document and ticket replacement, lost luggage assistance, travel accident insurance, auto rental insurance are also catered on the services of the company.
MBNA WorldPoints® MasterCard
The MBNA WorldPoints rewards credit cards is the choice for client who wants rewards after spending credits with their cards. Furthermore, the client wont experience any hassle of the annual fee charges as this card doesnt have one. Everything offered for this card is to the advantage of the user. Points are easily earned in two ways: first, when purchasing using your MasterCard, you instantly get a bonus point and continue to earn for every dollar spent which is 1 WorldPoints. Second is during anniversaries where they give instant bonus points yearly. You redeem your points and earn by exchanging it with either of the rewards: travel, gift certificates, and merchandise. When it comes to transferring a balance from one credit card to another, low fees are charged.
This credit card comprises these following features:
1,000 Bonus WorldPoints after your first purchase is given instantly the card user.
No Annual Fee for the card holder.
19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances is offered and is considered a fair rate for the client.
Earn 1 WorldPoint for every $1 in net retail purchases which you can collect and redeem rewards.
Around-the-clock fraud protection that give assurance of safety and risk-free for the clients.
Online access to your credit card account is available by just login in the internet with secured login password.
24-hour Customer service that is always ready to help.
Immediate cash access at 430,000 ATMs internationally
Best Western MasterCard®
Best Western is one of the premiere hotels that provide excellent hotel services. It is offering its own rewards credit card for customers who usually stay at their place and for those people who keeps on travelling and dont have a place to reside. Using this card allows you to gain Gold Crown Club points which could then be used to get a free hotel booking or other rewards they offer. With other credit cards offering no annual fee, this card also doesnt have an annual fee which provides less hassle on the part of the clients. Balance transfers are charged with very low fees which would not be considered as a risk.
This credit card comprises these following features:
Earn 1.5 Best Western Rewards points for every $1 in net retail purchases using the credit card.
Receive 5,000 Best Western Rewards points after your first qualifying purchase is given instantly the card user.
No Annual Fee for the card holder.
19.99% Annual Interest Rate on Purchases and 19.99% Annual Interest Rate on Cash Advances is offered and is considered a fair rate for the client.
Around-the-clock fraud protection that give assurance of safety and risk-free for the clients.
Online access to your credit card account is available by just login in the internet with secured login password.
24-hour Customer service that is always ready to help.
Immediate cash access at 430,000 ATMs internationally
IberiaBank Visa Gold Credit Card
With this credit card the card holder will have an outstanding of cash backs to be received as the card issuer assures that the card user would take pleasure in the rebates being returned. This card also doesn't have any annual fee which gives the client less payment to think of. All of this credit card features are of gain for card holder but watch out for the interest on purchases and cash advance. Gold Credit Card Canada. Card holders must be keen in looking for date where promos will end in which interest rates will change back to its normal value. Make sure that you won't get into the drawback of having lots of added interest charges.
Check the added benefits of this card:
Earn 1% in cash back credit on all qualifying purchases done by the card holder.
No limit on cash back; no expiration date on eligibility for accounts in good standing status.
Travel accident coverage up to $500,000 given to the client.
No annual membership fee for this credit card.
Low, variable rate APR of 9.25%, 12.25%, and 15.25% as of 1-1-10 based on your creditworthiness. This APR will vary with the market based on the Prime Rate. (If there is an interest charge, the charge will be no less than $1.00)
Low Introductory APR on balance transfers of 1.99% for your first 6 billing cycles, this rate will not change during the introductory period. Applies to balance transfers processed within three months of your account open date. After that, your APR will be the same as your assigned purchase rate, based on your creditworthiness; this APR will vary with the market based on the Prime Rate.
Online access to credit card account information is always available.
Credit Cards - Travel Rewards
Aspire Gold MasterCard®
Apply Today! Capital One - Aspire™ Gold MasterCard®
This credit card would offer a secure online application which gives the card applicant assured security. This card offers good benefits that are of advantage of the card user. Check out more of this card's benefits.
Aspire Gold MasterCard® benefits:
Earn reward miles every time the card is used.
No Annual Fee for this credit card.
Earn 1 reward mile for every $1 spent on everything you buy or purchase.
5,000 bonus reward miles with your first purchase using the card.
1,000 anniversary bonus reward miles every year given to the card holder.
Redeem for travel, cash, merchandise or gift cards using the points accumulated or collected.
MBNA WorldPoints Rewards MasterCard
This Best MBNA Credit Cards Canada has been the most rewarding MasterCard as it gives you instant 1.000 world points as an introductory reward. With that, you can avail right away of its offered rewards even without using or earning points yet with your card. You have just simply got a card and receive a reward in return.This rewards credit card has a lot of features to get to know too.
Here is the list of its card features:
You easily Earn 1 world point for every dollar you have spent.
With your first qualifying transaction, you can instantly earn 1,000 bonus WorldPoints.
Once you reach a certain number of point, you can redeem WorldPoints rewards either of your choice whether spend it for travel or for merchandise or both at the same time.
Redemption level is at 1,000 WorldPoints which mean that the moment you got the card with the instant 1,000 WorldPoints, you can avail a certain reward equivalent of the points you have
Annual fee is cheap compared to other rewards cards which are only at $29.
Aspire™ World MasterCard®
Apply Today! Capital One - Aspire™ World MasterCard®
This credit card would offer a secure online application just the same with Aspire Gold MasterCard. it also gives the card applicant assured security. This card offers good benefits and features that are of advantage of the card user which is convenient to use. This card Check out more of this card's benefits.
Here are some features of the credit card:
Earn more reward miles - on everything you buy using the card.
Earn 2 reward mile for every $1 spent - on everything you purchase with the card.
35,000 bonus reward miles with your first purchase of the credit card.
10,000 anniversary bonus reward miles every year.
Redeem for travel, cash, merchandise, gift cards and more.
World MasterCard benefits including Travel Emergency Medical Insurance and Trip Cancellation Insurance.
Credit Cards - Airline Rewards
CIBC Aerogold® Visa™ Card
Travel rewards are the most special feature of this card. It gives a lot of benefits for people who loves to travel for leisure or for business purposes. It also offers points that can be redeemed with equivalent rewards based on your points earned. The exclusive benefits are listed below.
List of CIBC Aerogold Visa™ Card benefits
15, 000 bonus Aeroplan® Miles on the first purchase of the card which is equivalent to one economy class short-haul flight at the ClassicFlight® reward level.
Earn 1 Aeroplan Mile every time a dollar is spent by the card user.
1.5 Aeroplan Miles awarded for purchasing gas, groceries and items from the drugstores.
Aeroplan participating partners also give additional points when you use the card at their stores or shops.
Air Canada and Air Canada Jazz including Executive Class/Executive First 1 are given free access for the card users for the available seat only.
CIBC guarantees the client that points earned will not be lost even being inactive for 12 months.
Aspire Gold MasterCard®
Apply Today! Capital One - Aspire™ Gold MasterCard®
This credit card would offer a secure online application which gives the card applicant assured security. This card offers good benefits that are of advantage of the card user. Check out more of this card's benefits.
Aspire Gold MasterCard® benefits:
Earn reward miles every time the card is used.
No Annual Fee for this credit card.
Earn 1 reward mile for every $1 spent on everything you buy or purchase.
5,000 bonus reward miles with your first purchase using the card.
1,000 anniversary bonus reward miles every year given to the card holder.
Redeem for travel, cash, merchandise or gift cards using the points accumulated or collected.
BMO Gold AIR MILES MasterCard®
This credit card gives the card user point bonuses. In addition, the card provides discount on flights booked with Air Miles and double up points when doing transaction with Shell Stations and National Car Rental & Alamo Rent A Car. This Gold Credit Card Canada card offers everything that the card company can provide for the card holder to enjoy.
BMO Gold AIR MILES MasterCard additional benefits:
150 bonus reward miles instantly given with your first card purchase.
Exclusive 25% discount on the number of reward miles required for all AIR MILES flights worldwide.
BMO Travel Protection including Collision Damage Waiver coverage for car rentals. Save money for about $29/yr.
1 AIR MILES reward mile for every $15 in card purchases.
Double reward miles at Shell locations in Canada once doing a purchase or avail any services.
Double reward miles at National Car Rental & Alamo Rent A Car locations worldwide.
19.5% interest rate for this credit card.
$99 annual fee is charged by the card company.
Aspire™ World MasterCard®
Apply Today! Capital One - Aspire™ World MasterCard®
This credit card would offer a secure online application just the same with Aspire Gold MasterCard. it also gives the card applicant assured security. This card offers good benefits and features that are of advantage of the card user which is convenient to use. This card Check out more of this card's benefits.
Here are some features of the credit card:
Earn more reward miles - on everything you buy using the card.
Earn 2 reward mile for every $1 spent - on everything you purchase with the card.
35,000 bonus reward miles with your first purchase of the credit card.
10,000 anniversary bonus reward miles every year.
Redeem for travel, cash, merchandise, gift cards and more.
World MasterCard benefits including Travel Emergency Medical Insurance and Trip Cancellation Insurance.
CIBC Aero Classic Visa Card
Earning valuable Aeroplan Miles on all card spending made everyday. In addition, card holder will receive a Welcome Bonus of 2,500 Aeroplan Miles when the card is used for the first time. Other card benefits are listed below for you to check.
CIBC Aero Classic Visa Card detail benefits:
Receive 1 Aeroplan Mile for every two dollars you spend on the card in any transactions.
Receive up to double Aeroplan Miles when you use your CIBC Aero Classic Visa Card. It can be used to dine, golf, or stay at any participating CIBC Bonus Rewards establishment.
A guarantee from CIBC that you will not lose any of your Aeroplan Miles due to 12 months of account inactivity.
Enjoy unsurpassed acceptance of the card across Canada, and in over 24 million locations worldwide.
Credit Cards - Gas Rewards
Chase Freedom Visa $100 Bonus Cash Back
This credit card gives many rewards to the client starting from the cash back of $100 during the first purchase of the card. It has 0% introductory APR and no annual fee being charged for this Chase Freedom Visa to its user. Check out the additional benefits offered for this card.
Chase Freedom Visa offers you more benefits:
5% cash back offers is returned to the card holder when purchasing gas, home improvement and department stores.
Get additional 20% cash back when buying with the specific merchant online using the Chase credit card.
1% cash back for all the credit spent no spending tiers or caps on how much you can earn.
$50 bonus cash back during the card first purchase.
No annual fee as well as introductory APR.
CIBC Platinum Visa™ Card
When you are looking for a Visa credit card with extended purchasing power and premium benefit, CIBC Platinum Visa is the perfect card for you. It doesnt have any annual fee even if the company gave you the best feature it can offer. Having an excellent credit history that you have build would be a great advantage when you apply for this card. More benefits are entailed this card that surely, you would take pleasure in.
Check the added benefits of this card:
The credit card gives you a high credit limit of up to $50,000 for you to spend with your needs and desires. Credit limit starts at $5000.
The card is protected with the automatic replacement repair or reimbursement coverage of the bank if the purchases youve made is lost, stolen or damaged within a gracious leeway of 90 days.
The card is guaranteed of bundle no-fee insurances.
VISA Auto Rental Collision/Loss-Damage Insurance is provided to the user.
$500, 000 Common Carrier Accident Insurance is also given.
Best Visa Credit Card Canada
No worries of lost purchases as the card have Purchase Security and Extended Protection Insurance.
Free personalized CIBC Convenience cheques for issuing payment.
AVIS car rental gives 20% discount on their services at participating locations only.
Cash advances of up to $1000 a day.
Even hotel reservations are guaranteed by the card company.
When card is lost or damaged, it is replaced with their Emergency card replacement program.
VISA cards are accepted worldwide at over 24 million locations now.
BMO CashBack MasterCard®
BMO CashBack MasterCard offers their client cashbacks when spending at different Shell location in Canada. Cashbacks are also awarded when you get a car rental at National Car Rental or Alamo Rent a Car where their branches are located worldwide. This two rent a car companies also give big discounts once you get to have their services.
BMO CashBack MasterCard card details are listed below.
The card doesnt have any annual fee charged by the company.
For every card purchase made there is 0.5% cashback given to the client.
When spending and enjoying the Shell station services, 1.5% cashback is returned to the customer.
National Car Rental & Alamo Rent A Car would also give 1.5% cashback when you rent a car at their shops which are located worldwide.
Huge discount of up to 25% on rentals done at National Car Rental & Alamo Rent A Car.
Interest rate is at 19.5% which is fair enough for the card holder to handle during billing payments.
CIBC Select Visa™ Card
This credit card lets their card holder enjoy a low interest rate of 11.5%. The card also offers a very least amount of annual fee which is at $29 only. This requires an excellent credit history which means that elite card users belong to this level. The mention card features are just two of the many benefits that the card offers.
Additional card benefits below:
It instantly gives the card holder $100,000 Common Carrier Accident Insurance that can be used to give a helping hand to the customer when they unfortunately get into an accident.
When renting a car, AVIS Car rental give the client a whapping 20% discount to all participating locations only.
In using a cheque, CIBC is offering free personalized Convenience cheques.
You can get 3 maximum credit cards per account with no extra charge coming from the card issuer.
Capital One - Cash Back Guaranteed MasterCard® for Gas & Groceries
I like this card for groceries purchases... People spend money for groceries each month, so why not collect cash back points each month.
This card is best for are diligent to pay off their monthly balances.
Here's what you get with this card:
On gas purchases you receive 2% cash back
On groceries purchases you receive 2% cash back
On every other purchase you receive 1% cash back
NOTE: Annual Fee is normally $79. If you're accepted for a secured card it's $59
Example: You spend $1500 per month on gas and groceries. By using this card, you'll receive $30 per month cash back. That adds up to $260 per year which can actually pay some of your utilities costs.
See Also
Balance Transfer Credit Card Canada
Best Low Interest Credit Cards Canada
Best Capital One Credit Cards Canada
Best MasterCard Credit Cards Canada
Best Visa Credit Card Canada
Best CashBack Credit Cards Canada
References
Canadian-Money-Advisor Credit Cards
Canadian Credit Cards
Best Credit Cards in Canada
Cash Back MasterCard Credit Card Canada
Cash Back Visa Credit Card Canada
Rewards Credit Card Canada
External Links
List of Top Visa Credit Cards
Canadian Credit Cards
FCAC - Best Credit Cards in Canada
MBNA Credit Cards
Credit Card Reviews
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