Saving Money On Your Credit Cards!

LOWERING YOUR INTEREST RATES ON CREDIT CARDS?
They said it can't be done. Getting your interest rates lowered on your credit cards.

HERE'S ONE WAY TO GET YOUR INTEREST RATES LOWERED
Two of my credit cards came due for renewal this month. I've been a good customer with both of these creditors for the last several years.

When I received my new credit cards in the mail, they asked that I call them from home and verify that I received the credit cards alright.
When I verified the credit cards, the one customer service rep said, "Is there anything else I can do for you?"

Of course I asked that she check and see if I can lower my interest rate. She came back and said , YES, we can lower your interest rate from 18.99% to 12.99%. That's a 6% savings. And the best part is that this is a permanent reduction!!

LOWER CREDIT CARD INTEREST RATES ON BALANCE TRANSFERS
On the other credit card, they offered my a balance transfer lower interest rate. They gave me 4.99% interest rate if I transferred some balances from other credit cards. My usual rate with those credit cards is 18.99%. I'm saving 14% interest.

This is all because I asked for it, and I have good credit and a good credit score.

THE POINT:
If you have good credit, always ask to lower your interest rates.
If your cards are up for renewal, this is a good time to ask for lower interest rates.
If you've maintained your credit cards well over the years, ask for an interest rate reduction.

It's just that simple.. If you don't ask, the credit card companies won't give it to you!