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Points Credit Card Canada

The points credit cards in Canada that are presented are different kinds of card that offer rewards points. These points either be for travel in which you can claim or redeem flight tickets when you exchange the points you have earned. Usually miles and Aeroplan points are given. There are also other rewards points in which you can redeem some gift certificates, cash cheques or get some merchandise. Clients that do use this type of cards are considered convenient users as they use the card for their business and personal transaction. They then pay off their bills every month. These cards do have high interest rate that is why people who do utilize these cards are earning good income and can afford to pay what they owe from the Card Company or Bank. Some of these credit cards do have annual fees to pay but others don’t have any. It will depend now on what card will you pick out of the many points credit cards available in Canada.

All of these cards offer points every time the credit card is used for purchases where the card user has spent an amount of money. Each card does give different amount of points and other give additional bonus or extra points depending on their card promo. It is better that you check each of the credit card as well as their benefits. In that way, you can select the best suitable card for you that provide you total and complete advantage of their cards.

Excellent and Good Credit - Doesn't Carry A Balance

Compare each of the credit cards especially on the amount of points that is given based on the amount of dollars spent. Take note also for extra bonus points that is given instantly during anniversary celebration of the card company or bank. Points are also given during first card use on any transaction. The number of points differ depending on the card issuer.

Platinum Points Credit Cards

Capital One Miles Platinum Plus MasterCard™

This credit card is unique in the sense that this allows you to collect many points. These Miles Points would then be redeemed with travel purchases which can be flight tickets. Best Mastercard Credit Cards Canada. This will give the client less expenses as they don’t need to spend cash but instead utilize the ticket they got from the rewards that the Miles Platinum Plus MasterCard offers. In addition, the rewards also would cater the taxes and airport fee charges.

Earning points with Miles Platinum Plus MasterCard by:
• Every dollar spent during purchases with the card is equivalent to 2 reward miles points.
• When receiving the card, the first time you use the card would instantly entitle you 25, 000 bonus reward miles point that can redeem rewards.
• Doing balance transfers and cash advance doesn’t have an equivalent reward point.

Furthermore, the Miles Platinum Plus MasterCard is completely different from other reward credit cards like Aeroplan or Airmiles because these companies don’t cover the air fare taxes as well as the terminal fees. Miles Platinum Plus MasterCard covers everything which means that it lessens the burden and expense of the card holders. Hence, it provides comfort and a hassle-free travel.

MBNA TravelRewards Platinum MasterCard

With MBNA TravelRewards credit card, everything you want and nothing you don’t. This is how this card works. It allows its client to enjoy everything they offer. In their rewards program, points are earned in every dollar spent in net retail prices. This is just one of the features of MBNA TravelRewards Platinum MasterCard.

Try to check and evaluate the number of feature the card consist of:
• When purchasing, the amount of dollar you spent will also be the number of point you get. In other words, $1 is equals to I TravelRewards point.
• When having your first qualifying transaction, 5,000 TravelRewards point will be instantly given on your account.
• Anniversary date is always celebrated yearly and its client gets to enjoy a gift of 2,500 bonus points.
• Choose from the 75 airlines to which you prefer to use your travel rewards as exchange of your TravelRewards points. No blackouts.
• Enchant yourself with the Platinum card benefits that the company offers.
• Competitive annual fee of $89 charged but could be waived for being a good credit payer on your balances.
• Credit limit reaches up to $100,000 as an allowable credit to be spent and used by the card users.
• Fraud protection is present at all times making less hassles and burden on the customers.
• 24/7 customer service offered through online by logging in to your secure account.
• Stolen, lost or damage cards are quickly replaced in just a 48 hour waiting period. Additional cards are allowed and offered by the company for the convenience of the clients.
• Immediate cash access of $430,000 ABMs worldwide for this card and is widely recognized and accepted on more than millions of location around the globe.

Visa Platinum Avion Credit Card

This is an excellent travel rewards card that allows the card holder to earn RBC Rewards points with every purchase made using the credit card. Redeeming for flights on any airline is assured with no blackouts as well as seat limitations. Platinum Credit Card Canada. in redeeming for any merchandise, gift cards/certificates and more it can be done through an online process or on their redemption centers allocated by the card company. With this platinum card, the optimum benefits are given and promos are mostly available for the card holder.

Visa Platinum Avion card benefits and features:
• Flexible points redemption options such as air travel on any airline, anytime with no blackout periods or seat restrictions guaranteed.
• Earn 1 RBC Rewards point for every dollar you spend using the credit card.
• Air travel rewards start as low as 15,000 points for this card.
• Choose from other travel rewards offered by the card company including packaged holidays, hotels, car rentals, rail travel, cruises and tours.
• Redeem for any of our specially selected merchandise items, gift certificates or investment rewards using the earned rewards points.
• Earn RBC Rewards points faster with travel bookings with the Carlson Wagonlit Travel.
• Additional RBC Rewards points will be given once client avails the RBC Rewards Dining Program and Thrifty Car Rental.
• Exchange RBC Rewards points for Esso Extra points is allowed for this card.
• Option to transfer RBC Rewards points to Asia Miles or BA Miles is also granted by the card company.
• Minimum credit limit of $1,000 is assured for this card.
• Chip and PIN technology to safeguard your card from fraudulent use and Zero Cardholder Liability eliminates your liability for fraudulent card transactions, provided you take reasonable precautions to protect your PIN and your card, as set out in your RBC Royal Bank Credit Card Agreement.
• Visa PayWave for speed, convenience and security when paying off for any small purchases made with the card is provided.

Cathay Pacific Visa Platinum Credit Card

The RBC Cathay Pacific Visa Platinum card is the only credit card in Canada that allows the card holder to earn Asia Miles points for international flights to over 900 destinations, upgrades and more services. With the Visa Platinum card, card user easily earnes Asia Miles point in order to enjoying special benefits and valuable insurances. This credit card is best for clients that are frequent flyer as they can take full advantage of the cards benefits and features.

Cathay Pacific Visa Platinum card details:
• 5,000 Bonus Asia Miles upon approval of the card.
• Earn 1 Asia Mile for every $1 dollar spent with the card.
• Double Asia Miles for each $1 spent on Cathay Pacific airline tickets purchased through the website of the company which is www.cathaypacific.com
• 31-Day Out of Province or Country emergency Medical Insurance given.
• Complimentary membership (Green Tier) into The Marco Polo Club for principal cardholder and a fee waiver worth $50 USD.
• 2 Asia Miles for every $5 HKD spent on in-flight purchases with a minimum net purchase of $500 HKD.
• Earn more Asia Miles from a wide selection of Asia Miles partners.
• Worldwide Access to Cash Advances up to $1,000 daily.
• Minimum $1,000 credit limit assured for this card.
• Commission Free Travellers Cheques are offered by the card company
• Enjoy the convenience and protection of the Credit Card with purchase related insurances.
• Zero Cardholder Liability eliminates your liability for fraudulent card transactions, provided you take reasonable precautions to protect your PIN and card set out by the RBC Royal Bank Credit Card Agreement.
• Accepted at more than 600,000 locations in Canada and over 20 million locations worldwide.
• Guaranteed hotel reservations for the card holder.
• Chip and PIN technology for enhanced security service comprises the credit card.

Gold Points Credit Cards for Canadians

CIBC Aerogold® Visa™ Card

Travel rewards are the most special feature of this card. It gives a lot of benefits for people who loves to travel for leisure or for business purposes. It also offers points credit cards that can be redeemed with equivalent rewards based on your points earned. The exclusive benefits are listed below. Best Visa Credit Card Canada.

List of CIBC Aerogold Visa™ Card benefits
• 15, 000 bonus Aeroplan® Miles on the first purchase of the card which is equivalent to one economy class short-haul flight at the ClassicFlight® reward level.
• Earn 1 Aeroplan Mile every time a dollar is spent by the card user.
• 1.5 Aeroplan Miles awarded for purchasing gas, groceries and items from the drugstores.
• Aeroplan participating partners also give additional points when you use the card at their stores or shops.
• Air Canada and Air Canada Jazz including Executive Class/Executive First 1 are given free access for the card users for the available seat only.
• CIBC guarantees the client that points earned will not be lost even being inactive for 12 months.

Aspire Gold MasterCard®

This credit card would offer a secure online application which gives the card applicant assured security. This card offers good benefits that are of advantage of the card user. Check out more of this card's benefits.

Aspire Gold MasterCard® benefits:
• Earn reward miles every time the card is used.
• No Annual Fee for this credit card.
• Earn 1 reward mile point for every $1 spent on everything you buy or purchase.
• 5,000 bonus reward miles points with your first purchase using the card.
• 1,000 anniversary bonus reward miles every year given to the card holder.
• Redeem for travel, cash, merchandise or gift cards using the points accumulated or collected.

BMO Gold AIR MILES MasterCard®

This credit card gives the card user point credit card bonuses. In addition, the card provides discount on flights booked with Air Miles and double up points when doing transaction with Shell Stations and National Car Rental & Alamo Rent A Car. This Gold Credit Card Canada card offers everything that the card company can provide for the card holder to enjoy.

BMO Gold AIR MILES MasterCard additional benefits:
• 150 bonus reward miles instantly given with your first card purchase.
• Exclusive 25% discount on the number of reward miles required for all AIR MILES flights worldwide.
• BMO Travel Protection including Collision Damage Waiver coverage for car rentals. Save money for about $29/yr.
• 1 AIR MILES reward mile for every $15 in card purchases.
• Double reward miles at Shell locations in Canada once doing a purchase or avail any services.
• Double reward miles at National Car Rental & Alamo Rent A Car locations worldwide.
• 19.5% interest rate for this credit card.
• $99 annual fee is charged by the card company.

Other Points Credit Cards in Canada

MBNA WorldPoints Rewards MasterCard

This best mbna credit cards canada has been the most rewarding MasterCard as it gives you instant 1.000 world points as an introductory reward. With that, you can avail right away of its offered rewards even without using or earning points yet with your card. You have just simply got a card and receive a reward in return.This rewards points credit card has a lot of features to get to know too.

Here is the list of its card features:
• You easily Earn 1 world point for every dollar you have spent.
• With your first qualifying transaction, you can instantly earn 1,000 bonus WorldPoints.
• Once you reach a certain number of point, you can redeem WorldPoints rewards either of your choice whether spend it for travel or for merchandise or both at the same time.
• Redemption level is at 1,000 WorldPoints which mean that the moment you got the card with the instant 1,000 WorldPoints, you can avail a certain reward equivalent of the points you have
• Annual fee is cheap compared to other rewards cards which are only at $29.

Aspire™ World MasterCard®

This credit card would offer a secure online application just the same with Aspire Gold MasterCard. it also gives the card applicant assured security. This card offers good benefits and features that are of advantage of the card user which is convenient to use. This card Check out more of this card's benefits.

Here are some features of the credit card:
• Earn more reward miles - on everything you buy using the card.
• Earn 2 reward mile for every $1 spent - on everything you purchase with the card.
• 35,000 bonus reward miles with your first purchase of the credit card.
• 10,000 anniversary bonus reward miles every year.
• Redeem for travel, cash, merchandise, gift cards and more.
• World MasterCard benefits including Travel Emergency Medical Insurance and Trip Cancellation Insurance.

MBNA PremierRewards® Platinum Plus® MasterCard®

A rewards credit card that pays you back with what you have spent for. It allows its customer to make their dollar spent to go as far as possible. This means that this company allows their card holders to enjoy the rewards they have prepared especially to those clients who spent much using their card and accumulate numerous points. It could be then exchange with surprisingly great items or merchandise. It can even become certificate for groceries, gas or for shopping.Check on the features of this rewards credit card and compare to which features and offers you are fascinated on.

Here are its features:
• As commonly offered by rewards credit card points. This card has No Annual Fee as well.
• 1% back on all net retail purchases when buying merchandise or any transactions that you have used your rewards card.
• There is a yearly automatic rewards crediting in your account once you have availed with their promos especially those that are offered in the company’s website.
• Regarding with points, there is an enticing policy of No spending limits or earning limits. Customers can earn points as much as they can and redeem rewards equivalent to their accumulated points.
• There is Exclusive platinum benefits and peace of mind for the card holder that provides less risks and hassle.
• Booming credit limit of up to 100,000 is offered by the card issuer giving the customer a wider range to spend on their credits.
• Customer service is always present 24/7 for any inquiries or problems that these card holders may encounter when using their credit cards.

Chase Sapphire Card

This credit card gives much bonus reward points which gives you the freedom to grab the rewards available using the bonus points earned. Travel, gift cards, merchandise, cash back and more are examples of the rewards it offers. Check the other benefits and compare it with other cards.

Chase Sapphire Card offers the following as additional features:
• Earn $100 in rewards which is equivalent of 10, 000 bonus points to use for redemption of surprises.
• Double points gained on flight tickets booked through Ultimate Rewards and single point for purchase made with the company.
• No points expiration and no limitation of how much point earned.
• Premier travel and purchase protection benefits given to the client.
• Dedicated service advisors are on standby 24/7.
• No annual fee charge even if the card company is giving all the card benefits it can offer.

Capital One Venture Rewards Credit Card

Looking for a card that doubles your points? Capital One VentureSM offers it. It allows client to gain double miles on every purchase using the card. This is just one of the many fascinating benefits the card offers.

Here are the other features of the card:
• Earn 2 miles per dollar spent on your everyday purchases.
• When you have spent $1,000 in the first 3 months, instant 10, 000 bonus miles is awarded on your account.
• Avail the offer of flying free on any airline, anytime of the year with no blackout dates.
• No foreign transaction fee will be charged.
• Standby customer service is always available to help the clients.

CIBC Aero Classic Visa Card

Earning valuable Aeroplan Miles on all card spending made everyday. In addition, card holder will receive a Welcome Bonus of 2,500 Aeroplan Miles when the card is used for the first time. Other card benefits are listed below for you to check.

CIBC Aero Classic Visa Card detail benefits:
• Receive 1 Aeroplan Mile for every two dollars you spend on the card in any transactions.
• Receive up to double Aeroplan Miles when you use your CIBC Aero Classic Visa Card. It can be used to dine, golf, or stay at any participating CIBC Bonus Rewards establishment.
• A guarantee from CIBC that you will not lose any of your Aeroplan Miles due to 12 months of account inactivity.
• Enjoy unsurpassed acceptance of the card across Canada, and in over 24 million locations worldwide.

Capital One® No Hassle Miles Rewards

This credit card is for card holders who are frequent flyers but don’t want to spend much. They rely on the rewards they get coming from the points they’ve earned.

Here’s what you get for having this Capital One® No Hassle Miles Rewards credit card:
• 0% introductory APR on purchase until May of next year – 2011.
• No annual fee for this credit card.
• 1.25 miles points awarded for every dollar spent on buying merchandises.
• Earning points doesn’t have limits and expiration.
• Rewards offered to client are travel, merchandise, gift cards and other items.
• Mo blackout dates and no seat restriction policy given by the card company.
• Best Visa Credit Card Canada
• Fly to any destination with the airline of choice.
• No foreign transaction charges.

See Also

Balance Transfer Credit Card Canada

Best Low Interest Credit Cards Canada

Best Capital One Credit Cards Canada

Best MasterCard Credit Cards Canada

Best Visa Credit Card Canada

Best CashBack CreditCards Canada

References

Canadian-Money-Advisor Credit Cards

Canadian Credit Cards

Best Credit Cards in Canada

Cash Back MasterCard Credit Card Canada

Cash Back Visa Credit Card Canada

Rewards Points Credit Card Canada

External Links

List of Top Visa Credit Cards

Canadian Credit Cards

FCAC - Best Credit Cards in Canada

Best Credit Cards Comparison

MBNA Credit Cards

Credit Card Reviews

Points Credit Card Canada