• Deciding on a Mortgage

    Eric Tyson and Tony Martin

    This is the 6th in a series of ten excerpts from Investing for Canadians for Dummies.

    To go for a short- or long-term mortgage? This is an essential decision in the real estate buying process. You need to weigh down the pros and cons of each and decide what is best for your situation before you go out to buy real estate or refinance.

    Unfortunately, too many people let their interest rate predict whether they should take a short- or long-term mortgage. For example, those who think interest rates can only surge up find long-term mortgages attractive.

    When a lot of people are trying to choose between a short- and long-term mortgage, they focus on how much they can save over the next little while, and then factor in their sense of whether interest rates will surge in the future.

    VIA Globe and Mail

    Keyword: Stock Investing



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