• Who is Equifax Canada? Equifax Canada is one among the three agencies that provide credit bureau for businesses along with the generation of information providing reports. These services by Equifax Canada are extended to all companies, individuals and even the financial sector.

    The other two agencies that provide similar services are Experian and Transunion Canada. Equifax Canada is housed in Toronto, Ontario. The various services offered by Equifax Canada are fraud, score, disputes and any general request. Equifax Canada provides consumers and businesses with the kind of information that they can trust upon. In the field of information solutions, Equifax Canada has been global leaders. They have been one of the biggest sources of commercial and consumer data.

    Equifax Canada focuses on enriching the complete profile of a customer, enhancing the efforts in lifecycle management of the customer and also providing customer profiling and segmentation. Since its inception in the year 1899, Equifax has been the epitome of reliability for credit information. They have been extremely successful in gaining their clients’ and consumers’ trust and confidence.

    The credit report provided by Equifax Canada on the consumers’ expenditures and transactions are very authentic. The lenders have access to the information on the credit report.

    Recently Equifax Canada in their Canadian headquarters at Toronto declared the launch and advent of Citadel. This is basically one of the most advanced management object (tool) and an application for prevention of fraud. This is exclusive to Canada and first of its kind there. Equifax has made use of the known frauds of the suspects and cross industry universe aspect to develop this tool called citadel. This tool has been developed for the lenders in reply to their urgent requirement of defenses against the fraud application and consequently averts any serious financial crisis.

    This is a lone product which gives the consumers a true report of their fraudulent activities with their credit. This also tips them off to improve their efficiency in operation and fake positive rates. Citadel has proved to be critical for the organizations, as they now can provide a nexus between the account opening systems and investigation of fraud.


    In Canada, most of the business organizations, companies, individuals and other organizations of the financial sector have been registered to one of the three credit bureau agencies. Even banks, local and international, departmental stores, etc. all register to mostly to Equifax Canada. Equifax Canada essentially gathers all the details about the consumers’ financial activities and his or her expenditures.

    The Canadian idea of credit usage is a bit more extensive than that compared to the Americans’. Canada has been known for its credit card frauds and hence Equifax Canada has proven to be more than efficient in the regulation of credit card frauds and thus averting major financial losses. Thus Equifax Canada has been quite successful and innovative in this field.
    What is Equifax Canada


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2 Comments
On Jun 13, 2011, Keith Turner Said:
My step son filed for bankruptcy about six years ago. H has a document that shows the bankruptcy was discharged. How does he get this information reported to a credit bureau (which one). He lives in Ottawa, Ontario.
What does he need to verify he is who he says he is? He has a passport and has worked for Costco Canada for for or five years as a full time employee.
Thank you.
On Feb 8, 2011, Nancy Leach Said:
Equifax talks about commitment to security; however, I recently learned that there was an error on my credit report, i.e., my birth date was incorrect. In requesting that my report be corrected, I had to send in two id's (birth certificate and passport) to Equifax, either by FAX or Mail. When I requested information as to how this information would be protected, I received NO reply from ANYONE at Equifax. Who receives the FAXES or who opens the mail and is privy to this sensitive information. In the wrong hands, this information provides great potential for identity fraud.

Who can explain what security is in place at Euifax that protects the information that is provided to them via their fax machine or mailroom?