The Advantages of the Capital One 0.9% Credit card

Many Canadians are tired of being bombarded by credit card offers on a daily basis. The sheer number of offers makes it hard to differentiate between the good offers and the bad ones. What about you? Are you confused by the wide array of credit cards that are on offer at the moment?

When it comes to choosing a credit card, there are a number of things that you need to take into consideration. For example, you need to pay careful attention to interest rate differences between various credit cards, even if they are small. Even a slight difference in interest rates can have a noticeable impact on your financial well-being over the long term, especially if you regularly run up large credit card bills. You would be surprised by the number of Canadians who have no idea what the prime rate on their credit card is.

Another thing that many Canadians don’t know is that a number of low interest credit cards exist that will allow you to transfer your balance from a higher rate credit card. Most of these low interest credit cards will charge extremely low rates on balance transfers and new purchases over a pre-determined introductory period. If you are wise about how you use them, low interest credit cards can generate some very attractive interest savings.

If this tweaks your curiosity, you will like what comes next. To save you from having to hunt around for the best low interest rate credit card, we’ll cut right to the chase. The Capital One 0.9% Credit Card currently offers the lowest long-term rate on balance transfers and new purchases in all of Canada. This knowledge will save you from continuously having to compare interest rate differences and will do away with the need to switch credit cards. In addition to this, the Capital One 0.9% Credit Card offers a ton of other bonuses and perks to new applicants. Here are some of the advantageous features of the Capital One 0.9% Credit Card:

• The low long-term interest rate for balance transfers and purchases equals the Canadian prime rate plus 0.9%.
• There is no annual fee.
• There is no fee for balance transfers.
• The fraud liability on the card is $0 for all fraudulent and unauthorized charges
• A customer can select his own payment date.
• The minimum credit limit of $5,000 and the maximum credit limit is $50,000
• Customer service is available 24/7, by phone or online

The Capital One 0.9% Credit Card is really one of the most attractive offers in the market at the moment. Perhaps the best thing about it is that the low-rate introductory period does not expire if you pay your credit card bill on time. So whether you are a credit card holder who is looking to take advantage of lower interest rates by transferring your balance or simply someone looking to switch credit cards, the Capital One 0.9% Credit Card is definitely the way to go. Well, what are you waiting for? Check out their fabulous offer today!