• Advance Fee Loan Scams - Alive and Well

    This morning i got this email from Renee:
    I am a victim of Advance fee loan scam myself and another victim found each other through rip off reports we have been working together to track down the criminals behind all of this we have alot of information to give to other victims we have been following all the latest scams and finding there up and coming scams we have made these criminals upset because we are putting a stop to them stealing peoples money.they have had very nasty conversations with them they have brought up our children into the conversations they have turned off electric services on one victim they have been into our online banking they have hacked into our computers they know everything about us. we do have a way to track them down but we need the voices of as many victims as we can We have a plan we just need someone to help us pull it together.Any help that you can provide would be great.Please call me as soon as you can to find out more information I have about 60 folders of useful information.Thanks Renee

    This email led to this phone call that I recorded with Renee and myself.

    Listen Now! - Duration: 20 minutes
    Keep in mind that Renee lives in the U.S., however, she mentioned that many of the advance fee loan scam artists are picking up their money in the Toronto area. This means that the crime of bad credit loans is still pretty active.

    Renee was scammed out of $4000, and she mentioned that she knows of others who were scammed out of sums between $900-$20,000.

    She's reporting as many of these websites as she can find on www.ripoffreport.com

    The thing that really scares me about this whole problem is the sub prime loan problem in the U.S... There are millions of people who are struggling to keep their homes and are looking for money out of desparation. This might lead them to these scam websites where the criminals are waiting for their phone calls.

    Again, it's illegal for a loan company to ask for money up front before they give you a loan. They can't ask for money for any reason up front before they give you a loan.

    GET IN TOUCH WITH RENEE IF YOU'VE BEEN SCAMMED
    Renee is asking that if you've been scammed out of your money by an advance fee loan scam, she would like you to get in touch with herself and/or Jill.

    Renee & Jill have set up a phone number for you to call. 248-673-0531 if you've had problems with bad credit loan scammers.

    Here is Renee's list of websites that have been involved in Advance Fee Loan Scams
    www.statewideloans.net
    www.amshorefinancial.com
    www.quick-personalloans.com
    www.heritagelending.org
    www.citizenfinancial.net
    www.triliumfinancialgroup.com
    www.equitrust.org
    www.brimmley-lending.net
    www.personalloanz.org
    www.allsfg.com
    www.quardianloans.org
    www.libertyinvestmentgroup.net
    www.getnorthamericanlending.com


    Here is Renee's list of companies that are scams:
    Hartford Lending
    North Point Lending
    Credit Solutions
    Tripar Financial
    Vanguard Financial Corporation
    Altimax Financial
    Canadian Loan Group
    Pacific Financial
    Levitate Financial Group
    BWP Financial
    United Credit Corporation
    Prime West Lending Group
    Southfield Financial Group
    First Finance Stream
    Performance Financial Services
    Kennedy Lending Services
    Forest Hill Lending
    Wells Financial
    GA Trust Financial
    Thunderbird Financial Group
    United Capital Associates
    Rawliff Incorporated
    United Capital Services
    Allied Financial Future
    Fidelity Lending Group
    Trend Lending Group
    Tri-Star
    Century Lending
    First American Consulting Group
    Spherion Group
    Brace Lending Group
    Rockworth Financial Lending
    Apacer Lending
    Samtron Advisors
    Metro Financial
    Equitrust Financial Services
    Citizen Financial Group
    Tribeca Lending group
    Azera Loans
    Ameritrust Lending
    Linddeberg Financial
    First Point Loan
    Ulitimax Financial Group
    First Capital Financial
    Royal Oak Financial Group
    United Capital Investment
    Packard Financial
    Richmond Investment group
    Government Grant Processing
    Barons Financial
    Pavillion Capital Group
    Financial Destination INC
    Alymer Financial Group
    Powerpoint Financial
    Loans R US Financial
    Mt.Prospect Lending Group
    Ultimax Financial Group
    Royal Finance Group
    Liberty Financial INC
    Hawkins Group
    Richmond Investment Group
    Royal Comm Financial Services
    American General Financial Services
    Herrington Trust Financial
    Guardian Financial Group
    Certified Lending
    Delmont Financial Group
    Allstate Financial Group
    North American Lending
    Heritage Commerce Trust Corp
    Atlas Financial Associates
    American General
    Premier Lending
    Certified Lending
    Omni Lending Group
    Superior Financial
    Vision Financial
    Cornerstone Lending
    United Cash
    Green Tree Savings
    Prudential Lending
    Centerline Financial
    Silvercrest Loans
    Birk Atlantic Financial
    Tribute Financial Group
    International Trust
    Laselle Financial


 
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120 Comments
On Oct 28, 2010, Frank Said:
My wife got a call from this number 2 days ago. They said they would deposit 7000.00 into our account for helping businesses. We were dumb enough to fall for it for that instant and gave up our card number. After hanging up and realized what we did, I cancelled the card before anything happenned. Then today my wife got a call FROM THE SAME NUMBER and the man said we committed a fraud for 700.00 and that we needed to pay 7000.00 in order to stay out of prison? We never had a 700.00 transaction EVER so I knew instantly it was fake. Mind you the foreign language. Googled the number and unlisted. He said he was an attorney! Called the Police and I am currently investigating this person along with our help from the local police. "NO ONE CALLS YOU TO GIVE YOU MONEY! JUST CUSS THEM OUT AND HANG UP!" This report is for phone number 817-710-4545.
On Sep 3, 2010, Catherine Said:
Please add www.firstcenturylend.com to your list of scam companies! They took my 'collateral' payment of $1075 and never provided the promised loan to me. They are criminals!
On May 7, 2010, Andrea Said:
This is one of the latest loan scammers, again it is one of the western union transfer to Canada. Just like every other scam, they wanted advance fees.

www.unionstatecapital.com
53 Church Street
New York City, New York
1-877-599-7747

I understand it is nearly impossible to claim the money back, but is there a way to claim as a loss when I do the tax filing? I live in Canada.
On Apr 10, 2010, Anom Said:
Here's the latest from these loan scammers

www.southeastfs.com
Southeast Financial Services
211 King St. Charleston, SC.
1-877-247-0622

They will do the transaction mostly through Phone and Fax thereby leaving little traces of their criminal activities.

- Any loan offer that ask that you pay advance fees is a fraud.

- Any offer that ask that you use MoneyGram or Western Union is a FRAUD.

If you have been scammed, you should file a complaint with your state Attorney General's Office, FBI office plus online at www.ic3.gov
If they used Canadian details for the money transfer, you should also file online with the RCMP at www.recol.ca

Details: http://www.fraudwatchers.org/forums/showthread.php?p=106017#post106017
On Feb 18, 2010, Monty Loree Said:
We're still getting alot of people who are searching for information about advance fee loan scams... that's crazy.. I'm hoping this page is helping people stay away from them... Make sure to listen to the advance fee loan scam podcast above.
On Feb 3, 2010, kawesi Said:
Hi there, Am an African looking for capital to do real estate business in Africa and around the world am looking for a loan to get things done with a low interest rate. I was told that you can do it and lend me some money to do this kind of business starting from Uganda my home country.
It will be great to hear what you have to say regarding the above question.
Best regards
Kwesi
On Dec 16, 2009, Nancy Tobis Said:
I have been contacted by this company called Southern Alliance financial and emerson financing Kingston Jamaica
They sound very business like and suggest credit insurance through the lender $600 or $905 collateral
I have done neither to date
On Dec 8, 2009, john Said:
I was about to get a loan threw newgreeninvestmentgroup.com but something didnt sound right this guy wanted me to send him 800 western union i got scared and didnt send it but another company called me called firstcreditlending.com this woman was all about doing the right thing but i couldnt find there company with the bbb. she wanted me to give her my account information i got scared again becuse she was asking me for 1000.00 i dont know if this was a scam but check it out please and get back with me ... i hope this information is helpful
SCAM BEWARE
On Nov 23, 2009, rita rothans Said:
Hi I think I might be being scammeb by new green investment group. 4043 maple ste200 Buffalo N.Y. 1(877)323-0831.
I checked the n.y.bbb they are not listed, the web site www.newgreeninvestmentgroup.com, comes up Errow. I am susposed to get a loan for 10,000 the man who calls himself William Bell says he will try to get the up frount fees worked into the loan.$1,100 worth. I checked William Bells Email address at email finder.com and there are over 200 email addresses under that name. www.williambellwcu@aol.com. This address will not work.
I don't know if there is a way to stop this guy but I would like to see him stoped.

Rita
On Oct 31, 2009, CLARK Said:
www.ontrackfs.com toll fee number 1-877-298-6514
ONTRACK CREDIT CONSULTATION IS A 100% FRAUD SCAM,THEY WILL ASK YOU TO SEND MONEY THRU WESTERN UNION OR MONEYGRAM AS AN ADVANCE FEE TO THE LOAN.ONCE YOU SEND THE MONEY JOHN WILSON WILL MAKE AN ALLYBIES THAT HE CANT MAKE YOUR LOAN ETC ETC THEN HE WILL ASK AGAIN ANOTHER AMOUNT OF MONEY TO CONTINUE THE PROCESS OF YOUR LOAN.

AFTER THAT IF YOU FOLLOW UP YOUR LOAN HE WILL HANG UP ON YOU AND NEVER RETURN A CALL ONCE HE GET THE MONEY.

HOPE THIS PEOPLE WILL ENGLIGHTEN THEIR MINDS THAT THERE DOING WRONG AND THEY DONT HAVE CONSCIENCE TO OTHER PEOPLE THEY DONT KNOW WHAT THEY ARE DOING.

THEY USED THE MONEY THEY STEAL FROM OTHER PEOPLE FOR THEIR LIVING.....GOD IS WATCHING YOU HE KNOW WHATS YOUR DOING!!!!

HAVE FUN IN THE HELL ONCE YOUR DEAD!!!!

MAY GOD BLESS THEM
On Oct 9, 2009, rodolfo Said:
www.westshorelending.com lending is sure to be a fraud no customer service only one extention almost sent him 960.00 for a 5000 dollar loan
On Sep 2, 2009, robert ragin Said:
I was scammed 2weeks ago out of 1600 hundred dollars by birchmount sent by money gram to a samantha lambert in canada .all my money for my mortgage is gone. $5000 loan BULL
On Sep 2, 2009, C Deane Said:
Does anyone know anything about "Commercial Property Lenders, Inc"? Owned by Lynn Knox of Atlanta, GA.
On Aug 7, 2009, Sean Said:
BIRCHMOUNT FINANCIAL SERVICES
5100 BROOKLINE
OKLAHOMA CITY, OK 73112

PHONE 1-888-571-6867
FAX 212-750-3756

Acct Rep RONALD CLARKE (a fake name definitely ---I spoke with him several times and let him know I knew this was a scam -----he made up 40 excuses)
On Aug 7, 2009, Sean Said:
BIRCHMOUNT FINANCIAL SERVICES is another scam -----luckily I cancelled the moneygram within a half hour

Ron Clarke was the fake name the scammer gave me

DO NOT SEND ADVANCE MONEY for anytjing to get a loan
On Apr 18, 2009, Helen Gerow Said:
Isent a hearing aid com , a money order ,but did not recive my hearing aid . Isent this 17 days ago . the com. is clear point direct ,in ontario canada . my question is how can I find out wheather or notI 'm going to recive the product I sent for & if not am I going to get my money back & weahter I can do something about it?
On Apr 18, 2009, Helen Gerow Said:
Isent a hearing aid com , a money order ,but did not recive my hearing aid . Isent this 17 days ago . the com. is clear point direct ,in ontario canada . my question is how can I find out wheather or not I'm going to recive the product I sent for & if not am I going to get my money back & weahter I can do something about it?
On Mar 17, 2009, Renee Said:
dapper d-man Can you please list the scam company name address and phone numbers used please so we can put out the message that the company is a scam Thank you
On Mar 14, 2009, dapper d-man Said:
almost got me;fee of 1584.08 was to be applied to account and i wrote a check and told "felisha adams"but she said it was to be wired to a jokeba collby in Milton Ontario.red flags started popping;no acct # given;the rate of interest(7%)for 5 yrs too good 2 b true;when i told "ADAMS" i'd sent check,she said they wouldnt cash it and wasnt aware that stop orders carried a fee.I stopped payment&cursed her out
On Mar 6, 2009, Renee Said:
I am very sorry you have been victimized by these scammers. All the paper work you received from this fake company is FAKE there can not be a law suit but you do need to file the right reports about the crime.you can get all the information for what reports to file at www.badcreditloanwarning.com also send a email of the fake company information NAME PHONE NUMBER ADDRESS BEING USED AND PEOPLES NAMES BEING USED AS LOAN CONSULTANTS to jill@badcreditloanwarning.com you can also make a ost of all that information on this site Thank you and sorry about the loss.We as victims have to stand together and fight against these crimes.
On Mar 6, 2009, natasha Said:
Hello i have been scammed for over seas for over 1,000 dollars canadain is there anyw ays to fight this even if i have documation from the business stating i have full rights to sue im so messed upright now over this awe might have have gotripped over for 10 thousnad for aother loan for our martgage can you help or have any more information thanks
On Mar 1, 2009, Renee Said:
Scam Companies

New Heritage Financial Solutions

1st international Financial

Century Financial

Everyone please know that these companies are using different phone numbers and addresses with every victim they contact I am dealing with 3 companies right now 3 different names 3 different addresses 3 different phone numbers 3 different loan consultants but it is the same lady for all 3 companies these scammers know we post rip off reports on the companies so they use the same name with a different address and a different phone number and use different loan consultant names so they can say that it is not them Everyone be careful and remember if you are looking for a loan and someone asks to to pay any fee upfront it is a scam.
On Feb 19, 2009, Jennifer Ellis Said:
New Advance Fee Loan Scam - ACTIVE WEBSITE!

Affiliated Funding Online

http://www.affiliatedfundingonline.com/index.php
On Feb 19, 2009, jill Beyer Said:
For all that have been scammed please when reporting these make sure you leave the actual website and phone number, people you dealt with all information helps. All voicemails should be kept on your phones until further notice.
On Feb 19, 2009, Jennifer Ellis Said:
NEW AND ACTIVE CANADIAN ADVANCE FEE SCAM!

Westbrook Lending Group

http://www.westbrooklending.com/index.html
On Feb 19, 2009, Jennifer Ellis Said:
NEW AND ACTIVE CANADIAN ADVANCE FEE SCAM!

Westbrook Lending Group

http://www.westbrooklending.com/index.html
On Feb 18, 2009, Jennifer Ellis Said:
ATTENTION CANADIAN OFFICIALS ~! WE NEED YOUR HELP! ARE YOU LISTENING?
THIS IS AN OUTRAGE!

Other Fraudulent Advance Fee Companies

1st International Financial Group
Allied Capital Finance Corp @ www.allicapfi.com
Alpha Star Loans @ http://www.alphastarloans.com/
Alternative Investment Corporation
Altimax Financial
Amcorp Finance Incorporated
America Corporate Financial Group
American Community Lending
American Liberty Financial
Atlantic Capital Resource Center
Avalon Lending Services
Bayfield Lending Group @ www.bayfieldlending.com
Bayview Trust Financial @ www.bayviewtrustfinancial.com
Beacon Financial Group
Bellwood Financial Group
Best West Financial
Birchcliff Lending
Brennans Group
Briarcliff Financial Group
Bridgeport Financial
Brockville Financial
Cadex National
Capital Lending
Capital Trust Alternative
Capital Trust Financial Group
Capital Venture Investments
Cash Plus Lending @ http://www.cashpluslending.com/
Caswell Financial Group @ http://www.caswellfinancialgroup.com
CedarBrook Lending Group
Charles D. Financial
Charter Lending Group
Charter Stone Financial
CityCom Financial Group
Clearview Lending
Clearview Lending Group

Commercial Capital Group
Credit Direct Financial Group
Creditview Financial Group
Crenton Financial Group
DCM Financial Services
Elite Consolidation Group
Equistar Financial Group
Fairway Financial Group
Fidelity Trust Financial
Fidelity Trust Financial Services
First Business Financial Solutions
First Canadian Finance
First Delta Financial Group
First International Finance
First International Lending Group
First Universal Lending
Flemington Trust @ http://www.flemingtontrust.com/
Glendor Financial Group
Greenbridge Lending Services @ http://www.greenbridgelending.com/
Gretchen Fox and Associates
Hudson Lending Group
Incline Financial Group
IMC Financial Services
Invesco Lending Group
MTS Capital Services @ www.mtscservices.com
McLean and Forrester
Marrow and Parke Financial
Mason Capital Group
Metro Lending Group
Millwood Financial Group @ http://www.millwoodfinancial.com/
Moneta Lending Group
NFG Financial
National Trust Financial Group
Nationwide Prudential Incorporated
New General Financial
North American Loans
Oakdale Lending Group
Omega One Loans @ http://www.omegaoneloans.com/
Parkway Lending
Peoples First Financial
Pioneer Lending
Pioneer Lending Resources
Prevathon Lending Group
PrimeMax Financing
Priority One Financial Group @ http://www.priorityonefinancialgrp.com
Providence Financial
Prudential Lending Group
Remax Financial
Richfield Lending Group
Rivercrest Financial Group
Sinclair Lending Solutions
Sinclair Loan Center
Standard Lenders
Stanford Financial Group
Sterling National Lenders
Superior Lending
Sutherland Lending
Trenton Financial Group
Trident Solutions Group
United Loan Funding
United SBS Financial
Universal Financial
Ventana Consolidation Group
Vision Lending Corporation
Watson Financial Group
Westdale Finance Group
Winchester Lending Group
Winfield Lending Group
Winslow Hill Financial Services
Wittman Capital Services
World Financial Solutions
World Wide Consulting
York Land Lending
On Feb 11, 2009, jill Beyer Said:
For all the United States Victims that have been scammed you may file your loss on your taxes with IRS form 4684 Casualty Loss Theft Form. You must have a police report and the documents to the scam on file for this incase of an Audit. This is another way to make people in the Justice System to stand up and make this stop!!!! Get enough of these and the IRS loosing money this will get their attention.
On Feb 9, 2009, jill Beyer Said:
Pine Tree Lending is now going by Pine Tree Lenders back up and running! It\'s a scam.
On Feb 9, 2009, jill Beyer Said:
Pine Tree Lending is now going by Pine Tree Lenders back up and running! It's a scam.
On Feb 9, 2009, Renee Said:
Hello everyone the newest scam this week is 1st International Financial Group 1-877-697-3072 location using is 12546 N.John Young PKWY,Kissimmee FL 34741 person dealing with Kerri Washington website address www.1stinternationalfinancial.com This fake company is selling fake loans for fees upfront please beware this company is not a loan company do not send them money upfront for a loan It is against the loan for a company to ask for money upfront for a loan They want the money sent to Canada be advised that any company asking for money to be sent by Moneygram or Western Union for a loan is a scam.Remember if you can not walk into a Bank or local loan office and get a loan you can not get one anywhere good luck to all I'll keep you posted
On Feb 4, 2009, Renee Said:
Hello everyone the newest scam company is Bay View Trust Financial they claim to be at 230 Beiser Boulvard suite 149 Dover DE 19904 phone number 1-888-862-6481 but this building is a medical building and does not have this company located there. the web address is www.bayviewtrustfinancial.com not working but now is changed to www.bayviewtrustfinancial.net the email address they are using is info@bayviewtrustfinancial.com and also info@bayviewtrustfinacial.net watch out they are asking for money to be sent to Canada in return for a Loan IT IS A SCAM
On Feb 3, 2009, jill Beyer Said:
If they are asking for money up front yes it is a scam. I will check it out for you.
On Feb 2, 2009, Brandon Said:
Intell Canadian Insurance, that is a scam right?
On Jan 12, 2009, Cleavia Williams Said:
Hello everyone,
My husband was recently approved for a loan of $10k but we had to send them $500 for good life insurance,however was uncertain regarding the information I was given from Trident Solution Group. When Tiffany informed that I had to wire instead of mailing a cashier check,I thought to myself this do not sound right. I informed my sister because I a funny feeling about the \"Good Life Insurance\" so I google and came up with a number in Plano Texas and I decided to give them a call to see if I could get information, The company is not in busniess anymore,but the person was very helpful in letting me know that he was getting alot f phone call regarding the company.I\'m so glad I went by mt first mine and did some research on the \"BBB\" and looking up the address which I didn\'t find. Please everyone do your research before you send any money to a company. I\'m waiting for the yong lady to call me back,because I have some words for her..:) Everyone please beware of the company\"Trident Solution Group and Good Life Insurance\" Thanks
On Jan 7, 2009, jill Beyer Said:
There is a site that gives information on loan scams! It\'s worth checking out. http://www.directlendingsolutions.com/loan_scam.htm Alot of good information in this site.
On Jan 5, 2009, jill Beyer Said:
There have been some arrest made in Canada on some of these loan scams. Yes there was a little bit of a lull but they are back up and running all over again. I guess they think they won't get caught! Well guess what they have never met Jill & Renee we won't give up been at it almost for one year why would we stop now!!! Just remember everyone IT IS ILLEGAL FOR ANYONE IN US OR CANADA TO ASK FOR ANY FUNDS UP FRONT FOR ANY LOAN!! RULE OF THUMB IF YOU CAN"T GET A LOAN IN YOUR LOCAL HOME TOWN YOU MOST LIKELY WON'T UNLESS IT IS THROUGH FRIENDS OR FAMILY!!!
On Jan 5, 2009, Monty Loree Said:
It's been pretty quiet as far as advance fee loan scams go on the site...

That's good, but I don't think the problem has gone away..

I'm just curious if they'll actually heat up as the economy sours.

The people who go for advance fee loan scam are those who are desparate for money.
On Jan 5, 2009, Susan Gillingham Said:
Two weeks ago I was contacted by signetlife financial that I had been approved for a $25,000 loan and needed to put up $1240 insurance sent to Canada. I was an idiot to do this. but I am a singl mom and sure could of used the money. The phone number that I was given was 800-792-6419 and it is a recording and out of about 100 tries I have been able to speak with someone twice. Also Trident Solutions Lending group is named in the contract. The insurance group that the money was supposed to go to is Intell canadian insurance. Please if you are notified by any of these scam artist be aware. I am attempting to try to get my $1240 back, but it is looking doubtful.
On Jan 5, 2009, Renee Said:
Hello Monty and others sorry its been awhile sense I have been online I feel so bad to see that people are still getting scammed. I wish there was a way to do a broad cast all over the United States and all of Canada so everyone can here about these scams and what they do to people.And if not a broad cast maybe get the post office to help put out a flyer to every address My local newspaper here in my home town now has a warning printed everyday in the paper by loan companies.Jill and I have done alot of work on this the more victims that we can get to help with other ideas would be great.
On Jan 5, 2009, jill Beyer Said:
One more thing, is I can\'t believe WAL MART continues to let people send these money grams. All the victims I have dealt with and there are alot of them have sent letters to WAL MART explaining their situation, and what has happened and asked them PLEASE not to let THEIR consumers send this money into Canada or anywhere. To this day, WAL MART lets people do it knowing exactly what is going on, what is going to happen to these consumers, and why? just to get the money they earn from sending these??????
On Jan 5, 2009, jill Beyer Said:
One more thing, is I can't believe WAL MART continues to let people send these money grams. All the victims I have dealt with and there are alot of them have sent letters to WAL MART explaining their situation, and what has happened and asked them PLEASE not to let THEIR consumers send this money into Canada or anywhere. To this day, WAL MART lets people do it knowing exactly what is going on, what is going to happen to these consumers, and why? just to get the money they earn from sending these??????
On Jan 5, 2009, Jill B. Said:
Remember for anyone that has been scammed please contact Jill or Renee at 248-673-0531 there is certain information we follow with these scam companies and this is how we will catch them. It has been almost a year since I was scammed and there is not a day that goes by that I don't think about the position they put me in and I am determined to get these people. We don't ask for any of your personal information just info on the so called companies you dealt with.
On Jan 5, 2009, wisdom30 Said:
SOLOMON AND ASSOCIATES is the name of the scammers that tried to get me, i just got off the phone with an antonio (something) who informed me that my loan for $5,000.00 was approved and all i needed to do was to cover the insurance of $600.00 because the private lender wanted to cover themselves if i\'m unable to repay the loan, needless to say i\'m glad i always do my homework on every company before doing any business with them, i came across this website one of many who warns of this perticular scam, it looks like the company changes it\'s name from state to state but the device is still the same. Please be very , very carefull when applying for any loans these days, these scammers know people are in need and they\'re taking atvantage of that, like most of the people here, we all give private info on our selves, ss#, addrs, ph#, job# and a lot for them to work with, I have a fraud alert on my credit file so the company has to call me before issuing credit and i was not contacted so they didn\'t run my credit....please be carefull.
On Dec 10, 2008, Rebecca Said:
To all people there is new scamming website called www.amercel.com. Do not go to this website they can potentially put I virus there. The name of the company is National Creditor Lendors. I have sent all the information I had to Jill and Renee. I got a call from them today to check on the status if we were going to accept the loan. Originally there number was showing 2 days ago now is coming accross as unknown. Just so you know we were approved for a 7000 dollar secured loan. But we had to pay 716 dollars before we got the money. The website had no lock on the application page. When I looked up the address, I could not find them anywhere. The address was valid, but the particular building did not have the company registered there, which is odd considering they said they have been in business for 10 years. I haven\'t sent them any money, but I do want to caution all. As a 19 year old mother of 8 month old daughter I have to stay at home because my car was taken after deciding not to have an abortion. I am one of the .01% who got pregnant while taking DEPO. My husband has a job at the City where we live and brings home 900 every two weeks. We are barely skimming by on bills including the fact we live in 1975 trailor, that has holes and soft spots, needless to say we needed this money so we could buy a crappy vehicle so I could get a job and put my daughter in day care so we could move. It is illegal to ask money upfront on a secured or non-secured loan. We asked the company for their credentials and they said they were exempt because they are a third party. They could not release the information of the private lender. Why? Red Flags here, if somebody is going to be giving me money then I want to know who they are. Especially when the third party who can\'t give me there name but is sending me the contract in their name. The contract is supposed to be an agreement BETWEEN YOU AND YOUR LENDER not the third party. I called my bank and asked. There are many people out there like me. Please use caution and do a lot of research.
On Dec 3, 2008, Stacey Said:
Please add Sutherland-Lending to your list. I was scammed out of almost $1800.00 in the last few weeks.
On Nov 15, 2008, Monty Loree Said:
Angela,
respectfully, if you're in that dire a situation, legitimate creditors aren't going to lend to you. That's the honest truth.

Best go to family or friends, or social services for help.
On Nov 15, 2008, Jim Said:
I was told that I was approved for 60000 and I sent 1450 then they said I needed to send another 725 for high risk insurance. The company is Trident Solutions and the guys name was Andrew. I told them no thank you and he is going to issue a credit. Will see if I get my money back. What is wrong with the world we are living in. When will good over come the evil.
On Nov 14, 2008, Angela Said:
Stay away from the following Scammers:
Catholic Financial Services and it\'s so-called Rev. David Holmes. To steal from people in the name of God. What an abomination.

2. Edward Frank or Franklin Ben - Baniwa Financial Investments of Suriname, Brazil, South America. He is Very Cold and very calculating. He will steal from a helpless beggar and not lose sleep over it.

3. Arnold Elvis of Aelvison Loan. Peter Sand, Destiny Lenders. These are all the same person and a common thief.

Do yourself a favor and stay away from these maggots who have infested the internet with their bogus offers. All these 2% and 3% offers from UK are from Nigerians hiding behind western names. They have no morals and no conscience. I did not heed the advice - If it looks too good to be true - and have paid for it. When you are desperate all common sense goes out the window. You want to believe so badly and when it is over you ask yourself how you could let such a thing happen to you.

If anyone has succeeded in finding a legitimate lender, I am desperately in need of help. I have suffered some business loses and behind with everything. I need to bring my mortgage up to date as soon possible.
Please help me if you can. I am not a credit risk, just too trusting for my own good.
angela405@sympatico.ca
On Nov 10, 2008, Maureen Reynolds Said:
This information is wonderful to have. I found a company on there that has scammed me of $500.00 (Canadian Loan Group). They took advantage of me when I was at a critical low point. There are so many of us, hardworking, honest, and for whatever reason, not able to use the services of Tier A financial institutions. We still require financial assistance, and help to get back on track. It's a sad situation.
On Nov 7, 2008, indira Said:
i am Indira from India, i trusted union financial services curtis smith , and lost every thing now i dont have any other solution i have borrowed a lot 9 lakhs INR , from financiers and payed to curtis smith but till now he did not give me the loan , i finaly have only this month i will see weather this happen if not i am going to sucide because i dont have any other option to leave in this world as i lost all the source in this loan , i dont have anybody to help me only my death ,
On Nov 2, 2008, Brittany A. Said:
Brittany

I had the same situation with Trident Solutions Group. They told me I was approved for a 10,000 loan and I had to buy insurance for $725 dollars. After my dad sent them the money and all of my account information, they told me it would be deposited into my account within the hour. Then they kept putting it off and finally told me that the direct deposit wasn't working and they mailed me a cashiers check. I haven't received a check, and now my dad lost $725 dollars. And I also spoke to a man named Brian. It was a scam.
On Oct 21, 2008, Brittany West Said:
My name is Brittany and I live in the US. I filled out a loan on the internet and recieved a call the very next day. I was told that i was approved for a 5,000 dollar loan. I was told because my credit score was a little low that i would have to purschase insurance. I ended up sending alomost 1,000 dollars to this lending group. I had to send a money gram through Wal-Mart to a Paul Small in London Canada. The company is called Trident Solutions Lending Group 1-888-687-0635. The agent i was speaking to was named Brian. I was just wondering if anyone has herd about this group and if it was a scam?
On Oct 13, 2008, Jill Beyer Said:
Here is a new one for you!! HOME TRUST LOAN LTD. Offering internet loans! Ms. Isabella Moore521@live.com. This is a scam!the e-mail it's self comes from a Priscilla M Rinehart pmr@julliard.edu SCAM BEWARE!
On Oct 1, 2008, Miranda Said:
If anyone can give me any information on KEYSER ROBERTS that would be great,..He scammed my Mother out of all her money,...her bank account is empty. So any information would be greatly appreciated! You can send me information via email: myboys_k_f@hotmail.com
On Sep 25, 2008, Jill Beyer Said:
Malone General Financing has already changed their name to Trident Solutions. Phone number is the same as Malone 888-802-8436.
On Sep 25, 2008, Jill Beyer Said:
Randy:

Yes there is recourse, but it cannot not be explained on here. Please give me a call jill 248-673-0531 with www.badcreditloanwarning.com. we don't ask for any personal information other than your first name, state you live in, a copy of your contract minus all personal information, and a copy of your moneygram or western union. Please give us a call we are here to help you.
On Sep 22, 2008, Randy Said:
I was scammed by First Financial for $1100 for an advance payment. Is there any recourse against these people? The person I spoke with was named Glen and I wired the funds to an individual in Calgary Alberta Canada..and all along I had the feeling I was being scammed but really needed that additional money...Recently I was contacted by a Kelly Thompson from Malone General Financing with the same type deal...
First Financial 888-840-6025
Malone General Financing 888-802-8436
On Sep 22, 2008, Jill B. Said:
Hi AM could you give us more information on Keyser Roberts Financial. Location Phone numbers contacts etc. This all helps when everyone puts this information on their post to nip these guys in the bud if you will! Thanks. Jill@badcreditloanwarning.com
On Sep 16, 2008, K.A. Said:
Greg Ubah (Claim Agent for ALLSTATE FINANCE, Winnepeg, MB) and Ms. Meg Adams (Tax Agent)attempted to scam me for $3696.00. My brother received a letter saying he had won a drawing for all ONE TIME SWEEPSTAKES participants within the last five years. Enclosed was an authentic looking check ($3949.00) to be drawn the Bank of America for him to pay NON-RESIDENT GOVT. TAX (GST)payable to his tax agent by MONEYGRAM/
WESTERN UNION. He wasn\'t supposed to act on the letter until after he contacted Greg Ubah. I was suspicious, first I checked through the internet and found the claim agent\'s number is a cell phone number. Then I contacted the Bank of America and inquired about the account. Bank of America said the check was fraudlent and had me contact 1-800-756-3333. It\'s a law enforcement division. I was told it was definitely a fraud, and to take the letter and check to my nearest Bank of America for them to finish the reporting process. Had my brother followed the instruction, not to act until after contacting Greg Ubah, I\'m sure he would have followed the instructions because he thought his total prize was $148,000. He would have lost the $3696.00 (cash he would have used to send the moneygram/western union) and then realized there was no check being delivered by the Special Courier Company. Here is some information to avoid becoming a victim of scams that cost you money.
Sweepstakes, Prizes & Lotteries
• It\'s illegal for a company to require you to buy something or pay a fee in order to win or claim a prize.
• It\'s illegal for a company to even suggest that your chances will be better if you make a purchase.
Advance Fee Loans, Credit Service & Credit Card Offers
• NEVER deposit a check you didn\'t expect to get, since you\'ll be responsible for it if it bounces
• It\'s against the law for telemarketers to charge any fees in advance if they claim that it\'s likely that they can help you get a loan.
• If you have poor credit or haven\'t established a good credit record yet, it\'s unlikely that anyone will lend you money, except at very high fees.
• If you don\'t qualify for a loan yourself, try finding a co-signer.
• It isn\'t necessary to pay another company to help you get a credit card, nor will it improve your chances of obtaining one.
• It\'s illegal to charge for a credit card before you receive it, and if they say you qualified, but they need your social security number, it\'s a scam.
• Federal law requires credit repair services to give you a explanation of your legal rights, a detailed written contract, and three days to cancel (this applies to for-profit services, not to nonprofit organizations, banks and credit unions, or the creditors themselves).
• \"Free\" credit reports are not really free, so it\'s best to contact the credit bureaus directly-Experian, TransUnion and Equifax-to request your credit history. By law you can obtain a free credit report once a year at www.annualcreditreport.com. Immediately challenge anything you know to be false.

• Don\'t believe that you have to give the company money for taxes on your prize, since they are deducted from winnings or paid directly to the government.
• It\'s illegal to use the mail or telephone to play lotteries across borders (national and state).
• No legitimate sweepstakes company will ask for your bank account number, credit card number or social security number. Do not provide it. Ever.
• Be wary of offers to send you an \"advance\" on your \"winnings.\" It\'s an elaborate check-kiting scam.
• Most prize notifications are just marketing ploys to get your personal information or rip you off. Nothing’s really free—you’re probably paying for it with your name going on a mailing list the company rents out.
• Free vacations aren’t really free. You may be required to pay service charges or purchase membership in a travel club or attend a 2-hour sales pitch. Read what the FTC says about free vacations here.
• Joining a lottery \"club\" won\'t improve your chances of winning foreign lotteries.
• When you respond to a lottery solicitation, you identify yourself as a potential victim, resulting in many more offers for lotteries and other fraudulent money making opportunities.
On Sep 15, 2008, A.M. Said:
Yesterday my husband applied for a loan over the telephone with "Keyser Roberts Financial", a "subsidiary" of Lending Tree (they are not). Within minutes he was told that he was approved for $6000 (not the original 10,000 offered because of his poor credit history) and that he would fax us out the contract to be signed. Unfortunately, my husband (after purchasing a fax machine to recieve the documents)rushed out the door to send $175 to "insure" the loan via western union to "Keyser Roberts" thinking that we would have our debts paid down by this afternoon. We never recieved the fax and our phone calls were not returned. Hopefully something can be done before this nut steals my husbands identity.
On Sep 6, 2008, Phil Lanier Said:
Same Company Different Scam.
I just received a letter from Allstate Finance stating that I won a sweepstakes in the amount of $148,000 included was a check in the amount of $3,949.00 to be used to pay taxes on the winnings. The check is from a reputable company and it looks real. I was to contact Greg Ubah my claims agent before doing anything, Greg wants me to deposit the check in my account and send a moneygram in the amount of 3,696.00 to the tax agent listed in the letter, then I will receive my winnings of $148,000. Of coarse the check will not clear it is drawn on a fraudulent account (no such bank). I would be stuck with an overdrafted account or the funds would come out of my own money either way as soon as I sent the moneyGram I would be responsible for the funds.
DO NOT SEND THEM ANY MONEY OR DEPOSIT ANY CHECKS!!!!
On Sep 4, 2008, Jill Beyer Said:
John H, Katy, and Mohan, please contact myself jill beyer of Badcreditloanwarning.com we are here to help and can only help with the help of all those that have been scammed. I have information for you that you need to know and can help us with. Please call me at 248-673-0531. www.badcreditloanwarning.com thanks for your help in advance!
On Aug 29, 2008, Mohan Said:
cont'd
also stay away from anybody named Sarah Charles/ Sarah Chambers / or Justine Cambell/ or Richard Moore these people are con artists and I will find them they made the mistake to pick up the money in cities where I know people they probably think they can run but assure me they will not be able to hide for very long cause, sake of there scams my son cannot go for surgery, but I will have the last say TRUST ME on that.
On Aug 29, 2008, Mohan Said:
Mohan said:
I have been scammed by Birchmount Lending Group this past week these people took my family for all our money 2600, I want to see these people put behind bars, and I will like to help any body put them there cause if I only find these people god only knows what I will to them, it is just crazy that people can do this to people everyday like it is a regular job. They deserve to be in JAIL!!!!!!!!!!!!!!!!!!!!!!!!!!!! 4 EVER!!!!!!
On Aug 23, 2008, katy Said:
I have been scammed by prime west lending group. and now i find out they are back in bisness with a new name. i was scammed out 1,700 from them a year ago. and i have done everything i could to try to get them behind bars. it makes me sick. and now they are using there same phone number to scam more people. they are out of canada. i still have all the paper work they sent to me. i will do anything to help you out and get them behind bars. thank you
On Aug 11, 2008, John H Said:

July 20, 2007 - I believe to have been conned by the business know as ALTIMAX FINANCIAL, supposedly doing business out of Atlanta, GA. How suprised I was by finding out that I was 'approved' for a $5000.00 loan. I called the number (888.690.9865) was spoke to a 'Todd Stover' (ext 4617) and he said in order to 'secure' the loan I had to Western Union $800.00(16% collateral) to them. Would you believe I even asked people I had no business asking to secure this payment. I was then told to wire the money to 'Shawn Barnett' in Northyork Ontaria Canada. After that I was promised by Mr. Stover that the money plus the WU fee would be in my account the following Monday, Of course it wasn't. I called their customer service to find out that they need another 16% to cover the insurance policy(for high riskers like myself). Again I wired(second time) to the same 'Shawn Barnett'. I must have been dumb as h--- because I waa awaiting for the money to come in, after calling numerous times, 'Russ' the CS supervisor offered to overnight the check (which I blindly agreed). Another Monday came (no check) I called and came to find out that they needed (for whatever reason) another $200.00 for release. I requested a refund(we're at 1734.00 plus $200) and to this date no sign of refund. I called both CS and Mr. Stover's ext and they divert to the message machine. I do a WHOIS on the fake a-- website and it comes up private, which the domain guy says requires a COURT ORDER. Still, I aim to get these guys! NO MATTER HOW LONG IT TAKES!
On Aug 11, 2008, John Said:
Hello
I got scammed back in June of 2007 by a company - Altimax Financial - Please call me @ 850.414.6729 - I need to know any resources available to track down these scum
On Jul 28, 2008, Cindy Said:
Hello,
I just got approved for a $5000 loan from Hayden & Matthews Financial Services and they require I send $225, via western union, as a insurance deposit on my loan. I dont plan on sending it but did not see this companies name in your list, they are picking up the western unions is Toronto, Ontario, Phone # 416-761-5617, Fax #416-406-6141, and they are doing everything via fax.They put an ad in the newspaper.
On Jul 8, 2008, Jill Beyer Said:
LAMNIA GROUP another scam asking to send money via moneygram/western union to Candada in a person to person transaction. SCAM DO NOT SEND THEM MONEY! They say it's for an insurance policy because of your credit. Their phone number is 800-430-8674. Gary x83 www.lamniagroup.com
On Jun 20, 2008, Jill Beyer Said:
UPDATE: Emerson Financial Group new contact names. Stan Cassidy & David Madden
their address is listed as 125 Maiden Lane, New York, New York 10039 1-866-822-0936. If you have been scammed please contact jill Beyer and if you are thinking of sending them money for a loan DON'T!!!
On Jun 19, 2008, Jill Beyer Said:
WESTNEY FINANCIAL GROUP IS A SCAM! Says they are located in Baltimore MD 888-349-9238. Jonathan is one of the contacts as this scam company. If you have been scammed by them please contact jill@badcreditloanwarning.com Thanks.
On Jun 17, 2008, Jill Beyer Said:
Newest company just reported!!!! EMERSON FINANCIAL GROUP Website Emersonfinancial.net Robert Hunter x539 1-866-822-0936 BEWARE IT'S A SCAM!!! If you have been scammed by them please contact Jill Beyer 248-673-0531 or jill@badcreditloanwarning.com
On Jun 16, 2008, Jill Beyer Said:
Here are a few of the newest scams out there. Crestview lending and Pine View Lending. If you have been scammed please visit www.badcreditloanwarning.com for help or call Jill Beyer at 248-673-0531. I will keep the list updated.
On Jun 6, 2008, patty Said:
Renee,

I was scammed out of $2400 last April of 2007. I have kept all documents in hopes of finding others to help me put stop to this whole ordeal. I am willing to help in all matters. The company I dealt with was Northpoint Lending Services. I have done alot of research and found another name they were running under.
Please feel free to email me!
Pzimangel@msn.com
On May 29, 2008, Dan Said:
There is help out there!!

http://www.badcreditloanwarning.com/

I was contacted by Certified Lending Group Monday May 12th. I was contacted by a Robert Miller ext 129. He informed me that I was approved for a loan amount of 35,000 and needed to verify a few details. Robert then proceeded to tell me that the private lender that was backing the loan required collateral to secure the loan. Robert emailed me a promisorry note containing the terms and conditions of the loan and repayment. After reviewing, I faxed it back. I was then instructed to send a money gram in the amount of $2,100 to secure the loan to a Arnold McKiney in Oakville, Ontario Canada. Money Gram Order Confirm: 87782263 I proceeded to then call back Certified Lendings Group customer service and relayed the confirmation number on to them so they could release the funds into my bank account via direct deposit.

The next morning, the funds were not deposited. I called Robert Thursday May 15th, 2008, and he advised to contact customer service. I did so, learning that an additional colatteral payment was required to secure the loan proceeds within 4 hours. Again, I transacted a Money Order Payment to an Arnold McKinley in Oakville, ON Canada. Confirmation 61156023.

Friday May 16th, 2008, I called Certified Lendings Groups cusotmer service, informing them that my direct deposit had not occurred. I was informed that I was entitled to a refund due to the additional closing costs required by the lender and would have it by no later than May 30th, 2008

I found no funds had been deposited into my account. I then found the Better Business Bureau of Maryland, and learned this was a known fraudulent company.
On May 28, 2008, Renee Said:
Sorry Claire the money you sent will not be returned these company scams use the name of real loan companies to make people think that they are the real deal read through all the comments below we can help you file the right reports to the right people.Again very sorry this happened to you guys us victims must all stand together for justice.
On May 24, 2008, Claire Said:
Back in March my boyfriend applied and was approved for a loan by Equiplus Financial. He was later told there were issues, and that it would be 6 months before he got the amount he applied for. He said forget it, can I get my money back that I sent, oh sure no problem, it is now the end of May and he still hasn't seen a dime. Does anyone know of any way to reach Equiplus or any attorney that specializes in scams like this? We didn't think at first it was a scam because a family member had gone through them and got her money. Any and all information will be greatly appreciated.
On May 20, 2008, Jill Beyer Said:
There is a new web site to help people looking for bad credit loans and to help with people that have already been scammed. Please visit it at www.badcreditloanwarning.com
On May 18, 2008, Jill Beyer Said:
These Jerks are getting good. Not doing the contracts so much over the net now, now some are strictly doing FAX. If you get any loan offers that ask you to send money out of the US to an individual IT"S A SCAM!! They are using both WalMart Moneygram and Western Union now asking you to tell WalMart that your sending to a friend of yours. Don't fall for it! If Wal Mart was willing to help their people would be warning people not to do this might just save alot of people from being scammed if they would just do that! I personally don't shop there anymore as we have gotten no help from them!!!
On May 18, 2008, Jill Beyer Said:
Just a reminder for anyone who has been scammed we need your help. We must all come together and get the dollar amount needed to catch these people. We all send letters individually but it does not help! we all must COME TOGETHER! Please if you have been scammed call me so we can add you to our victims all waiting for reach this amount and catch the scammers. They deserve to sit in prison! Call Jill@ 248-673-0531
On May 18, 2008, Jill Beyer Said:
Newest loan scams

Union Financial Service Unlimited - Curtis Smith CEO +447-0457-00633

American Lending LTD. 888-461-6650

Findley Lending Group 888-681-7950

If you have had dealing with any of these companies please call Jill 248-673-0531 If you are thinking about dealing with them Don\'t they are scam companies and you will never see your money you will just loose money.
On May 14, 2008, Renee Said:
Kelley DO NOT GO THROUGH WITH THE LOAN ANY COMPANY ASKING FOR MONEY UP FRONT IS A SCAM MAKE SURE YOU THINK TWICE BEFORE YOU DO ANYTHING GOOD LUCK
On May 13, 2008, Kelley Said:
I'm in a precarious situation with my car being in limbo(right to redeem period) for a repossession. I have been offered a loan that requires me to pay six months up front from both Certified Lendings Group and Amstar Solutions. Anyone ever heard of them? I think it's a scam but would hate to pass it up if it's not.
On May 6, 2008, Jill B. Said:
Just to let everyone know there is another scam lending company out there is it called
HIGHLAND LENDING SERVICE 888-265-0057 Fax No. 201-839-4682. David Mercer and Matthew Hull are a few of the contacts there.
On May 2, 2008, Jill B. Said:
NEWEST SCAMS OUT THERE:

Certified Lending Group - Annapolis MD
Woodsworth Financial 888-416-9284
Trust Point Lending Nashville TN
Prudential Lending Group
Principal Financail Lending Group

They are running ads in Newspapers across the United States they read:
RESOLVED BAD CREDIT? BANKRUPT? NEED A LOAN?
etc. 1-877-367-0128
Remember everyone you NEVER give money up front for any loan! If you cannot receive a loan through a local bank or financial center, you won't get one! If you have been scammed by any of these loan companies we need your help call Jill B. 248-673-0531
On May 2, 2008, Jill B. Said:
JOS sorry you got scammed. There is a group of us that have all gotten together to catch these scammers. Please contact Jill at 248-673-0531 so you may be represented also. We all have been scammed but when we report it as one person we are not heard but when we all come together and get the dollar amount that is needed in money we were scammed out of that is when we will get the help.
On Apr 29, 2008, JOS Said:
Trust Point Lending Group is another company that will scam you. i got scammed for 2480.00 to secure the loan and show in faith that i was a good payer. money was sent to canada-money transfer. scam artist involved at company are brian franklin-customer service manager and sean lovett-senior loan consultant. i was told to send 4 months of payments and got another call saying that after reassessing my credit they needed another 4 months. then i got a call stating that the lender had withdraw because he could not insure the loan and that there was another lending who could lend me 13,000.00 but that i needed to send more money. i said no, brian franklin said it would take about a month for my refund to come thru, he said i would have it by may 23rd as certified check. i have already filed a complaint with the bbb of tennessee because that is where Trust Point Lending Group is. if money is not in my hands by that date i will be going to the proper authorities-like the FBI.
On Apr 23, 2008, Jill B Said:
Just a reminder to everyone that has been scammed, I too was a victim and you can't let this happen! Renee and I are working on everyone's behalf to get this stopped. If you would like to be part of this please send your contract MINUS the personal information page so we can use you as a voice in our fight for justice! We won't give up and hope to tell everyone someday we got them. Jill 248-673-0531
On Apr 16, 2008, Renee Said:
Timothy PLease read all these postings you will find our contact info we can help we as victims must stand together.Hope to talk to you soon Renee
On Apr 15, 2008, timothy Said:
i got scamme out of 1848 dollars from www.hertitagelending.org and im pissed.
On Apr 15, 2008, Renee Said:
UPDATE latest scams out there list
Option Financial Lenders
World National Lending
United American Financial
Liberty Investment Group
Keystone Lending
Western Financial Services
Equiplus Lending

Ill keep the list updated when I learn more
On Apr 8, 2008, Renee Said:
Just a quick thanks to all the victims of Advance Fee Loans for contacting us we need to let all the victims out there know that we all need to stand together.We as victims need to let these criminals know we will not stop searching for them tell there is justice.
On Apr 7, 2008, Steve Said:
Hello Jill,

Got your email and sent a copy of the documents. Keep me posted.
On Apr 7, 2008, lisa smith Said:
I was scammed out of $1400 from hertiage lending.. I sent a money gram to a melissa sway in woodstock nb, canada... I know others have been scammed outta more but my husband is the only one working.. Im a stay at home mom of a 2yr old and just gave birth to my second kid.. Needless to say I borrowed over half the money from my mom so Im out what I put in plus having to pay her back... Someone please contact me at tinkerbell72364@yahoo.com to let me know what i can do to help stop this and or possible get my money back...
On Apr 5, 2008, Jill B. Said:
for anyone that has been scammed by these companies be sure if you have any voice mails from these people KEEP THEM ON YOUR PHONE! This is very important. Laura I will contact you via e-mail. Thanks for your imput! Let's all stand together and GET THEM!!!!
On Apr 4, 2008, laura harrell Said:
hi my name is laura harrell and i was scamed out of $3000 by heritage lending services i sent the money through moneygram in walmart the loan adviser was micheal keen if you like you can contact me through email i lost my apartment and my car because of this please help my email is www.vlastaraptor@comcast.net
On Apr 3, 2008, Renee Said:
Monty Just a note to say thanks for having a site like this. We as victims need to stand together and make as many people as we can aware of this act of crime if we cant get the law to put a stop to it we as victims can educate the rest of the world about these scams and make it hard for them to steal our hard earned money. I am not giving up yet. I will fight for justice tell the very end if I have to.And my fight is to get as many victims together so we can all work together to have JUSTICE. Thanks Again for your time
On Apr 3, 2008, Money Advice Said:
Thanks for the list and it is pretty daring on your part to come up with this article knowing that you will be facing some stiff resistance from them.It will be better if you can arrange for a face to face interview session with all the victims and find a way out to solve their grievances.Keep up this good work Monty.
On Mar 29, 2008, Monty Loree Said:
Ummm... Folks...

Let's be friends here, please!! This is a resource to help people.
On Mar 29, 2008, Steve Said:
Hello Jill,

I am looking for an email address so I can contact you. I have contracts that I would like to email and I also have some other people that would like to do the same. I can be contacted at harverdgrad99[at]gmail.com please let me know what else we could do. I am also interested in attending this meeting with any information that I've been able to compile.

Thanks,
Steve
On Mar 28, 2008, T Said:
Yeah Jill! I am so happy to hear, please have Renee update me. Well, then again I am sure I will talk with her tonight to see what is going on. I sent everything I my end to her. Haven't heard back from the victim I was in touch with in TN. I will email him with the numbers, and tell him if he is interested, to call.
On Mar 28, 2008, Jill Beyer Said:
Just an Update... Anyone that has been scammed we need your contracts (without the personal information page) ASAP. We will be visiting a very important Office and need as MANY voices as we can. We have one week for you to be heard at this meeting! I will explain more about the meeting when you contact me and I verify that you were indeed scammed. Like I said we need to be cautious too! It's all coming together and we need to also. Thanks. Jill
On Mar 28, 2008, Renee Said:
Hello Steve very sorry to that they got you to.We would be very interested to see a couple pages of your contact to see if it is the same as the one we have.You can fax that over to 248-673-0531 DO NOT SEND the page that has your information on it.If you would like to be apart of our fight for justice send a email address so we can forward all the reports you need to file and we will give you all updates when there is going to be a investigation on this.I can also send over what our contracts look like if you wish.Hope to here from you soon.Renee
On Mar 28, 2008, Steve Said:
Hello,

I too was scammed out of $4300 by a company called Trillium Financial. I applied at www.equiplus-lending.com and was contacted by this fraud company. I made another 'fake' application there afterwards and was contacted by another fraud company. Beware of www.equiplus-lending.com it is 100% fraud.
On Mar 28, 2008, Angella Said:
Name calling...??? Where on earth did you see that? Unless it was me pointing out that, as we knew nothing about her and as the first link she provided (as well as a few others) were legitimate sites, she could be a scammer herself...? I just reread my posts and, again, simply only saw myself advising caution in the information imparted.

It's good that you didn't disclose your SSN... and I'm not sure how it works your side of the border, but on this side of the border it is illegal for anyone to insist upon getting your SIN unless you are making income off them. You don't necessarily need it to steal their identity.
On Mar 27, 2008, T Said:
Angella, since you were the first post after mine, I feel the need to respond.

I do agree to be cautious when speaking with anyone, and after being scammed out over $5000, I have been very cautious. I made sure that I got Reene's information, and spoke with her several times before I sent over any information to her, and my SS# wasn't one of them. I trust no one, never did until I got approved for this Avanced Fee Loan Scam. I was so excited that I was going to get ahead for me and my children, I trust someone with the words they were telling me. They covered themselves so good, I get chills just thinking about it. I am glad that you are financially secure, and I hope you stay that way. But alot of us are not as lucky. And I am not speaking of anyone else then myself. Renee did this interview to make people comfortable with the life altering mistake they made. Not to be ashamed and hide, but to come out and fight. Sometimes strength comes in numbers. We just want our voices to be heard, and for others not to get scammed like we did. We learned the hard way. We want to save the others that maybe thinking about it. I am sure somewhere, someway, someone has scammed you in you life. I am sure it made you angry, and you fought for justice. This is just our way of doing the same. We are not taking your words as being a personal attack, when you tell us to be catious. But when you start name calling we have to wonder who you really are, and why you would start off attacking. Maybe people who are going to read these posts will not only be cautious about us, but you as well.
On Mar 27, 2008, Jill B. Said:
For those of you that have been scammed and can read, feel free to contact us with your contracts (NOT THE PERSONAL INFORMATION PAGE), as stated before, but obviously was not read, we have done alot of research on these companies and seek help on a daily basis. We are not Scammers we are FIGHTERS and will take these people down you just need the right people with the will to do so and that is all we are. You people can sit back and say oh I got scammed or join the fight and take me down. I am not hear to fight with ignorance or to scam anyone. If you would like to see all the scams visit rip off reports and you will see all our names. So enough with the fighting on here we are here to help those scammed. If you would like feel free to call us. Upon calling you will be e-mailed a list of places to contact and kept up to date on the status of OUR investigation after we verify that you were scammed. We must be cautious also on who we speak with and tell what we are up to! So feel free to join us in the fight against these criminals.
On Mar 27, 2008, Angella Said:
However it might "seem to you", you are, once again, out to lunch.

There is no need for us to talk. Your number checks out as belonging to you as well. Cursory examinations validate the both of your existence... which is a positive thing. I still advocate using caution in the information provided to you.

If, by "money" you are questioning whether or not I live in a mansion on the hill... hun you couldn't be more wrong. I am also a 38 year old single mother of two... and have spent several years rebuilding my credit after being where you are now, so I most certainly don't see myself as "above" anybody.

What I am is a skeptic. What I am is somebody who is well aware of how a site like this can (and has) attract scammers who want to use the desperate situation of many of our members to pull yet another scam. In fact, it wasn't so long ago that Monty had to pull a post as it was one of these scammers.

If you are advising people to not provide personal identifying information that can be used to steal identities, then I'm not sure why you would be upset that I'm advising the same thing...?

Use caution when providing your information.

Do I know what I'm talking about? My alarm bells scream at the slightest stirring of dust. It's prevented me from learning some lessons the hard way.

If you have information on the scam sites that can be used to track down and prosecute them, more power to you. But as somebody who has been scammed, you should certainly not be offended when somebody else comes along and says "use caution in providing personal information to strangers".

And when you and/or your cohorts want to tell me I'm "stupid enough to ignore your advice and apply with these losers and lose my money" at best or that I am one of the scamming losers at worst, then you certainly have no cause to feel slighted when I point out that I don't need to deal with these people, and most certainly am not going to be "calling you for help when I lose my money or identity to them".

Try taking things a little less personally and thinking with your head, not your heart.
On Mar 27, 2008, Renee Said:
Angella it seems to me that you might think that you are better then us victims because you do have credit and money sitting in the bank.I think you should take a step back and think about the comments you make.We are the victims and you seem to think you have all the right answers and comments you dont know how we feel and you dont know anything about this.You said so yourself you have it all RIGHT.Before you make comments about things that you dont know all the information about ask some more questions first.When other victims contact us we do not have them give us any information that they dont want to.We provide all the phone numbers for the reports that they need to make we ask for them to send over a copy of the contract that the fake company gave them but we do not have the page sent over that has all there information on it.We are helping people the more information we have the more likely the FBI will help us.These messages and the interview I did with Monty is to help other victims out let them know its okay that they fell for these scams and there are people out there to help and you and your comments dont really seem to help anyone you make yourself out to be this great person because you have money.Well heres some news for you I am a great person to it does not matter that I dont have alot of money my life is very comfortable.I own my home I have a good job that provides for my family during my work season.This was the first time I applied for a loan online I didnt think I was going to become a victim all I wanted was to finish the construction on my house.So you make it out to be we are nothing because we are not like you.People with money became victims to this scam to why dont you check out ripoffreports.com look at my list of fake companies and check them all out.As for my information so it seems to be so important to you my phone number is 508-316-3453 Please feel free to give me a call if you have any further questions or comments about these scams.We have done research everyday for the last 2 months on these criminals with that we have 60 folders of information.We know what we are talking about do you???
On Mar 27, 2008, Angella Said:
No, I\'m not going to get hit with an advance fee loan scam site. I have more than enough money... credit, savings, and assets behind me that I don\'t need to use these sites.

On the other hand... while Jill\'s information checks out, she could be an unwitting dupe. We have her information only... not yours... and you, depending on the information you ask for, could be an identity thief. I don\'t know, so I\'m cautious.

As for the sites, I also went in and checked them all out after commenting. Some of there were scam sites. Some of them were not. Most of those ones did exactly what a lot of scam sites are doing... creating similar names to well known companies for instant name recognition and trust.

Some things the scam sites will likely have in common:

No method of contacting other than an email address or 1-800 number.

The domain site doesn\'t match the business and is not traceable to anyone.

An \"application\" site that may look secure, but does not have SSL security on the site. I did find one questionable site in your list that had SSL but didn\'t pass any of my other checks. Not sure what that means, and haven\'t taken the time to figure that one out yet.

A reverse directory search of the number and addresses provided will either pull a different name and phone number or, more likely, no information at all.

If that information all checks out and somebody is providing me with information that the site is a scam site and I am to contact them with information about me then you better believe it my eyebrow shoots up a notch.

When you, who claims to have been scammed and should know how easy it is, are upset because I\'m telling people not \"don\'t contact her\", but \"use caution in what information you impart\" are upset that I advise caution, well, my eyebrow fair disappears into my hairline...
On Mar 27, 2008, Renee Said:
Monty lets remember that some sites lead you to a page that you fill out a application and is sent to curtain companies to review. Everyone needs to remember that these are not your basic criminal that we are dealing with they have websites that have been up and running for years that look really good Everyone needs to know as we talked about yesterday is that if you cant get a loan at company that you can walk into and sit down and talk to someone you cant get a loan anywhere else.All that myself and JIll are doing is making people all over the world aware that these websites are out there and they look as real as the next.TEll people fall victim to this crime they dont understand the hard ship of what it causes. Jill and I and another victim Patrica have put our lives on the line to try and put a stop to the people behind this. The three of us have come together and all we are asking for is for other victims to come forward so we can have Justice. United we must stand.
On Mar 27, 2008, Monty Loree Said:
Jill and Renee,
I congratulate you on the work you're doing to get rid of these criminals !!

As Renee said, it's a full time job and you're not getting paid for it.

Advance Fee Loan scams are just plain nasty.

If you want to tell your stories, I'd be pleased to post your stories here, for others to read.
On Mar 27, 2008, Monty Loree Said:
Hey folks,

Angella is just being careful.. We're all used to being skeptical on this site.. She is one of our main contributors here and is used to questioning things... which is good...

I went through the websites myself to check to see if they were scam sites.

Here's what I found.
Some were legitimate lead generation sites
Some were not in service any longer
Some were scam sites

I've left up the sites that are scam sites. I've taken the lead generation sites down as they're not going to cause problems.

Any site that asks for a Social Security Number, or Social Insurance Number smells of scam IMO...

Here's an interview that I did with Angella regarding Collection agencies.

Listen Now!: Run time:22 minutes
On Mar 27, 2008, Jill B. Said:
Angella:

You go right ahead and get a loan with one of these companies. I am sure you will be contacting us when they have taken you hard earned money. Rennee and I have researched these companies for months. If you are not bright enough to listen you deserve to be scammed! The reason we are doing all this is to let people know warn them so they don't fall victim. Becuase you know what the Canadian Authorities are useless in my book. We have done all their research for them but.... we will get them I will work on this until we do and WARN people. No company leagally can ask for money up front for a loan until the loan has been disbursed. REMEMBER THAT! Also maybe you are one of these people calling all of us???? So Renee Keep doing your research there are many listening and Angella either go scam some more victims or apply for a loan have them have all your information, give your computer virus's, sell your identity, and the list goes on! Have a Nice Day!
On Mar 27, 2008, Renee Said:
Angella there was a mistake on the first website address it is .org not .net but I did look into the .net website there is NO such thing as a bad credit loan so open your eyes and be smart.
On Mar 27, 2008, Renee Said:
Angella, You need to understand that these Fake companies use names of real companies.There are different Web pages for this first company WWW.statewideloans.net is a web site that put a virus into my computer.And you telling people to watch out the information they give to me.Maybe you are one of these Creeps behind this Scam.Tell you fall victim to these people you will not understand.We have done the research we know what is a good website and what is a bad website.So Angella if yo think its a good site go right ahead and apply for a loan Here us victims are making the public aware of these scams and we get stupid people like Angella not listening these criminals are good they know every about how not to get caught.These are not the type of people that just deside one day oh I think I will set up a fake company NO its a big plan that they have So wake up Angella do so more research on the web before you open your big trap.I have the proof still in my computer about this website and the virus it put into it.
On Mar 26, 2008, Angella Said:
In fact, everything about the first company passes my checks.
On Mar 26, 2008, Angella Said:
Be cautious. I haven't checked out all those companies... but I have peeked in on the first link. The "application" page is secure, which indicates to me they are a legitimate lender.

Be cautious the information you provide to Renee.
On Mar 26, 2008, Patricia Enright Said:
I am a 38 year old, single mother of 2, just trying to make a comfortable life for my children since their father became brain injured over a year ago. I live paycheck to paycheck, and was finding it hard to maintain the bills, and dig myself out of the financial hole I was slowing sinking into. I am now a victim of a loan scam, fraud, and potential identity thief.

Due to my financial desperation, I placed an application over the Internet for a personal loan in the amount of 50 K. I just submitted my general information, figuring if the company needed anything further they could officially request it. On Jan 15, Rita Phillips, from Equitrust Financial Services,3781 Presidential Parkway, Atlanta GA, called me and told me I was approved 100% for the loan. She faxed me over the contract, and told me the lender would need 8 advanced payments to secure the loan. Because the lender was out of state/country, I had to wired the money through a Walmart Moneygram. I made all the arrangements to wire the money to a Sheila Carroll in Stonewall, Manitoba Canada, on Friday,Jan 18,2008, in the amount of $5300. After making the wire transfer, I received a call back from Ms Phillips congratulating me on getting the loan, and that my loan money would be wired into my checking account as of Jan 22,2008. The loan money would be released to me the next business day,a promised in my contract. I received a phone call at 3pm CST on Jan 21,2008, from Thomas Mitchell. He told me that my loan was now denied, because the lender could not get insurance on the money they were going to lend me, incase I defaulted on my loan. They were asking me for another 8 advanced payments. Because I had no further funds to send, as I had exhausted my bank account, I asked for my money to be refunded. Mr Mitchell told me that it would take several weeks (Feb 15),before the refund would be deposited into my account. I asked Mr Mitchell to provide with a receipt of the refund. Within 10 minutes I received the refund notice via fax.

Now Feb 15, has come and gone, and I still have no refund. I tried to contact the company, but the telephone numbers were disconnected, and the web site has been suspended. I have since closed my checking, and opened a new one, to avoid this company from making withdrawals. After a lot of research, and contact with other victims, we are locating other victims of these same perpetrators, through different fake companies. They are opening these fake companies, using fake names, establishing 800 connections, faxes and creating websites all under a gentleman who's location information is in Panama Central America. They will keep doing this us if you do not do something to help us. Most of us are desperate to get ahead, and don't think that we are being scammed. We all need your help to end this scam against these hard working people who have become victims.

I and Reene, came to kknow eachother through Ripoffreports.com, and have been talking ever since we got scammed. We are trying hard to get these people who have taking our hard earned money. At this point I think we all know that we will not get our money back, we just want this scam stopped, and these people caught, before it goes any further.


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