Live with a strictly cash
cash only life style

Trying to destress your life financially? Live with a strictly cash - cash only life style could be the answer to your problems.
If you're strung out on credit and are drowning in debt because of you're poor spending habits, you need to practice a cash only life style.

11 Quick tips to a cash only lifestyle.

1. Take the credit cards out of your wallet and put them in a hard to reach place.
   
2. Open all your credit card statements and study the purchases, balances and interest paid etc
   
3. Take an hour or two to reflect on your spending habits. Do this regularly.
   
4. If you feel like impulse buying, ( with cash ), DON'T! Wait three days to let the impulse cool down.
   
5. Think about how much cash you would need in a weeks time. Put that cash in your wallet.
   
6. Cook at home all the time. Fresh food - home cooked save money on restaurant bills.
   
7. If you're too busy to plan your cash finances, cut out other activities right away.
   
8. Buy things ONLY WHEN you've got your monthly bills covered.
   
9. Buy things ONLY WHEN your debts are paid current.
   
10. Buy things ONLY WHEN you have a surplus of cash in the bank.
    
11. Buy frivolous things ONLY WHEN you have three months of cash reserves in the bank.

Buying with cash may take a positive lifestyle change on your behalf. Having too much debt has probably caused too many negative lifestyle changes!! There's nothing wrong with living financially prudently.
Having a strict cash only budget may mean some adjustment up front and a few less frills, but it will mean a great deal of peace of mind in the future.

The best way to motivate yourself is by asking how you would feel if you were debt free and had cash in the bank. This would give you peace of mind in the long term. I encourage you to act on these quick tips right away to get you on the road to a strictly cash - cashly only life style.