PayDay Loans - [Urgent] Payday Loan (Disability - No Direct Deposit) - Help :( ? - Canada

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RE: [Urgent] Payday Loan (Disability - No Direct Deposit) - Help :( ?

Postby Gate420 » Thu Aug 18, 2011 12:37:05 AM

In the End all worked out just fine thanks for your concern and replies since then I have opened a small home business aquried a 300.00 credit card that still has a 0 balance.I probably still can't get a payday loan even though I now possess thousands of dollars in inventory and even raised my credit score some lol Just wanted to let all you now all is good and thank you all.
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RE: [Urgent] Payday Loan (Disability - No Direct Deposit) - Help :( ?

Postby average_joe » Fri Aug 12, 2011 02:20:30 PM

Have you considered anger management?
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RE: [Urgent] Payday Loan (Disability - No Direct Deposit) - Help :( ?

Postby filascapone@hotmail.com » Fri Aug 12, 2011 11:37:33 AM

1 MORE THING THEY DON'T GIVE IT TO U IN CASH U GET A PRE PAID CREDIT CARD N GO TO A BANK MACHINE N WITHDRAW THE CASH CUZ TRANSACTION R EXPENSIVE. BMO IS ONLY 1DOLLAR TO WITHDRAW FROM THE CARD ALL OTHERS ARE 5-10 DOLLARS!!!
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RE: [Urgent] Payday Loan (Disability - No Direct Deposit) - Help :( ?

Postby filascapone@hotmail.com » Fri Aug 12, 2011 11:35:34 AM

OH PLEASE EVERYONE IF YOU GET ODSP OR SOCIAL ASSISTANCE EASYLEND!!!!STAY AWAY FROM PAYDAY LOANS, U WILL STARVE MAKING RICH CEO'S RICHER ,AS U HAVE TO BORROW-PAY-BORROW-PAY.EASYHOME.CA (FURNITURE RENTALS) THAT WEBPAGE HAS THE EASYLEND WEBPAGE TO CLICK AND FILL OUT FORM.U NEED 3 MONTHS ODSP STUBS, BANK STATEMENTS, PRINT EM OUT IF U DON'T GOT EM, RENT RECIEPTS AND ANY 1 BILL IN YOUR NAME.ONTARIO HEALTH CARD, AND BIRTH CERTIFACIT, I BROUGHT SOCIAL INSURANCE TOO.OH AND A VOID CHEQUE AND A THING FROM BANK TO ALLOW THEM TO DIRECTLY GET BACK THEIR MONEY LOANED AS PER YOUR AGGREEMENT. PLEASE DON'T STARVE!!!!!PLEASE PAY YOUR RENT AND BILLS, PAY THESE GUYS BACK IT MAY HELP GET U WHAT U NEED TO CHANGE YOUR LIFE.MAYBE A HOME BUSSINESS?A SEWING MACHINE FOR SEWERS,TOOLS FOR TOOLER GUYS N GALS, WHATEVER ,THAT 1 THING UR GOOD AT THAT'S THE ONLY THING U CAN DO CUZ U ARE DISABLED. I WISH EACH AND EVERY ONE OF U THE VERY, VERY BEST!!!!!!!!!:)
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RE: [Urgent] Payday Loan (Disability - No Direct Deposit) - Help :( ?

Postby filascapone@hotmail.com » Fri Aug 12, 2011 11:28:27 AM

depending on where you are if you can find an easyhome that usualy one rents to own household items ,they also lend cash.go to the easyhome website and click on easylend and fill out the info.you will be called back within a day or so.depending on whether you pay your bills or not regularily and are not in banctrupcy(sorry can't spell) will depend on the amount you can borrow.i was approved for $2800 but only took $2500.because of my income and very good credit(don't owe).i pay back $285 a month for a year which doesn't hurt me too much or i wouldn't have borrowed so much.so it's all paid in a year and it's better than payday loans that charge so much as soon as your next cheques in you need to borrow again,and again, and get stuck in a loop where you never have any money all for one loan.so if you only need 100, just take that unless you can find a way to have some money to make you money.the loans are not allowed to be a bussiness loan so just say it's to help with self employment if u think u can get ahead if u have a way to make some money with money.again otherwise just get the 100 ,so say when x-mas comes buy and your short u can borrow again.good luck i hope it helps.
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RE: [Urgent] Payday Loan (Disability - No Direct Deposit) - Help :( ?

Postby choda755 » Sun Aug 07, 2011 01:01:06 PM

Hi there im on ODSP and i did some phone calling "the cash store" located throughout the GTA will give you up to $500 if you are on ODSP all you need to do is bring in a bill to confirm your address, Photo ID and a ODSP pay stub. You also need to bring in a blank check and bring in online banking transactions for a month and theyll give you a preloaded debit card you can use all the time. Dont go into dept and not pay it off theyll sue you if you do.

go to google.ca type in " the cash store canada "
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RE: [Urgent] Payday Loan (Disability - No Direct Deposit) - Help :( ?

Postby Carriestupidhead » Sat Feb 19, 2011 04:43:10 PM

If you really really need food, especially if you've got a family depending on you, please lookup your nearest food bank, hon :(

I wish I were well off as I'd send you the money myself but sadly I'm poor too for the most part but I'm not too bad off at this point, not like before (at which point I went to the food bank and received enough food to get through till I had my next cheque).

If you aren't able to figure out where to go just post the name of the City you currently reside in on here and I'll do my best to find one for you :)

Cheers and good luck to you,
-Carrie <3
- Carrie <3
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RE: [Urgent] Payday Loan (Disability - No Direct Deposit) - Help :( ?

Postby Gate420 » Sun Jan 23, 2011 05:38:05 PM

We have tried this already but won't happen we have never been in this bad of a situation before this is the first time we have even looked for a payday loan why the bank won't give us an overdraft is beyond us my wife has had the same account for over 5 years and been on odsp and cpp longer then I have we have been together for about 5 years and she got terribly ill forcing me to quit my old job to care for her but regardless we ussally have enough funds to survive but with her being in the hospital bus rides takeout hotel rooms and what not have depleted our funds for the month with just

4 days to go we did manage to get a few cans of soup that will last us a couple days but then I don't know what we will do I guess we go hungry and drink lots of water for 2 days until cpp comes in on the 27th.Thanks for your reply.
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RE: [Urgent] Payday Loan (Disability - No Direct Deposit) - Help :( ?

Postby footloose » Sat Jan 22, 2011 04:00:33 PM

I can sympathize with your situation and know exactly your problem. No payday loan company will advance you any funds because you have no employment income. The reason for this position is that if you were to default on a loan, under the Canada Pension Plan Act ( Federal ) or under the Ontario Disability Support Program ( Provincial ), non-government entities, such as Payday Loan Companies are prohibited from garnishing your income from either of these two sources. That means, they have no recourse to recover an unpaid debt or loan. With employment income, they could sue the debtor, get a judgment, and enforce the judgment by garnishing the employment income.

My suggestion to you is to contact your bank on Monday, ask to speak to the Manager, and request an overdraft of $100, perhaps even $200. If you have been receiving CPP and ODSP for over 5 years, this should be an easy decision for the Manager to make.

I don't know if you have any credit cards, but if you don't, I strongly suggest that you get a Secured credit card from Capital One. They will GUARANTEE you a SECURED credit card for a deposit as little as $75 with a limit of $300. You can then use this card as an EMERGENCY source of funds and you can then withdraw funds up to your limit from any ATM.

I hope this explanation and suggestion will be of some help to you.
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RE: [Urgent] Payday Loan (Disability - No Direct Deposit) - Help :( ?

Postby Gate420 » Sat Jan 22, 2011 02:10:33 PM

I can't find any one to loan us a measly 100.00 dollars we receive odsp and cpp we have been receiving odsp for well over 5 years same as cpp we are medically disabled and having the worst month of our lives and really need a 100 dollar loan for like 5 to 7days and I cannot find any payday company that will do it. Makes no sense to me since odsp and cpp are guaranteed income we get direct deposit have a chequing account and we make more then some people make working I can understand not loaning to welfare but do not understand not loaning to odsp patients. Even people that work are not as guaranteed as our income for they could be fired or injured laid off and not be able to make the next payment we have a steady income that will always be in the bank and is easy to prove.If any one knows where we could get a 100.00 loan please advise we are desperate and hungry we would use a hock shop but since all our stuff burned in a fire we have nothing to hock.
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