Many times we've seen people on the site, and I get emails from people asking for more credit to pay their bills.. IE... they're using credit as a source of income. They don't have the means to repay the debt.

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Pay day loan is the best bad credit loan, these loans do not have any credit check condition. They do not care for your credit history but for this loan you should have permanent job.

You can take loan online.Online loans also have direct Cash Advance Offer.They do not worry about your bad credit they just need a regular source of income only.

Fast loan is the best option for the bad credit, now just forget about credit files. Fast loan do not care for your credit history.

ottawa_chap,
I agree with you....

From the sound of the initial post.. it didn't sound like wolffen was going to be a prime "low interest" customer... however it is the right goal to strive for.

Many times we've seen people on the site, and I get emails from people asking for more credit to pay their bills.. IE... they're using credit as a source of income. They don't have the means to repay the debt.

If wolffen is able to get a loan at lower interest rates than a payday loan company, than by all means, that's the way to go.

Ottawa,

I will drink to that.

Cheers

"Using 1 debt to pay off another isn't going to work"

How about qualifying that statement Monty. On the surface I see where you are going with that one, but we all know that trading in a higher interest debt for a lower interest debt is better then a kick in the pants. Thing is, once that's been done, best to avoid accumulating any additional debt until one's out of the hole.

How deep can you get in with payday loans that you need a consolidation loan to pay them off? I always thought these places didn't loan large amounts every two weeks.

drat, was hoping to get a consolidation loan to pay off the payday loans or Ill never get out of this financial hole Ive made for myself.

My credit score = Bad Im guessing 480 or lower

Credit cards that I have....none

secured credit card that I have = none.

If you're stuck with payday loans, that's about as good as it gets if you've got bad credit.

My recommendation is to start saving up cash and build a cash reserve.

Using 1 debt to pay off another isn't going to work, and it's not going to impress future creditors...

What's your credit score?
Do you have any existing credit cards?
Do you have a secured credit card?