Facts & Information Page:
Ken Rowan & Associates Inc. - Canada

Canadian Money Advisor Rank

Product Names

Product Name


Bankruptcy

Consumer Proposals

COMPANY CONTACT INFORMATION:

Ken Rowan & Associates Inc.
#206 4603 Kingsway
Burnaby , BC V5H 4M4
Website:http://www.kenrowan.ca/

Customer Service Phone:
Customer Service Fax:
COMPANY INFORMATION AND BIOGRAPHY:

Serving the Metro Vancouver area, Ken Rowan & Associates Inc. specializes in assisting individuals and families with bankruptcies and financial restructuring strategies. It may be through counseling, consultation, proposals, or bankruptcy, Ken Rowan & Associates Inc. would be pleased to aid you in finding the way through your financial problems from their Burnaby office.

They are dedicated to the relief of creditor harassment, the release of your debts, and your return to financial freedom so that you and your family can aim for a brighter future. They will pay attention to you problem, assess your situation, and take instant action to assist you in getting the relief you require.

With more than twenty-five years of bankruptcy practice and a lot of cases handled, Ken knows how best to reorganize your finances or deal with your bankruptcy. You will have questions and concerns concerning how your proposals and bankruptcies affect your home, car, taxes, pensions, and student loans. They will notify you of all your alternatives that answers your questions, aid you in understanding how the process applies to your individual situation, and they will guide you each step of the way.

They know the stress, the fear, and the depression of bankruptcy, and wish to assist you. They are here to listen and to help. They provide rational fees and payment plans. You owe it to yourself and your family to look at your options in a free consultation with knowledgeable, concerned people.

Product Name Product Description
Bankruptcy The duration of the monthly payments must be made for at least 3 years and if possible for 4 years or more. The longest duration the law permits is 60 months. This is frequently viewed as a major advantage over debt management programs or debt pooling arrangements where the duration of payments is indefinite and can simply lengthen to a lot of years.

The benefits of the creditors are that they will obtain a better financial recovery than if you were instead bankrupt. They will calculate this for you. It must be realistic, even if the amount will vary on what specific circumstances. This return to creditors is enhanced by the fee calculation. Administrators of proposals are more or less at all times paid a lesser fee compared to the fee they would get in bankruptcy proceedings. As the fee is taken from the monies you pay in. With that, creditors have more money to obtain.

Payments would be monthly and must not be considerably less than the payment you would have made from your surplus income if you were instead bankrupt. You cannot lower your offer from the standard amount. They will compute the suggested payments for you.

Cash Flow of payments should fit in your monthly budget. Your budget must prove realistic expenses and there must not be a large budget surplus remaining. The cause of financial problems is that seldom, creditors will check the cause of your problems. If you utilized their money to risk or to gift your overseas relatives then do not expect consideration.
Consumer Proposals The duration of the monthly payments must be made for at least 3 years and if possible for 4 years or more. The longest duration the law permits is 60 months. This is frequently viewed as a major advantage over debt management programs or debt pooling arrangements where the duration of payments is indefinite and can simply lengthen to a lot of years.

The benefits of the creditors are that they will obtain a better financial recovery than if you were instead bankrupt. They will calculate this for you. It must be realistic, even if the amount will vary on what specific circumstances. This return to creditors is enhanced by the fee calculation. Administrators of proposals are more or less at all times paid a lesser fee compared to the fee they would get in bankruptcy proceedings. As the fee is taken from the monies you pay in. With that, creditors have more money to obtain.

Payments would be monthly and must not be considerably less than the payment you would have made from your surplus income if you were instead bankrupt. You cannot lower your offer from the standard amount. They will compute the suggested payments for you.

Cash Flow of payments should fit in your monthly budget. Your budget must prove realistic expenses and there must not be a large budget surplus remaining. The cause of financial problems is that seldom, creditors will check the cause of your problems. If you utilized their money to risk or to gift your overseas relatives then do not expect consideration.