Facts & Information Page:
Co-operators Life Insurance Company - Canada

Canadian Money Advisor Rank

Product Names

Product Name


Co-operators 10-year Versatile Term™

Co-operators 25-year Versatile Term™

Infinity Term Co-operators

COMPANY CONTACT INFORMATION:

Co-operators Life Insurance Company
130 Macdonell St.
Guelph, ON N1H 6P8
Website:http://www.cooperators.ca
Facebook URL:https://www.facebook.com/TheCooperatorsInsurance

Customer Service Phone: 519-824-4400
Customer Service Fax:519-823-9944
COMPANY INFORMATION AND BIOGRAPHY:


The Co-operators Life Insurance Company was established by a group of Canadian farmers in 1945. It has developed and turned out to be Canada’s leading multi-product insurance company with the support of ten like-minded organizations. They are a community-based organization with an emphasis on personal care and keeping in touch with clients. The company aims on both individual and group insurance products, consisting of a variety of life and health insurance, travel insurance, auto insurances, home insurance and special risk insurance. Special risk insurance is particularly suggested for non-profit organizations that rely profoundly on hosting special events to increase their funds. As the major farm insurance company, they recognize how significant it is to meet each and every farmer’s definite needs by providing carefully created products customized to their distinctive requirements. They give protection to over 47,000 farms throughout Canada. The Co-operators also grant a wide range of wealth management products, well-selected investments, and real estate management services for customers looking for financial management. Business owners are given different coverage, varieties of deductible amounts and policy limits to guarantee safety and protection. All these services are obtainable in over 600 locations across Canada. A local agent can give professional advice and personal service. They also distribute a newsletter to keep customers up-to-date with new products.


Product Name Product Description
Co-operators 10-year Versatile Term™


If You Are Finding For An Affordable Solution To Your Temporary Insurance Needs, Our 25-year Versatile Term™ Plan Renews Every 20 Years And Is Available For Anyone 16 To 75 Years Of Age. The Feature Of The Insurance Will Provide A Coverage That Extends To The Age Of 85 Given That The Premiums Are Paid Off. The Premiums Will Increase Every 10 Years Until Reaching The Age Of 85. The Benefits Of The 25-year Versatile Term™ Would Comprise A Short-term Coverage That Has Inexpensive Rates. You Can Choice Monthly, Semi-annual Or Annual Payments. It Has A Convenient Bank Debit Payment Available. Aside From That, A Death Benefits Payable While The Policy Remains In Force. And Lastly, Up To Age 65 Or 70, Depending On The Policy, It Can Be Changed To One Of Our Permanent Policies No Needing Any Evidence Of Insurability. There Are Several Others Reasons Why Our 25-year Versatile Term™ Plan Could Be Ideal Insurance For You. Versatile Term™ Life Insurance Improves Your Family’s Financial Security Protecting Them From The Unforeseen Events That Can Happen. It Can Also Be Changed To Permanent Insurance Up To Age 65 Or 70 Depending On The Policy, Permitting You To Keep That Protection Without Medical Tests Or Doctors’ Reports. Purchasing Life Insurance Can Be A Great Idea. However, Our 25-year Versatile Term™ Plan Makes The Decision In Buying The Insurance Easier. Basically, You Need To Decide The Amount Of Coverage You Want And Obtain Affordable Protection To Safeguard Your Family’s Financial Future. The Insurance Is Easy To Purchase And Trouble-free To Manage. If You Have A Short-term Need For Insurance, Then Our 25-year Versatile Term™ Plan Is An Affordable Solution. Given That It Is A Term Policy, Your Premiums Will Stay Constant For 10 Years. When Your Policy Ends, You Can Renew It At A Higher Rate For Additional 10-year Periods Until Age 85. Yet, When It Is Time To Renew Your Policy, You May Wish To Change Your Term Insurance Into A Permanent Plan For Affordable, Lifelong Protection. Optional Riders Can Be Added To Your Term Policy. This May Take In A Versatile Term™ Rider, Spouse Versatile Term™ Rider Or Child Rider. Critical Illness And Disability Insurance Are Also Obtainable.

Co-operators 25-year Versatile Term™


If You Are Finding For An Affordable Solution To Your Temporary Insurance Needs, Our 25-year Versatile Term™ Plan Renews Every 20 Years And Is Available For Anyone 16 To 75 Years Of Age. The Feature Of The Insurance Will Provide A Coverage That Extends To The Age Of 85 Given That The Premiums Are Paid Off. The Premiums Will Increase Every 10 Years Until Reaching The Age Of 85. The Benefits Of The 25-year Versatile Term™ Would Comprise A Short-term Coverage That Has Inexpensive Rates. You Can Choice Monthly, Semi-annual Or Annual Payments. It Has A Convenient Bank Debit Payment Available. Aside From That, A Death Benefits Payable While The Policy Remains In Force. And Lastly, Up To Age 65 Or 70, Depending On The Policy, It Can Be Changed To One Of Our Permanent Policies No Needing Any Evidence Of Insurability. There Are Several Others Reasons Why Our 25-year Versatile Term™ Plan Could Be Ideal Insurance For You. Versatile Term™ Life Insurance Improves Your Family’s Financial Security Protecting Them From The Unforeseen Events That Can Happen. It Can Also Be Changed To Permanent Insurance Up To Age 65 Or 70 Depending On The Policy, Permitting You To Keep That Protection Without Medical Tests Or Doctors’ Reports. Purchasing Life Insurance Can Be A Great Idea. However, Our 25-year Versatile Term™ Plan Makes The Decision In Buying The Insurance Easier. Basically, You Need To Decide The Amount Of Coverage You Want And Obtain Affordable Protection To Safeguard Your Family’s Financial Future. The Insurance Is Easy To Purchase And Trouble-free To Manage. If You Have A Short-term Need For Insurance, Then Our 25-year Versatile Term™ Plan Is An Affordable Solution. Given That It Is A Term Policy, Your Premiums Will Stay Constant For 10 Years. When Your Policy Ends, You Can Renew It At A Higher Rate For Additional 10-year Periods Until Age 85. Yet, When It Is Time To Renew Your Policy, You May Wish To Change Your Term Insurance Into A Permanent Plan For Affordable, Lifelong Protection. Optional Riders Can Be Added To Your Term Policy. This May Take In A Versatile Term™ Rider, Spouse Versatile Term™ Rider Or Child Rider. Critical Illness And Disability Insurance Are Also Obtainable.

Infinity Term Co-operators


Infinity Term Provides Affordable, Lifetime Financial Protection Made To Meet Your Needs Today And Well Into The Future. With Coverage Up To Age 110, We Present A Variety Of Features And Benefits To Get Together Your Goals For Estate Planning, Business Planning, Final Expenses And Income Replacement, Including Level Premiums For As Long As Your Policy Is In Effect. It Is A Guaranteed Insurance Protection For Life As Long As The Policy Is In Effect. It Has A Full Set Of Riders And Benefits To Customize Your Plan. You Are Given The Alternative Of Premium-payment Options. Your Paid-up Values Are Reduced And Need To Be Fully Paid-up At Maturity. Infinity Term Businesstm, You Can Secure The Business You Have Established By Insuring Yourself, Your Business Partners And Your Important Employees. Our Reasonably Priced And Guaranteed Permanent Coverage Aids You Plan For The Future And Provide You More Alternatives To Maintain Your Business Running. Infinity Term Estate Tm, You Can Safeguard Your Estate For Your Beneficiaries. The Cost Of Life Insurance Is Only A Portion Of The Tax Liability Your Beneficiaries Could Pay In The Future Without The Right Coverage. We Will Perform A Free Needs Analysis To Find Out The Right Plan To Look After Your Estate. Infinity Term Familytm, This Can Offer Your Family With Coverage They Require To Maintain Their Way Of Life And Protect Their Financial Future. Since You Decide The Amount Of Coverage, You Can Make A Plan That Fits Your Individual Needs, Counting Also The Coverage For Income Replacement And Mortgage Protection.