by alexisyvr » Wed Jan 23, 2008 01:20:38 PM
If you are making payments faithfully then they have no right to call you.
Also, if you tell them on to call your work, legally they are not allowed to call your work.
They are not allowed to "harrass" people for more money, the only reason why he is doing that is b/c he wants to hit is monthly quota.
Third party collection agencies are the worst and they do things so illegally because they think other people are stupid.
They cannot garnish wages or take you to court if you "refuse" to pay more. They can only do that if you are not cooperative (which you are) and cannot garnish wages as there are regular payments being made
But yes, contact them and tell them to STOP calling your work, your wife at work and calling all together. You cannot afford more then $150/mth and that is what they will get. Or ask them to do a settlement if there is not that much owing on your balance!!.
If you are writting cheques, you can look online or print out a statment, but the collection agencies do not send out invoices or recepits.
Good Luck!!