One of the reasons that collection agents don't like to make housecalls.

The link below describes the statutes that belong to the Collections Act of Ontario, describing what collection agent activities are legal. I posted the Ontario one because it contains about 40% of Canada's population; however, the ones across the country are pretty similar.

I mention this because I told blogger "Scottydog", something that wasn't quite right. I said that collection agents are not allowed to make house calls anymore. I got this info from lawyers' legal glosses and I hadn't actually heard of collection agents making them for many years. It's also become more a less a moot point for some pretty obvious reasons - like the one pictured on the left. Still, I shouldn't have assumed anything; and after checking with the Ministry and the legislation, apparently housecalls are allowed. In fact, you can see by Section 22(6)1 that the Act uses the phrase "personal call", as a variant or form of "contact." And so just because it's rarely used doesn't mean that it's become illegal.

Nonetheless, this may even be a good thing for homedwellers like "Scottydog." as it would allow for some "interesting" responses.

You never can tell who might come to the door if collectors like Global's Deanna Natale started sending out her minion to make housecalls.

http://www.e-laws.gov.on.ca/DBLaws/Regs/English/900074_e.htm#BK6

Ray