by ceileigh » Wed Oct 10, 2012 11:39:14 AM
Hi All,
I am wondering if someone could give me some advice. Lately, I have been receiving phone calls from a company called Accounts Recovery Corp on my cell phone. Apparently, I owed $300 on an old department store credit card in 1999, and now the interest has accrued to $3000+. The store was Eaton's and they went under YEARS ago!
I had contacted a debt councellor at the time, not sure what happened, I thought it was paid, but obviously not. Nonetheless, this debt is like 13 years old (the company doesn't even exist!) and I sure am not paying it. I'm pretty sure it has served it's time on my credit report and has been long gone.
What am I supposed to do and how do I get rid of them. I don't think they can sue me or freeze my account because it's been so many years.
Also, how did they get my cell number and address?
The guy on the phone even said he would settle the $3000 for $1950...LOL!