Collection Agencies - How to stop iQor Collection agency - CBCL from calling your house. - Canada

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RE: IQOR

Postby brampton_cowboy » Thu Jan 20, 2011 01:56:46 PM



ivan ransom
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RE: IQOR

Postby average_joe » Mon Jun 08, 2009 07:22:30 AM

I agree and keep telling them all you can afford is 10% to settle your debt, it worked for me.

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RE: IQOR

Postby RichardC » Mon Jun 08, 2009 07:19:49 AM

I have to agree, changing your number is much cheaper and you aren't encouraging the collection agency to sue you.
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RE: IQOR

Postby average_joe » Mon Jun 08, 2009 07:15:03 AM

In my opinion the guy is a scam artist. I don't think collection agencies want to spend money suing people, instead they rather collect. The only reason I was sued by one creditor is they knew I had a home, otherwise they wouldn't of. If you’re getting annoyed by collection agencies call, it’s cheaper to change your telephone number. Once you change it; I would not make the telephone calls to collection agencies from your home instead use a payphone or a pay as you go phone. The collection agencies have methods of tracing your telephone number, even if it’s blocked.
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RE: IQOR

Postby RichardC » Mon Jun 08, 2009 07:14:42 AM

I looked into this and talked to a guy named Steven there; I really wasn’t very confident in his professionalism during the call. He answered what appeared to be a cell phone with a blunt “hello”.

He also seemed somewhat evasive when I asked questions. I wanted to know why he has this "special power" to stop collection agency calls. He said he is not a lawyer but he did practice law at one time for 20 years. I didn’t ask why he isn’t licensed now to practice law or if he was disbarred.

Apparently you give him $100 they will mail a letter to the collection agency (not sure if it’s registered or not) telling them that you dispute the debt and suggesting court as a remedy to the debt.

See section 22.1 in Ontario, this is the part of the collection agencies act he is relying on.

22. (1) If a debtor sends a collection agency or collector, by registered mail, a letter stating that the debtor disputes the debt and suggests that the matter be taken to court, the collection agency or collector shall not thereafter contact or attempt to contact the debtor, unless the debtor consents to or requests the contact. O. Reg. 103/06, s. 2.

Will it stop the calls? Probably, but I’m not sure I want to encourage collection agencies to sue my clients.

There are some out there that are very litigious.

He did disclose that there is a higher likely hood that you may be sued after his letter goes out.

Hope this helps.
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RE: IQOR

Postby average_joe » Sun Jun 07, 2009 04:27:31 PM

It's like the booklet that someone wrote, that tells you how to beat a speeding ticket. The suckers that bought it, found out the answer was don’t speed.
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RE: IQOR

Postby RichardC » Sun Jun 07, 2009 03:39:49 PM

Hey Joe, this is an interesting one. I noticed on a Google search he has also spammed craigslist as well.

Okay, I'll bite... How do you make the calls stop for $100?

You said : "What we will do, is use existing consumer rights laws to stop the harrassing telephone calls. Immediately."

So, what consumer rights laws are you going to use? I have thousands of clients, maybe if you are ligitimate and your product/service can be verified I can do something with you.
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RE: IQOR

Postby average_joe » Sun Jun 07, 2009 10:36:05 AM

I have a cheaper way to have collection agencies to stop calling then callbusters and it’s free. If you want to have collection agencies to stop calling you, tell them you are willing to settle your debt for 10%. If you keep telling them this, they will stop calling you after a few times, it worked for me.
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RE: IQOR

Postby average_joe » Sun Jun 07, 2009 08:25:37 AM

I can't see anyone paying $100.00 for this service, where you can pay less to change your telephone number. If the service was the same fee as changing your telephone number, then I can see people signing up. I noticed this service is only good for residents of Ontario.

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IQOR

Postby 6300lennox » Sun Jun 07, 2009 07:08:12 AM

I was being harrassed by IQOR for a small debt that I didn't owe. I must have received 5 calls a week. My friend told me about a service called Call Busters, who specialize in stopping collection calls. I haven't used them but my friend says they worked and the calls stopped. www.callbusters.webs.cam.
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