Thanks for the response, but the post was made back in July, 2012. Given that the account had already been transferred twice by then, it's probably more than 2 years old by now and stats barred. Anyone going to sue would have done so a long time ago. Some collection agencies like CBV and CRS have acquired debt buying arms, but I wasn't aware MJR had. Is that correct? As well, government pensions are exempt from attachment if it is any form of social assistance or disability.
BTW: They have 6 days, not 7 days, to send a letter of assignment.
http://www.e-laws.gov.on.ca/html/source/regs/english/2006/elaws_src_regs_r06103_e.htm
But what I'd like to know is the reason for the wholesale disregard of Section 21(2) of Reg 103/06 (Collections Act of Ontario Regualation) just to save on a stamp. Why are agencies chronically allowed to get away with this? The legacy of Brian Pitkin?