Collection Agencies - ccr - Canada

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RE: ccr

Postby jtrickey » Tue Jul 24, 2012 02:14:06 PM

well thanks again i will post if anything else happens!
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RE: ccr

Postby TJ.brooks » Tue Jul 24, 2012 02:10:49 PM

I too have been in your position....and lived it for sometime.
Just call it experience and several years working ithin the court system.

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RE: ccr

Postby jtrickey » Tue Jul 24, 2012 02:03:11 PM

thanks for the info as i said they havent called me yet just sent 3 letters saying to call which i did. but i will follow that advice you gave me thanks again just out of curiosity how did you come to be so informed its greatly appreciated because i didnt know so thanks again!
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RE: ccr

Postby TJ.brooks » Tue Jul 24, 2012 07:43:23 AM

They are just trying to intimidate you at this point with the threat of legal action.
Wait till they call again and if you are able offer to settle this debt for say 30 % of the total. If you manage to make any agreements as to a pay out...make sure it is all in writing and signed by someone in authority at the agency.

The 28th will come and go without any court action being started....count on it.

Record all your phone calls with them as well just do not tell them you are recording. Perfectly legal.

Also insure that the remaining portion of any settlement can not be sold or assigned in anyway to another agency, otherwise it will just all start over again with them. Again in writing.
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RE: ccr

Postby jtrickey » Mon Jul 23, 2012 04:48:40 PM

it was originally zellers and i last paid in may
jtrickey
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RE: ccr

Postby TJ.brooks » Mon Jul 23, 2012 02:53:39 PM

What kind of debt is it, when was the last time you made a payment on this debt?'
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ccr

Postby jtrickey » Mon Jul 23, 2012 02:20:39 PM

this company bought out an account i owed to another collection agency and now write and tell me i have to go to court if i dont pay the whole amount of 2300 i asked if they were a collection agency he said no its financial company and they insist i pay everthing yet the sent me a letter to today stating to call them so we can settle this cooperatively. i was only paying 50 a month i thought collection agencies have to take the amount you agreed on they say they are filing on july 28 what do i do i dont believe they can do this without giving me a chance they wrote one letter nocalls [they claim otherwise] but i didnt have any messages on my machine.
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