Life Insurance - Welcome to Standard Life Insurance - Canada

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RE: Welcome to Standard Life Insurance

Postby JeanKarla » Mon Feb 21, 2011 07:56:09 AM

Standard Life Canada was established in 1825. It is the top source of long-term savings and investment solutions to more than 6 million customers globally. Headquartered in Edinburgh, Scotland, Standard Life has about 10,000 employees across the UK, Canada, Ireland, Germany, Austria, India, USA, Hong Kong and mainland China. It had $311 billion in assets under the current administration based on the September 30, 2010 reports.

In Canada, Standard Life has been providing their services for more than 175 years. Standard Life Financial Inc., which completely holds The Standard Life Assurance Company of Canada and Standard Life Mutual Funds Ltd., is Standard Life plc's major operation externally of UK. With greater than 2,000 employees based in Montréal and in offices around Canada, it offers long-term savings, investment and insurance solutions to over 1.3 million Canadians, taking in group insurance and retirement plan members. It had $38.2 billion of assets belonging to the existing administration.

To know more about Standard Life Insurance Company, visit their official website using this link: http://www.standardlife.ca
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RE: Welcome to Standard Life Insurance

Postby jonathanpaul » Fri Jan 28, 2011 02:07:44 AM

Standard Life Canada was established in 1825. It is the top source of long-term savings and investment solutions to more than 6 million customers globally. Headquartered in Edinburgh, Scotland, Standard Life has about 10,000 employees across the UK, Canada, Ireland, Germany, Austria, India, USA, Hong Kong and mainland China. It had $311 billion in assets under the current administration based on the September 30, 2010 reports.

Whole Life 100 and Whole Life Limited Pay are the two limited pay options that allow you choose what premiums will suit you and how long you will be paying for it. After the number of years you pick depending of your age whether 65 or 75 or for 20, 25 or 30 years, the policy will be paid for that span of period. If you go for the other option which is the Whole Life 100, the premiums will be payable to 100. The premiums are a sure guaranteed that they will not change in price or even increase.

The 10 and Term 20 Year Term Policies grant level insurance coverage to insurance age of 85 having premiums that would vary every 10 or 20 years, depending what plan you have opted for. With your 10 and 20 Year Term Insurance, it can have its own policies in themselves or riders incorporated with the other term insurance or Perspecta Universal Life Policies. Aside from that, Protecta Critical Illness riders can be added to the 10 and 20 Year Term policies.

With Perspecta Universal Life Insurance, you can take pleasure of the traditional life insurance coverage, along with an investment component that grants you sources of tax-sheltered income on top to what you will obtain through a registered retirement savings plan. Not only do they offer several investment alternatives that you can choose from which can surely that suit your level of risk tolerance, they also provide preferred rates. This is because of the Life Profiles Preferred Rates Program.

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RE: Welcome to Standard Life Insurance

Postby pamsmith » Wed Jul 14, 2010 11:36:35 PM

I read your article, I have a question for you. We talk about 2 types of Investments 1. ULIP and 2. Mutual Funds.

When you talk about ULIP, The maintainance Charges ,Morality Charges , Allocation charges come close to 40% of annual PermiumEg.HDFC Pension Plans. Apart from that they charge every year for maintainace.

When you talk about Mutual Funds One time entrance fee of 2.5%, no annual charges.

My question is

1. Is ULIP giving higher returns than Mutual Funds,since close to 30% of our investement goes for maintainace,morlaity,allocation,annual charges

2. What is the difference between Investing in ULIP's with Insurance plans like LIC Jeevan Tarang,Jeevan anand etc.
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Welcome to Standard Life Insurance

Postby montyloree » Sat Apr 10, 2004 12:00:00 AM

Welcome to Standard Life Insurance
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