It's always better to pay your debt(s) no matter what anyone tells you. Make sure you get a confirmation that it's been paid up in full and keep it in a safe place with your important documents, if you're not sure about that business. With Rogers you don't have to worry: they're a good company. Having debt(s) that haven't been paid up can be detrimental if you want to take out a loan to buy a car, a mortgage to buy a home, etc. It can also ruin the credit rating for your future wife/husband. Take care of it ASAP because DEBT IS BAD (except car loans and mortgages: homeowners expect to have at least mortgage payments because most people don't have the entire lump sum to buy their own home).

So then it remains on report till 2017

Its been listed from January 2011.

When was it listed...how old is the bill?

once that rogers bill went to collections it was an R9 rating....the worst. It will remain on your report for 6 years from when it was listed.

Even if you pay it off it will remain the same....best they can do is add a notation indicating account paid.

I need some advice and suggestions here. Yesterday I ordered for my credit rating through equifax to know where I stand in my rating as I am planning to buy a home in a year or 2. I found that I owe rogers 117$ and global credit collection is the collection agency. This has affected my credit rating. So If I pay the collection agency will my credit rating boost, I heard from some websites that paying the debt will lower your credit rating even more. I need some experts advise. I want to clean my report so that I don't end up in trouble getting a loan when I am in need.