Eric Sabbah is still active,but not with the firm referred to@that time.He's based in Vaughan,Ontario&if U wish to make contact go to ericsabbah.com&U should be able to.He's still litigating cases@small claims court as he completes his legal studies.I hv known Mr.Sabbah 35+yrs&upon request,perform some duties(process serve&document filing@courts.I also,hv experiences@court via my own cases.r.Sabbah has advised me often.I assure you all that,if U R in need of legal representation you'd be wise to consult Mr.Sabbah b4u make a choice.I will post a follow up commentary related to the ridiculous rigamorall that the court/bankruptcy standards hv put me through&stil are.To wrap up this though,I suggest that U inquire to Mr.Sabbah,if U want a rep whose conduct will be totally passionate&thorough in defending clients who hv been wronged&had their trust betrayed.He like I,has a particular disdain for honest entities being "screwed over"(my words)by those who originally portrayed themselves as genuine&trustworthy

ADDENDUM: I should have added there are still some encouraging signs concerning credit bureau accountability enforcement. Here's an article from back in 2004 showing the prosecution of Equifax for wilful negligence in Alberta by Service Alberta. Not too sure we'll see the same thing in Ontario for a whille though.

http://www.servicealberta.gov.ab.ca/938.cfm

http://www.canadacreditfix.com/

Canada Credit Fix - "We fix credit fast."

What a pile of hooey! I don't know what's more sickening: the phoney testimonials or that annoying logo of the "International Association of Professional Debt Arbitrators". Only slightly harder to get and more expensive that a cheapdegrees.com diploma.

First of all, Canada Credit Fix is not a competitor or rival to Equifax. They are there to correct errors in Equifax and Trans Union reports for clients. (And that's just a ruse to begin with.) Even if it wasn't, a credit repair person CANNOT do anything for you that you can't do better yourself.

The rest of their website is more rubbish, as you would expect from anyone in the the credit repair industry. It seems to consisit of characters too lazy and/or incompetent to get a "real" job. That may sound harsh but show me one exception and I will recant.

The civil courts will not consider such outfits to be a competitor to the bureaus in any sense of the word. To date, trial judges have termed credit file misinformation as "errors" which fail to meet the threshold of constituting an actionable tort. It's too bad, and maybe someday that will change. But for now, the credit bureaus have taken the ruling as a licence for gross (and often culpable) negligence and letting their creditor and collection agency members do as they like.

When enough people complain, that will change - but not until then.

I haven`t all specifically check for Equifax but there`s a couple of case in Quebec (Barchechath v. Lcation Halland (1995) Ltée [2006] QCCQ 491 and Tassoni v. Lions du meuble inc. [2007] QCCQ 9811) in which a consumer was awarded punitives damages for an unjustified credit note and Equifax was orderded to rectify the credit report accordignly.

Hi average_joe

Are you aware that the URL that you provided in your blog is an American website and that the information provided, while interesting, is riddled with errors and very misleading to readers. When I get a chance, I will expose these errors. It's daylite clear to me that most consumers have no concept how credit bureaus operate within the confines of our current legislation or how the judicial system deals with credit bureaus and credit reports.

For our reader's background information, please see my blog on the Forum --- Correcting Credit Report Errors --- Virtually Impossible

I am currently preparing an analysis of jurisprudence as it relates to credit bureaus as well as a proposal as to how to remedy these reporting inaccuracies that so many consumers are experiencing. These reports will appears on my blog mentioned above.

http://hubpages.com/hub/Equifax-may-be-in-hot-water-again-Canada-Credit-Fix-bites-back

Equifax has been previously charged with infractions for failing to adopt reasonable procedures to ensure fair and accurate content in its reports, and for including unfavorable personal information on a report without substantiating evidence. Equifax has also been sued on several occasions for deliberately delaying of failing to correct consumer data in a reasonable amount of time. We are not interested in suing Equifax, nor are we interested in their money, we simply want to improve our service to our customers. Canada Credit Fix reports they are looking for a friendly relationship with Equifax, one that would if anything benefit the consumers and make the process of credit repair simple and fast.

Montyloree

In response to your previous blog re: a telephone conversation with Eric Sabbah and his success with taking Equifax to Small Claims Court in Ontario. I don't know where you got that idea from.

To my knowledge, neither Equifax Canada Inc. nor Trans Union of Canada Inc. have ever been sued in Small Claims Court in Ontario either successfully or unsuccessfully. If I am wrong, please provide full details e.g.case number, names of litigants, date of trial, what the matter was before the court, name of presiding judge and the decision handed down. If you are unable to provide this information, contact Eric Sabbah and put these questions to him. I am willing to bet the "family farm" that he has NEVER taken Equifax or Trans Union to Small Claims Court in Ontario. I will be anxiously awaiting your reply.

P.S. Haskett v. Equifax Canada Inc. NEVER went to Small Claims Court. It was an appeal from a Motion made by Equifax Canada Inc. on December 13, 2001 before Justice Peter A. Cumming of the Ontario Superior Court of Justice. Glenn Haskett then appealed this ruling to the Ontario Court of Appeal on March 6, 2003.

P.S. 2 Any case that is decided in the Ontario Small Claims Court does NOT set a precedent for future cases, unlike those cases that are decided in the Superior Court of Justice.

Eric Sabbah - Associate Paralegal

Eric Sabbah is a licensed paralegal who recently joined the firm. He practices in the Ontario and Alberta Small claims courts and various administrative tribunals. Eric has spent the last 7 years dividing his time in litigation with primary focus related to personal injury, Insurance, Banking, Securities, Construction, PPSA and Consumer Protection law. In addition he has also litigated civil fraud matters, including post bankruptcy litigation and is an associate member of the Association of Certified Fraud Examiners. Eric also maintains a certificate in Advanced Dispute Resolution & Mediation.

Eric is currently enrolled as a law student, Eric has represented consumers as well as non bank lenders and is primarily involved in the Statutory Accidents Benefits division of the firm.

Mr. Eric Sabbah can be reached at SCG LLP 416-486-2040 or to e-mail him click here.

I had a long phone conversation with Eric Sabbah.. he called me when he saw that we were talking about him... apparently he's been successful with taking Equifax to small claims court in Ontario

He sites the case Haskett vs Equifax which I talk about here:
/archives/2007/09/success+suing+equifax+canada+inc+in+small+claims+court+in+saskatchewan+canada.html

and is talked about here:
http://www.ucc.ie/law/odg/messages/030311a.htm

and here:
http://canlii.org/en/on/onca/doc/2003/2003canlii32896/2003canlii32896.html

If we can start to sue equifax through the small claims court system, that would give people alot more teeth to get it done.

When I first created this post, it was unheard of to sue Equifax through small claims court, any where in Canada. Eric Sabbah works at a law firm in Ontario, http://www.dansonschwarz.com/our-lawyers/eric-sabbah-associate-paralegal.html as of this writing.

Apparently he's done alot of work in this area...

Again, if we can start to sue equifax in small claims court, that would give people alot more control with their credit reports in Canada.!!

I just did a search for quantumlaw.ca... it looks like that site no longer works...