You can find many life insurance on the internet. Just be sure to check the policy / conditions before taking it into consideration.

Hi, I am currently looking around for the best life insurance policies in Canada for my Mother and Brother. Both whom are currently living in Newfoundland and already have a policies but my mother especially is not happy with hers.

My mother is 62 yrs. old and currently has a policy is with Scotia Bank and she is not happy with it. Her policy, the way she explains it keeps depreciating in value year after year. So in about 15 years time, if anything should happen to her there is very little to nothing left to her policy to leave to her children, so she wants to change it. Oh yes she has high blood pressure, will this affect her premiums?

Also my brother's policy is also with Scotia Bank and I am not sure what policy he has exactly. He is 33 yrs old and has an 8 yr old son. I know he wants to start contributing to some investments for his future and for his son and I heard that there are some life insurance policies out there that act like an investment.

Just by seeing commercials and advertisements on TV and the internet, I think I am leaning towards Manulife and BMO since BMO has no medical exams or so they say.

Any advise will be appreciated, thanks in advance,

Andy