Canadian Credit Repair - Fixing mortgage credit or how long does it stay on credit score - Canada

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RE: Fixing mortgage credit or how long does it stay on credit score

Postby TJ.brooks » Wed Oct 12, 2011 02:48:06 PM

2015 does not matter when reported ...last activity by you is the key.
TJ.brooks
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Posts: 247
Joined: Mon Aug 22, 2011 01:43:46 PM
Province: ON


Fixing mortgage credit or how long does it stay on credit score

Postby jckblack » Wed Oct 12, 2011 07:06:41 AM

I have this on my record, long story short, helped relatives with mortgage and they screwed me over. How long does this stay on my record? 6 years?

RBC
Phone Number: High Credit/Credit Limit: 000000282000
Account Number: XXX...216 Payment Amount: $1,184.00
Association to Account: Joint Balance: $0.00
Type of Account: Mortgage Past Due: $0.00
Date Opened: 2004-07 Date of Last Activity: 2009-07
Status: Bad debt, collection account or unable to locate Date Reported: 2010-03
Months Reviewed:

Payment History: No payment 30 days late
No payment 60 days late
No payment 90 days late
Prior Paying History: Showing a repossession ( 2009-12 ) Showing a repossession ( 2009-11 ) Showing a repossession ( 2009-10 )
Comments: Account paid
Mortgage

I also noticed that date of last of activity 2009 and then Date reported is 2010. So if it is 6 years would it be 2016? or 2015 for date of last activity?
jckblack
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Posts: 1
Joined: Mon Jul 27, 2009 08:42:59 PM
Province: ON


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