I'm sorry... I shouldn't complain like that. But I'm wondering who gave CBV collections a license from GOD. They give you the impression that they were trained in heaven. Blessed by the almighty.. I'm sorry if that's crude. I've never dealt with such arrogant people in my life.

Look... I'll pay my bills... I'm broke right now... I was laid off... it's not my fault. I'm starting a new job in 3 days... I'll pay my bills. That's my final answer.

CBV collection can take a hike. sorry.