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RE: Mogo Money

Postby drunkbeerguy » Thu Oct 14, 2010 10:52:08 PM

they aren't going to sue you over a pay day loan.

they will not go to court...yes court is what is necessary to get a garnishee of wages, and you have to lose in court by either telling off the judge or not showing up.

They will try and scare you to pay, but if you don't have the money over and above your living expenses, then don't pay. The best thing you can do is start quoting the BC code of conduct you stated in your original post.....they may get mad at first, but in the long run they will probably work it out with you.
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RE: Mogo Money

Postby ottawasingles » Thu Oct 14, 2010 11:57:38 AM

LOL @ "friendly Payment Services Manager "...there's nothing friendly about this company when you are in collections.
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RE: Mogo Money

Postby MogoWizard » Thu Oct 14, 2010 10:21:55 AM

Hi Tiamaria

Just call our friendly Payment Services Manager at 1-800-587-2131.

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RE: Mogo Money

Postby MogoWizard » Thu Oct 14, 2010 10:21:46 AM

Hi Tiamaria

Just call our friendly Payment Services Manager at 1-800-587-2131.

MogoWizard
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Province: BC


Mogo Money

Postby tiamaria » Wed Oct 13, 2010 01:58:03 PM

I need some help or advice.

I received a payday loan from Mogo Money in Surrey BC and everything was fine until last month. When my payment came back as NSF so I was contacted by a rep at there head office. I told them my situation about how my hours had gone down due to personal issues and I am a single mother and asked if I could do a payment plan until the debt was paid off.

She basically told me that I had till October 30th to repay the loan in full or it would go to there legal department. I asked her what that meant she told me that they are 1st party so they can pretty much do whatever including a 'wage garnishment" I pleaded my case but she didn't seem to care at all.

When I went on the BCPCA websit it said that Payday loan companies

B.C.’s Business Practices and Consumer Protection (Payday Loans) Amendment Act and the Payday Loans regulation prohibit lenders, including phone and Internet lenders, from:

· Requesting an assignment of wages, or collecting from a borrower’s employer.

So I guess my question is can they garnish my wages in BC as it would be devastating to me. Or is there something I could do to stop it from happening.
tiamaria
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Joined: Fri May 09, 2008 02:55:58 PM
Province: BC


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